I receive compensation for content and many links on this blog. American Express, Citibank, Chase, Capital One and other banks are advertising partners of this site. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page.
While accurate when posted some of the offers listed below have expired.
One of the most frequent questions I get from readers is “how long will this bonus last?” Some offers are really good but you can’t or don’t want to apply for them right away.
- You may be holding off on new credit cards because of an upcoming new mortgage or refinancing
- You may be trying to get the number of new cards you’ve had in the last 24 months down, so you’re waiting
- You may have a bunch of big bills coming up and you want to use those to meet the minimum spend required to earn a bonus
- Or other cards are a more immediate priority, but there are still some you’re hoping after and want them to last.
There are three offers that I really want to stick around, for myself and for readers, although I know for a fact some will not.
- When the Chase Ink Business Preferred℠ Credit Card was first introduced I assumed 80,000 points after $5000 spend within 3 months was a temporary initial bonus meant to draw attention to the product.
It’s been the best overall offer for any rewards card in my opinion for much of the last nearly three years since the card was introduced. That lulls me into complacency that it’ll be around forever. Fortunately I got the card last year.
Ritz-Carlton Al Wadi Desert Resort
- CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is offering 70,000 AAdvantage® miles after $4,000 in purchases in first 4 months. [Offer expired] This card has a $0 annual fee the first year (then $99). You can get this even if you have the personal card, and even if you have one of the AAdvantage cards from Barclays.
I Flew Qantas First Class Using AAdvantage Miles This Year With My Wife and Daughter
- Chase Sapphire Preferred® Card offers a best-ever public 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
This was the ‘it’ card several years ago and it remains just as good. It had a generous initial bonus, earned double points on travel and dining, came with primary collision coverage when you rent cards, and points transfer to United, Hyatt, Southwest, Emirates British Airways, Virgin Atlantic, Singapore Airlines, Air France KLM, JetBlue, Aer Lingus, Iberia, Marriott, and IHG Rewards Club.
When they dropped the bonus years ago from 50,000 to 40,000 points there was a mad dash to avoid losing out on 10,000 points. Now the up front public offer is bigger than ever before.
Laksa in the Singapore Airlines First Class Lounge, Sydney
The offer for the CitiBusiness® / AAdvantage® Platinum Select® World Mastercard®, especially, seems elevated to me and less likely to be with us all that long although I’m hoping it sticks around.