Last Day/Final Change: Two Big New United Credit Card Offers Totaling 160,000 Miles

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Chase’s big offers for the UnitedSM Explorer Card and United ClubSM Infinite Card are ending in a week (September 30, 2020) according to the Chase website,

It’s been just over a week since Chase launched an offer to earn 100,000 points with the Marriott Bonvoy BoundlessTM Credit Card, a one-third better offer than had been on the table for this card.

This was a great sign because we hadn’t seen a lot of new elevated offers for rewards cards lately, with people not traveling as much and with people struggling in a down economy. I took the offer, then, as a good sign. And I’m doubly excited then because it wasn’t a one-off.

Today Chase launched two new offers for their United credit cards – including a 100,000 mile offer that ties the biggest they’ve ever put on the table. Both offers are advertised as limited time, ending September 30.

United Explorer 60,000 Mile Offer

UnitedSM Explorer Card has an offer to earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.

Your spending will earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases.

What’s great about this $0 the first year then $95 annual fee card is the travel benefits when flying United. You get first bag for free when you use your card to purchase your ticket. You get priority boarding (avoid having to gate check your carry on, and indeed on a Basic Economy fare you can still bring on a full-sized carry on bag).

You’ll get 2 one-time United Club passes each year for your account anniversary as well.

Cardmembers get access to extra award availability at lower mileage prices that general members don’t have. Elites with the card can receive complimentary domestic upgrades on award tickets.

The card earns up to 1000 elite qualifying points after $24,000 spend each year (500 points for each of the first $12,000 spent) – but in 2020 elite earning with the card is doubled, while elite requirements have been cut in half.

The card is worth getting for the miles offer at $0 the first year annual fee then $95, and worth keeping if you fly United occasionally but not enough to earn status or if you value upgrades on domestic award tickets and a little help earning status. Improved award availability for cardmembers is my favorite benefit.

100,000 Offer For United’s Premium Card

United ClubSM Infinite Card has an offer to earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

That’s the biggest offer they’ve ever made. And while the previous offer made the card available with a $0 annual fee the first year, there was actually no initial miles bonus. This is a huge improvement for the $525 annual fee product.

The card comes with United Club membership, which normally costs $650 per year for a general member. Additional benefits with this Visa Infinite product include up to $100 Global Entry or TSA PrecheckTM fee credit and 25% back as a statement credit on purchases of food, beverages and Wi-Fi onboard United-operated flight when you pay with your Club Card. You receive free first and second checked bags (a savings of up to $320 per roundtrip).

Getting the card is worth it for the miles offer alone. Keeping the card is worth it if you value United Club access.

UnitedSM Explorer Card
United ClubSM Infinite Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. It doesn’t do any good to have these offers of you are unwilling to extend credit. There’s 10k minimum for the infinite card and they turned me down for it. I was even willing to move credit lines but I didn’t have enough to make the 10k and they didn’t want to give me any more credit. I have excellent credit by the way.

  2. @Alan, you’re over dramatic. Airline miles always lose value over time, doesn’t make them useless.

  3. As a minimum you’re paying $525K for 100k miles, which is a decent rate even at diminished award value.

  4. Is the United Club rule still the same with this card, where you have to be flying UA flights for club entry? If so this card is not worth $525 annually beyond the 100k bonus miles.

  5. No thanks. All these miles = future devaluations. They’ve made it clear in the past how this game is played, so I’m not falling for it again.

  6. United is their own worst enemy here. They’ve devalued miles to the point it’s a fools errand to chase them. 160K miles sounds like a lot, until you look at the miles needed for an award ticket.

  7. I got the United Explorer card with 35K bonus and $250 credit. I also got the United Club card with 100K bonus and $550 fee. So my total cost is $300 for 135,000 miles. I’m going to Dump both cards next summer because UnitedSux.

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