Chase Adds Grocery Bonus Category To Most Annual Fee Rewards Cards

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Marriott announced yesterday that both their Chase and their American Express consumer co-brand credit cards would bonus grocery spend May 1 through July 30.

The Marriott Bonvoy BoundlessTM Credit Card earns 6 points per dollar on up to $5000 in grocery store spend between May 1 and June 30.

Chase has now announced that this bonus category actually will apply to most of their travel rewards cards with an annual fee. In some cases the bonus is exceptionally generous. This encourages spend on travel rewards cards by focusing on where customers are making purchases now, to keep cards top of wallet.

Chase Sapphire Preferred® Card and Chase Sapphire Reserve® and most Chase co-brandeds will either earn 5X or 3X per dollar spent on grocery purchases, up to $1500 per month – whether you’re buying in-store, picking up, or having delivery from eligible grocery stores and grocery delivery services.

This $1500 per month spend cap applies to each card except for the Marriott ones whose cap is over the full May through June period. Earning extra points are automatic, no registration required.

Chase Sapphire Reserve and Preferred

The two Chase-branded cards that are rewarding grocery spend are the annual fee Sapphire cards.

Airline Cards

The new New! United ClubSM Infinite Card awards 5 MileagePlus miles per dollar spent on eligible groceries, up to $1500 per month May through June. The standard United Club product and legacy Presidential Plus do as well.

In addition the United Explorer and legacy United MileagePlus, MileagePlus Awardsm and MileagePlus Select cards will earn 3 MileagePlus miles per dollar on grocery spend.

Meanwhile the British Airways Visa Signature® Card – along with Avios cousins Aer Lingus and Iberia cards from Chase – will earn 3 Avios per dollar spent on groceries.

Finally the Southwest Rapid Rewards® Plus Credit Card, Southwest Rapid Rewards® Premier Credit Card, and Southwest Rapid Rewards® Priority Credit Card all earn 3 Rapid Rewards points per dollar spent.

This last is interesting because Southwest is making its Companion Pass easier to earn this year and credit card spend counts.

Also notable is that the Southwest Rapid Rewards Employee card earns this grocery bonus, too. I only mention that because I wasn’t aware that Southwest employees had a separate product.

Hotel Cards

The World Of Hyatt Credit Card earns 3 points per dollar on eligible grocery during the period, and the legacy Hyatt Credit Card does as well.

And That’s Not All

Chase’s Disney Premier co-brand will earn 3% back in Disney Rewards Dollars for grocery spend, too.

Your Best Bet

Since Chase points are worth more than any one airline’s miles – they transfer to a variety of different programs – the most valuable offer here is to use the Chase Sapphire Reserve® for grocery spend. It’s also a strong card for restaurants when you’re ordering takeout.

Chase Sapphire Preferred® Card offers stronger return for grocery spend than any of the other cards except for the premium United cards that earn 5 MileagePlus miles per dollar – though I’d still take 4 Membership Rewards points per dollar (up to the first $25,000 per year in purchases) from the American Express® Gold Card over all except for 5 Chase points per dollar with Sapphire Reserve.


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About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

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Comments

  1. wow. That is significant and good news.
    Do we need to do anything? I will use my CSR card from today if this is true…

  2. Gary – can you post consumer facing links to these announcements (both Chase and Marriott)? Going to Whole Foods.today and trying to figure out which card to use. So far consumers haven’t been informed of any of these changes directly.

  3. Also, what is the time frame for these changes – are they changes for the entire year, for two months or some other time period? Again, this impacts spending decisions as of today – need to know which card to use in the near term and which card can be used later

    This does push Amex Gold down in the wallet order for a lot of people. Interesting as that card was probably the best all around earner until recently

  4. @Anthony: now through June 30, 2020. Then shift your spend to the Marriott card if you have one as that is 6 points/dollar until July 31.

  5. Freedom already has 5x on groceries this quarter. Looks like another nothingburger from Chase. Still going to downgrade my CSR.

  6. The source provided for the Hyatt claim shows that grocery gets 1, not 3, points per dollar. Care to check this?

  7. Please let us know, if possible, if this applies to overseas grocery stores as well.

  8. For anyone with a Freedom card at least you can check when you hit the $1500 cap (7500 pts) and then transfer your spending to the CSR until the end of the quarter. It appears each card has its own limit not tied to the other.

    I agree it’s pretty weak to overlap the two. Grocery 5% quarters are the best for Freedom, other quarters it feels like a stretch to hit the max.

  9. I don’t see anything in my account for these cards … where is this published? Thanks!!

  10. I’m wishing that Chase would provide an alternative way to earn the $300 travel credit since none of us seem to be traveling.

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