I receive compensation for content and many links on this blog. Citibank is an advertising partner of this site, as is American Express, Chase, Barclays and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page.
The biggest credit card offers are the quickest, easiest way to earn a large amount of miles and jump start your travel. These are the most lucrative. There are several new best-ever and limited-time offers that have come out over the last several weeks. Many of the offers on this list are new.
Every month I post what I find are the biggest credit card offers out there. Some of last month’s biggest credit card offers are gone or changed. What excites me is that card rewards really seem to be on the upswing in a big way. Now is the time to apply.
Here’s the current up to date list of biggest credit card offers right now – the most lucrative bonuses available. And here are easy ways to meet the minimum spend required by some of the offers.
Here are the cards I consider to be the biggest credit card offers with rich bonuses right now:
- Ink Business Preferred® Credit Card has a 100,000 point initial bonus after $8,000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe.
It earns 3 points per dollar on the first $150,000 spent each year on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to pay your cell phone.
- Capital One Venture X Rewards Credit Card has an offer to earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel (See rates and fees)
The card earns unlimited 2X miles on purchases – and 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.
You’ll receive a $300 annual credit for bookings through Capital One Travel. And you’ll get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary. With this card you can access the Capital One Lounge as well as Priority Pass lounges.
- Capital One Venture Rewards Credit Card Capital One is offering a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. You’ll unlimited 2X miles on every purchase, every day (Transfer your miles to your choice of 15+ travel loyalty programs.) This $95 annual fee card also comes with up to a $100 application fee credit for Global Entry or TSA PreCheck®. (See rates and fees.)
- UnitedSM Business Card has an amazing initial bonus offer to earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open.
That’s a huge up front bonus, without a huge spending requirement (an average of less than $1,700 per month) and of course you can prepay some bills if you need to.
United Airlines Business ClassAlso, the card offers a $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year. They even encourage you to have both a business and personal United card because you’ll receive a 5,000-mile “better together” bonus each anniversary when you have both the UnitedSM Business Card and a personal Chase United® credit card.
You generally need to be under ‘5/24’ to be approved meaning you need to have had fewer than 5 new cards in the past 24 months. In any case they should not report on your personal credit, and as a result shouldn’t add to your 5/24 total.
- World of Hyatt Business Credit Cardhas an initial bonus offer up to 75,000 World of Hyatt Bonus Points: 60,000 Bonus Points after spending $5,000 within the first three months from account opening, plus 15,000 Bonus Points after spending $12,000 in the first six months from account opening. (Offer expired)
Previously the offer was just the 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening. So this adds the additional 15,000 based on spend within six months.
The card earns status even faster than the consumer card based on spending at 5 Tier-Qualifying night credits toward status for every $10,000 spent. And cardmembers receive up to $100 in Hyatt statement credits – spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
Seabird Resort - CitiBusiness® / AAdvantage® Platinum Select® Mastercard® is offering 65,000 American Airlines AAdvantage® miles after spending $4,000 in purchases within the first 4 months of account opening. This card has a $0 annual fee the first year (then $99). [See rates and fees]
The card offers first checked bag on domestic American Airlines itineraries. There’s preferred boarding on American Airlines flights as well. And each eligible mile earned from purchases also earns a Loyalty Point towards elite status.
- Citi Premier® Card On top of earning 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening, there’s a limited-time addition: earn a total of 10 ThankYou® Points per $1 spent on hotel, car rentals, and attractions (excluding air travel) booked on the Citi Travel℠ portal through June 30, 2024. (See rates and fees.)
That’s more than a year of substantially elevated earning through their travel portal as of this writing, and there’s no cap.
It’s a good card for ongoing spend, too:
- 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
- 3 Points per $1 spent at Restaurants and Supermarkets
- 1 Point per $1 spent on all other purchases.
Points can be transferred to a variety of frequent flyer programs, including:
- SkyTeam: Aeromexico Club Premier, Air France KLM Flying Blue, Virgin Atlantic Flying Club
- oneworld: Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club
- Star Alliance: Avianca LifeMiles, EVA Air Infinity MileageLands, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Turkish Airlines Miles & Smiles
- Non-alliance: Emirates Skywards, Etihad Guest, JetBlue TrueBlue
- Hotels: Wyndham Rewards, Choice Privileges (1000 -> 2000!)
- 3 Points per $1 spent at Gas Stations, Air Travel and Other Hotels
- Marriott Bonvoy Brilliant® American Express® Card has an offer to earn 185,000 points after $6,000 in purchases within the 6 months. This is a $650 annual fee card.
The card comes with Marriott Platinum status which makes you eligible for upgrades, club lounge access at many hotels (and a breakfast benefit at many as well), along with 4 p.m. late checkout where applicable. There’s a $300 Brilliant Dining Credit where each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible purchases made on the Marriott Bonvoy Brilliant® American Express® Card at restaurants worldwide. Also, receive 1 Free Night Award every year after your card renewal month.
You get 25 Elite Night Credits: each year toward higher status, and that count towards lifetime status. (You can double dip with the 15 nights from the Bonvoy Business card, but not with nights from consumer cards.) And the card offers a Priority Pass Select card.
- American Express® Business Gold Card has an offer to earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.
The card will earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. In addition, earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
You earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. You can also get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.
This is a $375 annual fee card. Terms apply. See rates and fees.
- Chase Sapphire Preferred® Card has an offer to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines, JetBlue, Air France KLM, Emirates, JetBlue, Iberia, Aer Lingus, Marriott Rewards, and IHG One Rewards. Probably the best all-around credit card, certainly for getting started in the hobby, and with a great initial bonus.
In fact since it seems easier to get approved for than Reserve, a great strategy if you want Sapphire Reserve is to get the Sapphire Preferred card and ask Chase to product change in a year. In general Chase doesn’t approve cardmembers who have signed up for 5 or more new card accounts in the past 24 months, so this is the first card you should apply for. However there are reports of some people being approved for the cards despite being over 5/24! (No guarantees. A lot of things go into an approval decision.)
Think there’s a card that belongs on this list but isn’t here, leave a comment!
For rates and fees of the American Express® Business Gold Card, click here
Curious why you don’t list Chase Marriott Visa offer for 5 free nights @ 50,000 points/night for spend of $5,000 within 3 months? Is this not a good deal??
Chase declined application for SW companion pass card for the reason a card with a bonus had been received within 2 years of the application. No Chase SW cards were active at the time of application.