Amazing Amex Platinum Offer To Earn 210,000 Bonus Points (Or More)

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American Express has a huge new offer for The Platinum Card® from American Express. In recent years the main offer has let customers earn 60,000 Membership Rewards points, and there have been targeted offers for more.

Now they have a public offer that may net you as much as 210,000 Membership Rewards points more than you’d normally earn for your spend on the card. It has two components:

  • 75,000 bonus points after $5000 spend within 6 months
  • 10 points per dollar on the first $15,000 spent at U.S. gas stations and U.S. supermarkets within 6 months of account opening.

You can also check to see if you’re targeted for an even bigger offer using the CardMatch tool.

The first part of the office is – itself – much larger than the public offer we’ve seen over the past couple of years. But the real boost comes from the ability to earn 10 points per dollar on $15,000 of spend in the U.S. gas station and U.S. supermarket categories, for a total of 150,000 more points.

Another way of looking at it is the rebate value on your gas station and supermarket spend (in the U.S.). I value Membership Rewards points at 1.8 cents apiece, so 10 points per dollar is effectively an 18% rebate for your first $15,000 in gas and supermarket spend over six months.

If you take advantage of the offer at its full level, it’s 150,000 points from 10x spend and 75,000 points after $5000 spend within six months, or 225,000 points. Since you’d normally earn 1 point per dollar with the card on that $15,000 in gas and supermarket spend, you should net out 15,000 points from the total ‘initial bonus’ offer and call it ‘up to 210,000 points’.

Benefits Make The Card Worth Keeping

The card is clearly worth getting on the basis of this new offer alone. However I keep my card and consider it worth the $550 annual fee (See rates and fees) based on the $200 annual Uber credit (usable with Uber Eats plus it now comes with Eats Pass); $200 annual airline fee credit (Southwest has been my airline of choice for this); $100 annual Saks credit; and lounge access (Centurion, Delta, Priority Pass, Plaza Premium) and Hilton and Marriott Gold statuses.

My American Express Platinum Card

Best For Spending On Airlines Tickets

I also love earning 5 points per dollar on flights booked directly with airlines (or with American Express Travel). Starting January 1, 2021, this 5x points-earning will be capped at up to $500,000 in these purchases per calendar year. There are literally people who have been using it for more than this, earning millions of points.

Finally, it’s worth noting that you earn 5 points per dollar on prepaid hotels booked at, though that means giving up elite benefits, hotel points, and stay credit on those stays so only makes sense for non-chain hotel bookings in my opinion.

For rates and fees of The Platinum Card® from American Express, click here.

The Platinum Card® from American Express

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. I’m not sure how to maximize the $15,000 x 10 MRs. It used to be easy to simply buy Visa GCs at the supermarket and then dispose of them over time, but nowadays Amex frowns upon that and will not award points, certainly not bonus points on such purchases. So it has to be “real” groceries and “real” gasoline (they even say “at the pump” in some of their T&C documents for various offers). In my case, due to a large family, we *might* spend close to $10k a year for groceries, but for most people, that isn’t the case.

  2. @mark if your grocery store doesn’t report level 3 data to amex and if every grocery trip isn’t $505.95 you will probably be good.

    Maybe throw in some smaller denom vgcs when they have sales. If you shop a lot a amazon buy some Amazon gcs.

  3. @gary did you notice they are no longer highlighting the $200 annual airline incidental fee credit as a benefit? With the recent changes to the Gold Card, one has to wonder if this benefit is also on the way out on the Plat.

  4. A big issue for me is Walmart not showing up as “grocery”. I assume this is still the case?

    That leaves me wondering if there is a list anywhere that has been compiled of grocers who do not report Level 3 data. The options around me are pretty limited… 🙁

  5. @Mark, to echo Tom, you could easily buy a $480 gift card, throw in some bananas and call it a day. Bingo, you got your Visa gift card and 10X points on it. I’m earning 7X right now on it because of my Gold card and it’s amazing. If only I could get the 10X…

  6. Gary,
    Do you think there will be some notice before this offer is rescinded? I want to wait as long as possible before applying to get my inquiries down some.

  7. An incredible deal to attract new cardholders for Platinum Amex but what about longtime Amex Platinum members who have seen a decrease in benefits with more on the way while traveling has become extremely limited since March. The 10x offers for gas and groceries should be offered to all current Amex Platinum cardholders to insure that they will continue to pay up another $550 at time of renewal.

  8. @Kyle: The 10x offer Gary posted is publicly available, no special targeting needed (assuming you qualify for a bonus on the Platinum card, of course). It’s only 75K bonus points, but the real value in this offer is if you can spend a lot at the grocery store.

    If you have a second player in your household, you can refer them from your Amex gold and have them sign up for the publicly available 75K + 10x offer. My wife’s referral from Amex gold earned her 30K points, for a total of 105K points + 10x in our household.

  9. I cancelled my Platinum card a few months ago because I couldn’t justify the annual fee while I wasn’t traveling and took a free Blue Card. Yesterday I received an offer to upgrade to Platinum for 100K MR after $15K spend. No interest – I have enough miles I can’t use – but I thought it was interesting.

  10. Inflating membership rewards will simply lead to a cut in value of the points. Wait and see. No free lunch people!

  11. Gary,
    15k/6 months = 2500 a month on Gas & Grocery spend is a LOT no matter how you do it
    If you maximize it with gift cards you run risk of Amex RAT team claw backs due to level 3 reporting

    The real “net” is removing what you can get anyway today – for no additional fees
    e.g., with Chase Marriott 10x or Chase 5X or even 4X with Amex Gold
    The incremental benefit then becomes 5x

    Using it only for organic spend = 200 a week at most
    The one has to factor in the cost increase from Grocery store instead of Costco or Walmart
    You will find this is a net wash or a very minor benefit

    So at the end it is 75k for 5k spend = 595 fee less 300 in rebates + 125k lost cash = 420$ for 80k Amex = cash that out with Schwab = 1000$ = Net 580$ value at most after all the hoops

  12. Gary
    I’d like to know how you use the $200 airline credit on Southwest since they don’t have baggage fees and no seat assignments.

  13. Do need members get the Paypal and Best buy and Home Depot offers? If not, then I think I’ll wait.

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