I receive compensation for content and many links on this blog. You don’t have to use these links, but I am grateful to you if you do. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same).
The American Express® Gold Card is my go-to for 4 membership Rewards points per dollar on restaurants worldwide and on the first $25,000 spent each year at U.S. supermarkets.
This is one of the best points-earning cards. It also earns 3 Membership Rewards points per dollar on flights booked directly with airlines or on amextravel.com. The card has no foreign transaction fees, offers an annual $100 airline fee credit, and up to $120 a year in dining credit ($10 monthly when you pay with the card at participating dining partners).
American Express Membership Rewards points transfer to:
- Star Alliance: Aeroplan, ANA, Singapore, Avianca
- oneworld: AsiaMiles, British Airways, Iberia, Qantas
- SkyTeam: Aeromexico, Alitalia, Air France KLM, Delta
- Non-alliance: Etihad, Emirates, El Al, Hawaiian, JetBlue, Aer Lingus, Virgin Atlantic
- Hotels: Choice, Hilton, Marriott
When the card was launched last year there was a limited period where you could opt to have it issued in “Rose Gold.” That was incredibly popular, and one of the concerns I heard when the American Express® Business Gold Card was improved last year to automatically offer 4x earning points on the two categories you spend the most in each month was that Rose Gold wasn’t an option for the business card.
I got the card before the Rose Gold option went away in January.
However Rose Gold is available again for a limited time through July 17 via referrals from existing customers (feel free to share your link in the comments).
One reader tells me American Express agreed via online chat to swap his current card for a Rose Gold one so it may be possible for existing cardmembers to get a Rose Gold version, too.