5 Reasons To Get The New World Of Hyatt Business Card

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The World of Hyatt Business Credit Card has a new, creative initial bonus offer. In addition to the 60,000 points you could earn as a new cardmember already they’ve added an offer of double elite qualifying nights for the last four-plus months of the year.

This is a great card to get for the up front bonus. In fact, if you’re eligible for new Chase cards and can get a business card, that’s a rich enough reward to make applying almost a no-brainer. The card is reasonably rewarding for spend, and has some interesting benefits.

I thought I’d lay out what I think are the (5) reasons to get the card, and see if these match with your goals.

  1. Initial bonus. The World of Hyatt Business Credit Card has an offer to earn 60,000 points after $5000 spend within 3 three months from account opening. This is 15,000 fewer points than the introductory offer to promote the card at launch but crucially has a lower spend requirement so will be more attractive to many (and certainly offers more points per dollar of initial spend required).

    Moreover there’s a limited time offer: Apply by 10/6/22 and get the card to receive 2 Tier-Qualifying Night Credits for each night you stay from 8/23/22 through 12/31/22.

    I value Hyatt points at 1.4 cents apiece, making the initial bonus worth $840. In fact they’re probably worth even more than that to me (revealed preference) since I find Hyatt is the Chase Ultimate Rewards partners I transfer to most. But it’s the double elite nights that push this over the finish line for many of you.

  2. Doesn’t add to 5/24. Since it’s a Chase card you’re not likely to be approved if you’ve had 5 or more new cards in the past 24 months. However since it’s a Chase business card it shouldn’t add to your 5/24 total, meaning that it may not trade off with other cards you’ll want to get.

  3. Most efficient way to spend for elite status. Spending on the card for elite status is more lucrative than with The World Of Hyatt Credit Card, though (which earns 2 elite night credits for each $5000 spent): the World of Hyatt Business Credit Card earns 5 elite qualifying nights with each $10,000 in spend on the card in a calendar year. That’s 25% more elite credit per $10,000 spent, though of course you may strand more spend reaching for it than when elite nights are awarded in $5000 spend increments.

    Hyatt’s top tier of elite status (Globalist) is the most rewarding generally accessible elite loyalty tier of any chain in my view, but you actually get rewards at every 10 elite nights earned in the program, up to 100 nights each year.

    # Nights Or Benefit
    10 25k base points or 3 meetings Discoverist
    20 35k base points 2 club lounge access awards
    30 50k base points or 10 meetings Explorist, 2 club access awards, cat 1-4 free night
    40 65k base points 5k points or $100 Hyatt gift card or 10k points off FIND experience
    50 80k base points 2 confirmed suite upgrade awards
    60 100k base points or 20 meetings Globalist, 2 suite upgrade awards, cat 1-7 free night, concierge
    70 N/A 10,000 points or suite upgrade award
    80 N/A 10,000 points or suite upgrade award
    90 N/A 10,000 points or suite upgrade award
    100 N/A 10,000 points or suite upgrade award

  4. Annual Hyatt credit and points rebate make annual fee worthwhile Each anniversary year cardmembers receive $100 in Hyatt credit in the form of two $50 statement credits (spend $50+ at a Hyatt property and receive a $50 statement credit up to two times each anniversary year).

    Spending $50,000 or more on the card in a calendar year entitles cardmembers to receive a 10% rebate on points redeemed for the rest of that calendar year, up to 20,000 points back each year (at 1.4 cents apiece, worth up to $280).

  5. Waived requirements for the Hyatt Leverage program. The Hyatt Leverage program is a small business room discount program that provides legitimate savings on stays (can be cheaper than member advance purchase rate or AAA rate without advance purchase), and its terms say you need to credit 50 nights a year to remain in the program so having the card is a great way to access it at lower volume since the 50 night requirement is waived for cardmembers. Staying in the Leverage program alone can drive real savings to small businesses that use Hyatt.

    hyatt leverage discount

I want the up front bonus, and I probably need the card for its more powerful earn towards status tiers. So the World of Hyatt Business Credit Card is one of the cards that is now at the top of my list (that I do not already have) If I were currently under 5/24 I’d apply right now.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Comments

  1. And at least one reason not to:

    The personal Chase WoH Visa card comes with (5) elite-night credits each calendar year, *no spend required*. The Chase WoH Business Visa card does not.

  2. Your Reason (3) is only valid if you’re going to spend $80k+ per calendar year

    The personal Chase WoH Visa card comes with (5) elite-night credits each calendar year, just for holding the card *no spend required*. The Business Chase WoH Visa card does *not*.

    The Business card’s current 2x elite night promo sign-up offer notwithstanding (which is for actual points or cash stays during a limited window of Business Card application acceptance date thru 12/31/22 only), you’d have to spend *at least* $10K on the Business card just to match the free (5) elite-night credits the the Personal card offers *gratis*. Moreover, if you’d spent that same $10K on the Personal card instead, you’d be at (9) elite-night credits.

    Because of the Personal card’s head-start of (5) elite night-credits, and the fact that further night-credits are earned in $5k spend increments instead of the Business card’s $10k spend increments, you have to spend $60k on the Business card to briefly eclipse the Personal card’s elite night-credits earned for that same $60k spend. And $80k spend is required to permanently eclipse the Personal card’s elite night-credit earnings:

    With $60k spend: Personal (29); Business (30)
    With $65k spend: Personal (31); Business (30)
    With $70k spend: Personal (33); Business (35)
    With $75k spend: Personal (35); Business (35)
    With $80k spend: Personal (37); Business (40)

    This is significant since the WoH Milestone Awards are only unlocked with actual elite-night thresholds:

    30 nights = free CAT 1-4 cert
    40 nights = free 5k points or $100 WoH gift card
    50 nights = 2 Suite Upgrade Awards
    60 nights = 2 SUA’s *and* free CAT 1-7 certificate *and* access to My Hyatt concierge
    70/80/90/100 nights = Suite Upgrade Award or 10k points

  3. I would add that this seems a hard card to actually get. Lots of questions from Chase and so far no approval.

  4. @mojo I don’t think anyone is suggesting personal / biz hyatt cards are exclusive. Unless one find current personal card offering undesirable or try to stay under 5/24, getting both is way to go.
    Example:
    Spending $65K on personal card: two C4 FN, 5+2*13=31 elite nights.
    Spending $15K on personal card and $50K on biz card: two C4 FN, 5+2*3+5*5=36 elite nights, plus 20K Hyatt points rebate. (with 200K points redeemed)

  5. @Gary, if I currently have the Hyatt personal card and has 20 qualified nights so far, will getting the business card give me 5 more nights and if I spend $10k, will it give me another 5 nights for a total of 30. So if I sign up for the business card within the promo time and stay another 15 nights before 12/31st, I’ll get 60 nights? Please confirm if I’m understanding this correctly. Thanks!

  6. Any idea if getting the card doubles paid for credit within the window? We just had a 5-night stay that began on the 22nd. Wondering if we got this card would the nights starting 8/23 count double or would only future bookings count? I suspect the latter, but trying to make the case to apply …

    Also, is there a Global Entry credit on this card?

  7. @Bill I have been in business 32 years. I have been with Chase forever. High credit score over 800, low utilization under 5%, no inqs. I had the longest application with this card. After a few weeks, they called me and the first rep screened me for the second offshore rep. A ton of questions. I do have a few other Chase business cards but this should not have been any issue. The last time I had a grilling like this was Alaska Air business card years ago. The Alaska Air one asked questions as if I was getting a bank loan. Approved on both for good credit lines. I think Chase is on edge with things trying to prevent defaults and for applicants who dont have any kind of business.

  8. @Bill & @ robertw: Like you robertw, I’ve been incorporated 33 years. Have both Chase personal and business accounts. FICO 800+ and currently 4/24 and 3/24 in a couple of months. Applied last week for an Ink card and denied. Reason too many cards (5 and assume business) in the past 12 months. So buy into this personal 5/24 all you want, Chase obviously has a similar bar for business applications. I will wait a few months and get my rolling 12 month card applications down, apply again maybe walk-in the bank and if this time refused, I’ll cancel my existing cards and close my accounts. Screw this BS. Oh, applied last year for Alaska business card with BOA and absolutely no problem. Understand BOA does have a rolling 12 month card application bar too. I’m BOA account holder and the rolling 12 month bar is higher number for checking account holders. It’s always YMMV.

  9. My experience has always been 5/24 excluded business cards except for few banks that reported to personal credit report. On the other hand there is one interesting dp one user got the Hyatt business card even though he was positive over 5/24. No hurt to try.

  10. I was kind of surprised that I was approved for this card last week. Even though I haven’t been over 5/24 in several months I have had a hard time getting any cards, A couple of months ago my Aeroplan card took about a month to get approved after several phone calls to Chase. Got turned down for a Cap One Venture Rewards and also was turned down for a Citi Premier card so I pulled the trigger on this one and was approved online. That hasn’t happened in a while even with a credit score of 802 but do have 28 cards between me and my wife. I’m retired and my ‘business’ is an AirBnB that we rent out sporadically. Go figure.

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