7 Reasons to Get the IHG Rewards Card With 80,000 Points and a Free Hotel Night Every Year

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IHG® Rewards Club Premier Credit Card

The Chase-issued IHG® Rewards Club Premier Credit Card has a big a bonus for a card with the loyalty program for Intercontinental, Kimpton, Crowne Plaza and Holiday Inn. There are new benefits for this product launched last summer, even legacy IHG Rewards Club credit card customers can apply, and anecdotally IHG cards have been relatively easier to get approved for.

While there have been bigger bonuses for this card – something we had never seen with the old IHG card – this is much bigger than the recent 60,000 point offer.

Intercontinental Kuala Lumpur

There are 7 reasons to get this card:

  1. 80,000 points. The card’s initial bonus lets you earn 80,000 bonus points after spending $2,000 on purchases within the first three months. While they ran a bigger offer with more spend when this was a newer card, the older version of the card never had a higher initial bonus than this and 60,000 points was more common.

  2. Elite status. You get Platinum elite status as long as you’re a cardmember.

  3. Annual free night after each account anniversary year. The annual free night is limited to most of the hotels that are bookable for 40,000 points per night or less. It also must be used within 12 months of issue.

  4. Free reward night on points stays of 4 or more nights. That’s better than the ‘5th night free’ some other chains offer and amounts to a 25% discount on four night award stays.

  5. Anecdotally easier to get approved than other Chase travel cards. While you can only get approved if you’ve had fewer than 5 new credit card accounts in the last 24 months, readers share that they have an easier time getting approved for this card than other Chase airline, hotel, or Ultimate Rewards points cards.

  6. New card product. If you have a legacy IHG Rewards Club credit card reports are people are getting approved for this one too. That’s great for the 4th night free on points redemptions and the annual free night as well as the signup bonus points. Of course if you have the card currently you are not eligible for another one, nor are you eligible if you have received an initial bonus for the card within the past 24 months (it hasn’t been out that long).

  7. Gift someone Global Entry. The card comes with Global Entry or TSA Precheck fee credit (up to $100 every 4 years). I have tons of cards now with similar benefit, so I have gifted the credit to friends. They just use my card to pay the application fee and it credits back automatically.

Intercontinental Boston

The card is worth getting, in my opinion. And it’s worth keeping for the annual free night and for the 4th night free on IHG Rewards Club free night redemptions. But I wouldn’t use it for everyday spending. Bottom-line is that the card has a good bonus and once you have the card it’s worth keeping.

IHG® Rewards Club Premier Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. There is at least one reason not to bother with the card. IHG makes many of its hotels unavailable for points bookings for many of the better months.

  2. Problem with IHG is that I don’t trust their prices to be accurate as they are unashamed to take advantage of their guests — especially at Kimptons — with scam “Resort Fees” surreptitiously added to rates and are therefore places I would never book.

  3. The free night downgrade to 40k rooms (if available) makes this card not worth the annual fee. Most domestic IHG points requirements in urban markets are more than 30k and going up 5-10k annually. The Point breaks program has devalued by 50-75%. IHG has crap CS and account resolution. Better to wait for a (fairer) 100k or 120k bonus for this card OR consider applying for a $500 cash bonus bank travel card. Cash doesn’t devaluate.

  4. While I don’t value IHG as much as Hilton or Marriott I’m glad I got this card in August when there was the 125,000 point sign up bonus plus extra points for all charges in the first year promotion (25x points charged at IHG properties and 4x for all others). I realize the “elite” experience isn’t on par with other chains, they devalue points and block rooms but I’ll have 250,000-300,000 points just by the bonuses and shifting spending to this card for a year (only stuff that doesn’t have bonuses on other cards I carry like Amex Platinum, CSR or Hilton Amex).

    IMHO – well worth having for the annual fee even if you don’t use it except for stays at IHG properties due to bonus points for charges there. IMHO, similar to my Marriott Bonvoy Visa which I basically only use at Marriott properties but has a free night which covers the annual fee.

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