I receive compensation for content and many links on this blog. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page.
The CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® has a 70,000 mile initial bonus offer (after $4000 spend within 4 months of account opening) and $0 annual fee the first year (then $99).
The AAdvantage® Aviator® Business Mastercard® has a 65,000 mile initial offer after $1000 spend within 90 days plus another 10,000 miles if you add an employee card within 30 days and it makes a purchase within 90 days.
I’ve had both of these cards within the past year. The nice thing is that they are issued by different banks, so you can get them both. This is especially useful because there’s no longer a great way to earn miles through another credit card and transfer those miles to American. And for all of my criticisms, there’s no mileage currency I wind up spending more often than my AAdvantage miles.
- Initial bonus miles There’s never been more than a combined 145,000 miles between these two cards on offer.
- Redeem for two of the best products in the world 70,000 miles is sufficient to fly from the US to the Mideast, India or Maldives on Qatar. You can even fly Qatar’s Qsuites, the best business class in the world. Together, after meeting bonus requirements, you’ve basically got the miles for a roundtrip from just these two cards.
Credit: Qatar Airways
Flying business class from the US to Southeast Asia also costs 70,000 miles — and you can fly carriers including Japan Airlines, Malaysia Airlines, and Cathay Pacific.
- It’s almost like having Gold status, but without the upgrades Golds rarely get anyway. They come with first checked bag on domestic American Airlines itineraries and preferred boarding on American flights.
- No annual fee the first year on the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® so the initial bonus doesn’t come with the card’s $99 annual fee, and the other card benefits like free checked bags and boarding privileges don’t either.
- First class awards. AAdvantage miles are great if you want to redeem for international first class because they have some of the best airlines in the world as their partners, airlines that offer an international first class product, and that make first class available to partners on points.
I’ve been fortunate to regularly redeem my miles for Qantas first class, Cathay Pacific first class, and Etihad first class — not to mention that first class is available on Japan Airlines and British Airways.
Qantas First Class
- Doesn’t add to 5/24 Citibank and Barclays business cards you carry aren’t reported to your personal credit so do not count towards Chase’s 5/24 restrictions. You can get either card or both without pushing up that numerator.
- Can get personal and business from both Citi and Barclays Miles you earn from this offer aren’t the end of the story. Citibank has a personal AAdvantage card too and American also partners with Barclays for its co-branded credit cards. As I’ve frequently heard flight attendants remind customers on flights, you can get AAdvantage cards from both Citi and Barclays. That’s four cards you can get earning the same mileage currency.
- No credit cards earn American AAdvantage miles faster. Delta and United have bank partners whose own products earn points faster than the co-brands do, where it makes sense to put your spending on another card and then transfer (from Amex) to Delta or (from Chase) to United. However there’s no bank card out there that earns American AAdvantage miles faster. They haven’t been my go to cards for spending but it’s the best earning for AAdvantage miles.
- Anecdotally easy to get I’ve had both cards and I was approved without difficulty. Readers tell me the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is the easier of the two cards to get approved for.