United Airlines Rewards Card Offering Huge 100,000 Mile Bonus

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United ClubSM Infinite Card

In March Chase launched a new premium United card that includes club lounge access. It may have been the worst possible time to launch. The good news is they’re back with a 100,000 mile initial offer for the United Club℠ Infinite Card. It’s issued as a Visa Infinite. It comes with more bonus categories, with bigger perks, and with a slightly higher annual fee than the old club card.

Key details:

  • Initial bonus: earn 100,000 bonus miles after $5,000 in purchases in the first three months from account opening.

  • Ongoing earn: This card offers 4 miles per dollar on United purchases (making it superior for United purchases than the Chase Sapphire Reserve Card even); 2 miles per dollar on dining and on non-United travel; 1 mile per dollar spent on other purchases.

  • Additional benefits: Like the older club card this comes with United Club membership; first and second checked bag free; priority check-in and boarding; Hertz car rental status. However they’ve added up to a $100 statement credit for Global Entry or TSA Precheck and a 25% discount on inflight purchases.

  • Annual fee: $525

Are You Eligible For This Card?

The new United Club℠ Infinite Card is available as long as you are not a current United Club credit card customer, and have not received a new cardmember initial bonus for either Club Card product within the last 24 months.

Crucially, having open or having received a new cardmember bonus for a UnitedSM Explorer Card is not disqualifying for this card.

Naturally Chase’s 5/24 rules apply, meaning that you’re not likely to be approved if you’ve had 5 or more new card accounts in the last 24 months.

Should You Product Change An Existing United Club Card To The New Club Infinite Card?

The old United Club card will no longer be offered, and existing Club Card cardholders can keep their current card or request to move to this new one. The new card doesn’t earn 1.5 miles per dollar on unbonused spend and has a higher fee so is less useful just for club lounge access. However you should consider upgrading if you value the other perks, and if the older Club card isn’t your primary card for everyday spend.

My own take is to keep the current card for existing cardmembers. However if you do not have the old card, the initial bonus offer for this one is really enticing – it is a huge bonus without a huge initial spend requirement.

Now is a great time to be accumulating miles without the temptation to spend them on small ball trips. Take a great escape when you are no longer grounded.

United ClubSM Infinite Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.



  1. “This card offers 4 miles per dollar on United purchases (making it superior for United purchases than the Chase Sapphire Reserve Card even)”

    I don’t really understand this statement:
    1. CSR gives you 3 POINTS for travel booking; when you use the points, 50% get added,
    basically making it into 4.5 points.
    2. With the new United Club Card it’s MILES not points … points are way better.

    Am I missing something …?

  2. Charging $525 for what is mainly lounge access in a year when very few people will travel enough to use that seems foolish. Waive or at least discount the annual fee for the first year and I might be interested.

  3. No thanks! I’m sticking with AA Citibank and Barclays cards. Their products, food, clubs and customer service is significantly better than United.

  4. Aren’t UA miles effectively worthless now that they have zero predictability of any possible value? As they have eliminated the award charts, there is no planning for any type of use in the future. Unless these can be used as a cash purchase at some point, I see zero value in UA miles at all. Club access for a frequent UA flyer would be nice, but with clubs closed and practically no amenities in the few that are open, this is a tough sell this year and into next.

  5. @ChadMC – UA miles are still the best option (among US programs) to fly business to Europe without big surcharges.

  6. Let’s not paint a rosy picture here. The average value of 100k united mile is about $300. How? Most one way coach award within US is 40000 miles each way and Europe is like 100K miles each way on coach. Once in a blue moon you get saver award or better award but normally 100K miles is around $300 in value so this offer is terrible with that huge rip off annual fee.

  7. @Jim – That simply isn’t true. I just ran a search for RT award tickets from my home airport to Paris, Rome and Barcelona in the Spring. You could fly RT for 60k miles in economy almost any day through the end of the schedule. There were also plenty of dates on which you could fly business for 60k each way.

  8. @Doug – my main issue isn’t what the miles are worth today. I can’t travel today. Go to Europe? I legally can’t go anywhere but the UK (with a 14 day quarantine) and Turkey (I can’t wait to see their ICUs!) So if you get a steal of a deal… it’s because those seats would have gone empty, since most people are sane.

    The main issue is that they have dynamic awards. So when demand picks up and they have reduced capacity, the prices for awards are likely to increase 2-3x. 100k miles will not be worth much at that juncture. When it’s finally safe to use awards, they won’t be worth anything.

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