Four Best-Ever Rewards Card Offers I Don’t Want to End

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One of the most frequent questions I get from readers is “how long will this bonus last?” Some offers are really good but you can’t or don’t want to apply for them right away.

  • You may be holding off on new credit cards because of an upcoming new mortgage or refinancing
  • You may be trying to get the number of new cards you’ve had in the last 24 months down, so you’re waiting
  • You may have a bunch of big bills coming up and you want to use those to meet the minimum spend required to earn a bonus
  • Or other cards are a more immediate priority, but there are still some you’re hoping after and want them to last.

There are four offers that I really want to stick around, for myself and for readers, although I know for a fact some will not.

  • When the Chase Ink Business Preferred℠ Credit Card was first introduced I assumed 80,000 points after $5000 spend within 3 months was a temporary initial bonus meant to draw attention to the product.

    It’s been the best overall offer for any rewards card in my opinion for much of the last nearly three years since the card was introduced. That lulls me into complacency that it’ll be around forever. Fortunately I got the card last year.

    Ritz-Carlton Al Wadi Desert Resort

  • Southwest Rapid Rewards® Performance Business Credit Card. This card was brand new and its initial bonus offer to earn 80,000 points after you spend $5,000 on purchases in the first 3 months your account is open is the biggest offer there’s ever been for a Southwest Airlines credit card.

    When you use these points and earn a companion pass (110,000 eligible points in a year lets you take a travel companion with you for the cost of taxes whether you fly on paid tickets or awards) 80,000 points can net almost $2400 worth of travel.

    Historically Southwest card offers have gone up and down, they don’t sit at 60,000 points let alone 80,000 points. When Chase introduced the Southwest Rapid Rewards® Priority Credit Card last year – their new premium personal card – they did it with a large bonus that turned out to be limited time.

    So if I had to peg one offer that hasn’t been announced as temporary as in my view least likely to last, the Southwest Rapid Rewards® Performance Business Credit Card is it.

  • IHG® Rewards Club Premier Credit Card has a best-ever points offer to earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening.

    In addition for the first 12 months you have the card you earn really generously for your spend:

    • For the first 12 months this card will earn 25 points per dollar at IHG hotel properties. That strikes me as much stronger earn than any other card at any other hotel chain.
    • And for the first 12 months it will earn 4 points per dollar on all other spend which makes the card worth using.

    The card comes with Platinum status; a free night after each account anniversary year at eligible IHG hotels worldwide; a free reward night on points stays of 4 or more nights (which is better than the ‘5th night free’ from other chains) and amounts to a 25% discount on four night award stays; and Global Entry or TSA Precheck fee credit (up to $100 every 4 years) as well.

    The offer is so much more generous, not just in terms of initial offer but also earning opportunity during the first year, that I’d be surprised if it stuck around very long. If I were considering it, I’d jump on it now (or at least soon).

  • Chase Sapphire Preferred® Card offers a best-ever public 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

    This was the ‘it’ card several years ago and it remains just as good. It had a generous initial bonus, earned double points on travel and dining, came with primary collision coverage when you rent cards, and points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, Air France KLM, JetBlue, Aer Lingus, Iberia, Marriott, and IHG Rewards Club.

    When they dropped the bonus years ago from 50,000 to 40,000 points there was a mad dash to avoid losing out on 10,000 points. Now the up front public offer is bigger than ever before.

    Laksa in the Singapore Airlines First Class Lounge, Sydney

We don’t know end dates on any of these offers. Chase Sapphire Preferred® Card and Chase Ink Business Preferred℠ Credit Card offers are ongoing – which means they’re available until they aren’t.

The offers for the IHG® Rewards Club Premier Credit Card and Southwest Rapid Rewards® Performance Business Credit Card, I’m fairly confident, won’t be with us all that long although I’m hoping they stick around.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. There needs to be an additional comment on Chase Cards. If you received any bonus from Chase , you need to wait 4 years until you are eligible to receive bonus again. Was going to apply for CS but have received bonus 2 years ago. Need to wait 2 more years before applying again.

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