7 Reasons You’ll Want the Best-Ever Offer for the IHG Credit Card

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IHG® Rewards Club Premier Credit Card

The Chase-issued IHG® Rewards Club Premier Credit Card has its biggest-ever bonus. There are new benefits for this product a year and a half ago, even legacy IHG Rewards Club credit card customers can apply, and anecdotally IHG cards have been relatively easier to get approved for.

The offer – up front for getting the card, and recurring benefits for keeping the card – surprises me (in a good way).

Intercontinental Kuala Lumpur

There are 7 reasons to get this card:

  1. 140,000 points. The card’s initial bonus lets you earn 140,000 bonus points after spending $3,000 on purchases within the first three months of account opening. Last year they had an offer of 125,000 points and that was unprecedented.

  2. Elite status. You get Platinum elite status as long as you’re a cardmember.

  3. Annual reward night after each account anniversary year. The annual reward night is limited to most of the hotels that are bookable for 40,000 points per night or less. It also must be used within 12 months of issue.

  4. Reward night on points stays of 4 or more nights. That’s better than the ‘5th night free’ some other chains offer and amounts to a 25% discount on four night award stays.

  5. Anecdotally easier to get approved than other Chase travel cards. While you can only get approved if you’ve had fewer than 5 new credit card accounts in the last 24 months, readers share that they have an easier time getting approved for this card than other Chase airline, hotel, or Ultimate Rewards points cards.

  6. New card product. If you have a legacy IHG Rewards Club credit card reports are people are getting approved for this one too. That’s great for the 4th night on points redemptions and the annual reward night as well as the signup bonus points. Of course if you have the card currently you are not eligible for another one, nor are you eligible if you have received an initial bonus for the card within the past 24 months (it’s been available less than a year).

  7. Gift someone Global Entry. The card comes with Global Entry or TSA Precheck fee credit (up to $100 every 4 years). I have tons of cards now with similar benefit, so I have gifted the credit to friends. They just use my card to pay the application fee and it credits back automatically.

Intercontinental Boston

The card is worth getting, in my opinion. And it’s worth keeping for the annual reward night and for the 4th night on IHG Rewards Club reward night redemptions. Bottom-line is that the card has a good bonus and once you have the card it’s worth keeping.

IHG® Rewards Club Premier Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of any advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. Gary,

    I responded the last time you posted this (guess you have to recycle articles to get the right number of clicks). While the 140,000 is maybe the most offered this is NOT the best ever offer from IHG. Last summer it was 135,000 PLUS 40x total for a year on all IHG charges (basically an extra 15x after the 15x for Platinum and standard 10x at IHG properties but still a nice bonus) and 4x on all other charges for a year (versus a few categories at 2x and most at 1x). At least for me, and likely for almost anyone that puts charges on the card and/or stays at IHG properties the offer last summer was MUCH more generous than this one. Not that this isn’t a good offer but PLEASE quit saying it is the best one ever because it just isn’t.

  2. I agree with what @AC has said although I will not be so cynical about the recycling and clicks. You can say that it is the highest sign up point bonus ever offered but to say that it is the best offer… definitely not!


  3. Pointbreaks are useless unless you want to go to a hotel out of town and out of season. the 40,000 limit killed the award night. There are NO nights in NYC under that amount, same with most major cities… and Intercontentals have NONE….the $89 annual fee is not cost justified when it only works on a Express hotel that you can pay $75 for.

  4. @Gary, any idea how long this offer will last? I’m definitely interested, but have to wait another 2 months to get below 5/24.

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