Four Reasons to Get the Marriott Credit Card (Hint: It’s Not Just the 100,000 Points)

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Chase and Marriott are out with a big bonus for their Marriott Bonvoy BoundlessTM Credit Card. Chase is now the exclusive issuer of the broad based Marriott consumer credit card, and they made several changes to their product with the launch of the new loyalty program in order to make it more rewarding.

  1. Big initial bonus. 100,000 points after $3000 spend on purchases in the first 3 months of cardmembership.

    The Phoenician

  2. Annual free night This card gives you an annual free night after each account anniversary valued for hotels which cost up to 35,000 points, which in my view is worth far more than the annual fee.

    Le Meridien Chiang Rai

  3. Best way to earn Marriott points. The old Marriott card only earned one point per dollar. This one earns two points per dollar. That’s the same earn that American Express offers on their Marriott cards and it’s also double the rate that Chase’s Ultimate Rewards cards transfer to Marriott at. I don’t think 2 Marriott points is the best you’ll do on unbonused spend by any means, but there’s not going to be a better way of earning Marriott points for spend and this Visa will play a role.

    Le Meridien Barcelona on Las Ramblas

  4. Help towards elite status. The card comes with automatic Silver status. You’ll receive 15 elite nights every year as a cardholder, helpful if you’re trying to earn Platinum or even 75 night status. You can earn 15 elite nights with this card, and they don’t just count towards current year status but also towards lifetime elite status as well. (Separately spending $35,000 in purchases on the card in an account year earns Gold status.)

    Westin Maui

Marriott Bonvoy BoundlessTM Credit Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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  1. The annual night used to be worth a night in a full-service Marriott or Autograph Collection in most cities. Now it’s only useful at SpringHill Suites or Fairfield Inns after the category and peak pricing devaluations :(. Marriott has only contempt for its program members.

  2. +1 Esquiar. Sorry Gary. I have Bonvoy credit cards that provide me one 35K free night and two 50K free nights. It is truly getting harder and harder to use them, especially the 50K free nights at anyplace nice. The SNA program is not working either–I have received nice suites at hotels that could not confirm me for a suite before check-in, and lousy suites at hotels that used my SNAs (for example, I burned six SNAs at a hotel you included above (Le Meridien Barcelona) and received something not much different from a regular room, while all of the gorgeous suites remained unoccupied for my entire stay because the real suites did not “participate” in the Bonvoy SNA program). I worked hard to make Lifetime Titanium–color me unhappy with Bonvoy right now. This is a loyalty program–it shouldn’t be this way.

  3. Marriott for nights have become close to worthless .

    Any US hotel you can get for 35K Is on discount website for less than card’s annual fee.
    Marriott now pricing anything decent in metropolitan area at 40K to exclude annual free night use

    Good values still to be found in Europe in off season

    I have four certs expiring in a February 2021. Had they been expiring anytime in 2020 I would have until end on 2021.

  4. “There’s not going to be a better way of earning Marriott points for spend and this Visa will play a role.”


    Step 1. Earn 2% or 2.5% or 2.625% cashback on a credit card that earns cashback.
    Step 2. Buy Marriott points at 1.25 cents each. (You’re already ahead!) Or wait until they go on sale at 0.78 cents each.
    Step 3. Assuming you have BofA and $100,000 and assuming Marriott points go on sale, you can actually earn 3.36 Marriott points per dollar. Disregarding those assumptions, this still doesn’t move the needle.

  5. The credit card was nice due to the fact I was a platinum member but they still charged me the smoking violation fee when I didn’t smoke (a unwelcome guest did) and then my loyalty didn’t mean crap so their credit card and loyalty programs mean nothing to me whether I get to stay in a nice room for free or not

  6. @Jay…..this is obvious to everyone but you but yes, Marriott was completely correct to charge you the smoking violation fee for your “unwelcome” guest, loyalty program or not. You, in turn, should now demand the guest refund the money to you. Why is this difficult for you to understand?

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