Chase Introduces New Premium United Airlines Rewards Card With 100,000 Mile Bonus

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New! United ClubSM Infinite Card

In some ways it’s an odd week for Chase and United to launch a new credit card, but they’ve just signed a renewal deal on their partnership and they are out with a huge initial bonus so it’s certainly worth considering.

It’s a new version of the premium United card that includes club lounge access, dubbed the United Club℠ Infinite Card. It’s issued as a Visa Infinite. It comes with more bonus categories, with bigger perks, and with a slightly higher annual fee.

Key details:

  • Initial bonus: earn 100,000 bonus miles after $5,000 in purchases in the first three months from account opening (offer ends 5/18/2020).

  • Ongoing earn: This card will offer 4 miles per dollar on United purchases (making it superior for United purchases than the Chase Sapphire Reserve Card even); 2 miles per dollar on dining and on non-United travel; 1 mile per dollar spent on other purchases.

  • Additional benefits: Like the older club card this comes with United Club membership; first and second checked bag free; priority check-in and boarding; Hertz car rental status. However they’ve added up to a $100 statement credit for Global Entry or TSA Precheck and a 25% discount on inflight purchases.

  • Annual fee: $525

Are You Eligible For This Card?

The new United Club℠ Infinite Card is available as long as you are not a current United Club credit card customer, and have not received a new cardmember initial bonus for either Club Card product within the last 24 months.

Crucially, having open or having received a new cardmember bonus for a UnitedSM Explorer Card (currently has a limited time offer to earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months) or UnitedSM Business Card (offering 100,000 bonus miles after $10,000 in purchases in the first three months from account opening) is not disqualifying for this card.

Naturally we can expect Chase’s 5/24 rules to apply, meaning that you’re not likely to be approved if you’ve had 5 or more new card accounts in the last 24 months.

Should You Product Change An Existing United Club Card To The New Club Infinite Card?

The old United Club card will no longer be offered, and existing Club Card cardholders can keep their current card or request to move to this new one. The new card doesn’t earn 1.5 miles per dollar on unbonused spend and has a higher fee so is less useful just for club lounge access. However you should consider upgrading if you value the other perks, and if the older Club card isn’t your primary card for everyday spend.

My own take is to keep the current card for existing cardmembers. However if you do not have the old card, the initial bonus offer for this one is really enticing – it is a huge bonus without a huge initial spend requirement.

Now is a great time in my opinion to be accumulating miles without the temptation to spend them on small ball trips. Take a great escape when you are no longer grounded.

New! United ClubSM Infinite Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.



  1. Is it better just to put spend on a Chase card and transfer points to United rather than get this card? Especially since after the initial 100K points, the hefty annual fee is, well, hefty.
    Just wondering. I currently have the old Prez Plus card, so a product change is not advantageous for me, but my DH canceled his 2 years ago. So, as I said, just wondering….

  2. Bad timing for a not very enticing card. The 100K UA miles are of limited and uncertain value. And the $100 GE/Pre benefit is a day late and a dollar short. I think my old S&H GreenStamps card offered that. The other “benefits” are common across multiple cards. Many of us were expecting a truly premium card with an attractive pathway to higher status levels.

  3. No one of sound mind would apply for this card in this C-19 environment.

    Wait 6 months for the debris to settle.

  4. No kickers on PQP earning vs the other card?

    Not worth the switch from 5x airfare on other cards

  5. “This card will offer 4 miles per dollar on United purchases (making it superior for United purchases than the Chase Sapphire Reserve Card even)”
    … nope Sir !! These are MILES that are earned with that new card.
    The CSR earns POINTS, for travel booking it’s 3 points per $ …
    If these points are used for travel booking, there’s a 50% addition.
    Means: CSR still ahead.
    Miles are tied to United (and partners) … points are not.
    Unless I overlooked something, CSR still comes out ahead.

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