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In March Chase launched a new premium United card that includes club lounge access. It may have been the worst possible time to launch. The good news is they’re back with a 100,000 mile initial offer for the United Club℠ Infinite Card. It’s issued as a Visa Infinite. It comes with more bonus categories, with bigger perks, and with a slightly higher annual fee than the old club card.
- Initial bonus: earn 100,000 bonus miles after $5,000 in purchases in the first three months from account opening.
- Ongoing earn: This card offers 4 miles per dollar on United purchases (making it superior for United purchases than the Chase Sapphire Reserve Card even); 2 miles per dollar on dining and on non-United travel; 1 mile per dollar spent on other purchases.
- Additional benefits: Like the older club card this comes with United Club membership; first and second checked bag free; priority check-in and boarding; Hertz car rental status. However they’ve added up to a $100 statement credit for Global Entry or TSA Precheck and a 25% discount on inflight purchases.
- Annual fee: $525
Are You Eligible For This Card?
The new United Club℠ Infinite Card is available as long as you are not a current United Club credit card customer, and have not received a new cardmember initial bonus for either Club Card product within the last 24 months.
Crucially, having open or having received a new cardmember bonus for a UnitedSM Explorer Card is not disqualifying for this card.
Naturally Chase’s 5/24 rules apply, meaning that you’re not likely to be approved if you’ve had 5 or more new card accounts in the last 24 months.
Should You Product Change An Existing United Club Card To The New Club Infinite Card?
The old United Club card will no longer be offered, and existing Club Card cardholders can keep their current card or request to move to this new one. The new card doesn’t earn 1.5 miles per dollar on unbonused spend and has a higher fee so is less useful just for club lounge access. However you should consider upgrading if you value the other perks, and if the older Club card isn’t your primary card for everyday spend.
My own take is to keep the current card for existing cardmembers. However if you do not have the old card, the initial bonus offer for this one is really enticing – it is a huge bonus without a huge initial spend requirement.
Now is a great time to be accumulating miles without the temptation to spend them on small ball trips. Take a great escape when you are no longer grounded.