Chase Has 8 Different 100,000 Point Initial Bonus Offers Right Now

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Chase was the most aggressive card issuer coming out of the Great Recession. They were the first to bring us a 100,000 point signup bonus, back in 2009. They’ve been aggressively introducing big offers for their card products again.

They’re not alone. American Express is out with new offers. But it’s Chase that’s most aggressive. Probably the deal of the year is the Chase Sapphire Preferred Card with 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s the biggest-ever public offer for the card, whose points are among the very most valuable, and they’ve come out with it without increasing the amount of spend required.

However it’s striking to me that there are actually (8) different initial bonus offers of 100,000 points or more I’m aware of that Chase currently has available. That’s incredible.

  1. Ink Business Preferred® Credit Card has a 100,000 point signup bonus after $15,000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe. (This is not my referral link. Information about the product was collected independently, and neither reviewed nor approved by its issuer Chase.)

    It earns 3 points per dollar on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and 3 points per dollar on shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to pay your cell phone.

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  2. Southwest Rapid Rewards® Performance Business Credit Card has an offer to earn 70,000 points after you spend $5,000 on purchases in the first 3 months. Plus, earn an additional 30,000 points after you spend $25,000 on purchases in the first 6 months. That’s an offer for up to 100,000 points.

    Ongoing earn is 3 points per $1 spent on Southwest® purchases. 2 points per $1 spent on social media and search engine advertising, Internet, cable, and phone services. 1 point per $1 spent on all other purchases. These points count towards earning a companion pass.

    Cardmembers receive 9000 bonus points each year after cardmember anniversary; a statement credit for Global Entry or TSA PreCheck fees every four years; reimbursement for four upgraded boardings per year (A1 – A15 boarding purchased at the airport); plus inflight wifi credits. That’s a package that makes the card’s $199 annual fee well worth it.

  3. United ClubSM Infinite Card has an offer to earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

    That’s the biggest offer they’ve ever made. And while the previous offer made the card available with a $0 annual fee the first year, there was actually no initial miles bonus. This is a huge improvement for the $525 annual fee product.

    The card comes with United Club membership, which normally costs $650 per year for a general member. Additional benefits with this Visa Infinite product include up to $100 Global Entry or TSA PrecheckTM fee credit and 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flight when you pay with your Club Card. You receive free first and second checked bags (a savings of up to $320 per roundtrip).

    Getting the card is worth it for the miles offer alone. Keeping the card is worth it if you value United Club access.

  4. British Airways Visa Signature® Credit Card lets you earn 100,000 Avios: 50,000 Avios after $3,000 spent within the first three months and another 50,000 Avios after $20,000 spent in total purchases in the first year. It also gives you a promo code or 10% off British Airways tickets when you pay with the card.

    And spending $30,000 on the card in a calendar year gets you a companion award ticket for just the taxes and fees.

    Crucially the card has improved earning for spend and offers a statement credit for taxes and fees when redeeming British Airways Avios for BA transatlantic flights originating in the U.S. You can get up to $600 a year rebated (3 credits a year up to $200 each).

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  5. Iberia Visa Signature® Card Earn up to 100,000 bonus Avios. Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.

    Active Avios accounts with different airlines are combinable, so it’s worth highlighting that this is a separate card from the British Airways product but that BA, Iberia and Aer Lingus are all part of the same overall Avios scheme.

  6. Aer Lingus Visa Signature® Card Earn up to 100,000 bonus Avios. Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months of account opening. Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.

    Like Iberia, Aer Lingus – also owned by British Airways parent IAG – has a separate card issued by Chase.

  7. Marriott Bonvoy BoundlessTM Credit Card offers 100,000 points after $3000 spend on purchases in the first 3 months of cardmembership. I’ve seen them offer 100,000 points before with a $5000 spend requirement, this lower requirement is great.

    It also comes with an annual free night after each account anniversary valued for hotels which cost up to 35,000 points. You receive 15 elite nights towards status each year you have the card as well.

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  8. IHG® Rewards Club Premier Credit Card has an offer for you to earn 125,000 bonus points after spending $3,000 on purchases within the first three months of account opening.

    You’ll receive a reward night after each account anniversary year at eligible IHG hotels worldwide. One of the best features is that cardholders receive a reward night each time they redeem points for any stay of 4 or more nights. So that’s better than the ‘5th night free’ from Hilton, and amounts to a 25% discount on four night award stays.

    Cardmembers receive platinum status for as long as they remain a cardmember. There’s a Global Entry or TSA Precheck fee credit (up to $100 every 4 years) as well.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. Gary, I would really like to get the United Club Infinite Card, I applied in March and was turned down because they said they couldn’t give me anymore on my credit line. I tried moving some credit around from other cards but I couldn’t get enough to meet the 10K minimum credit line from my other personal cards. Many of them have minimum credit limits too. My Chase Ink Cash biz card has a 14k+ credit limit. Can I ask them to move some of that over to the infinite card or is that not allowed? If I call and have them lower my credit limit on the Ink card would that in theory free up more credit limit overall so I can meet the 10k minimum when I reapply? I am at 3 new cards in the last 24 months so I am good there. I have 7 cards with Chase, 5 personal and 2 biz. Is that too many to get another card? I will use your link to apply, just looking to not waste time/another credit pull if it’s not likely to get approved. FYI–my credit score is excellent.

  2. @Buddy M. – You cannot move credit from a business card to a personal card. Getting a Visa Infinite product does require more credit than a Visa Signature (higher minimum credit lines). If Chase is willing to extend more credit to you they might approve you (reducing credit lines could help) – I prefer moving lines from cards you already have to get the credit. It’s also possible that Chase is more liberal now than they were in late March about offering credit. Feel free to email me to get into more specifics.

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