Earn Up To 80,000 Extra Points Per Cardmember You Refer To Amex Small Business Cards

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American Express is running a huge offer for cardmembers with their small business cards to refer new cardmembers. In addition to the typical points or statement credit referral offers, cardmembers can earn a limited time “Travel More with +4” referral bonus through November 14.

When a cardmember’s referral is successfully approved during this period, they can earn ‘+4’ rewards on up to $20,000 in travel and transit purchases for 3 months starting from the first date a qualifying referral results in an approved account. Refer new cardmembers here.

This offer is available for cardmembers with,

Naturally to earn bonus points from this offer, qualifying charges need to appear in the relevant travel or transit categories. That means you need the actual travel or transit merchant to be the one making the charge – a mobile wallet payment may not show up that way, and it may not show up that way if the merchant uses a mobile or wireless card reader.

  • Spend in the bonused travel category includes: airfare, hotels, cruises, tours, car rentals, campgrounds, third party travel websites, and purchases from amextravel.com. (Timeshare property purchases are specifically excluded.)

  • Spend in the bonused transit category includes: trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways.

What’s amazing is that 4 points per dollar really is additive. As explained in the terms as an example,

A Business Platinum® Card Member who typically earns, among other rewards, 5X Membership Rewards® Points on flights and prepaid hotels on amextravel.com will earn 9X points for purchases on amextravel.com (5X + additional 4 Points).

You can only earn this bonus one time during the promotion period. The +4 reward will be credited to your account 8-12 weeks after qualifying purchases.

For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of the American Express® Business Gold Card, click here.
For rates and fees of The Blue Business® Plus Credit Card from American Express, click here.

  • For rates and fees of the American Express Blue Business CashTM Card, click here.

  • About Gary Leff

    Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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    Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


    1. If I do a $8000 swipe by 28 December on the business card for travel, does that mean 12,000 plus 32,000 = 44,000 points?

    2. Gary: You can add business green to the list.
      @BeatNavy: 44K would be correct on a business platinum + your referral points which on my business platinum would be 25K. I also have it on my business blue which is 2 + 4 or 6X but only 10K referral. I will spreadsheet my future spending plans to see which way to go. Shades of the small business & Resy promos. Love it Amex!

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