Hilton Gold Status via Credit Card – With a Statement Credit to Cover the Annual Fee

The Citi Hilton HHonors Reserve Card comes with Hilton Gold status as long as you keep the card. It comes with a $95 annual fee, and I usually think of Hilton Gold (modest upgrades, free breakfast, internet) as worth $95 for the moderately frequent-but-no-elite traveler.

The card comes with two weekend nights at most Hilton properties in the world, and another weekend night after $10,000 in spend each each.

There’s no foreign transaction fees with the card, $40,000 spend in a year earns Hilton Diamond.

What’s unique about this offer, that I haven’t seen before, is that it’s now available with a $100 statement credit after your first Hilton family hotel stay of $100 more charged to the card within 3 months. So if you use the card and its Gold status with Hilton right away, the card is effectively free the first year.

For avoidance of doubt, this card does not offer any referral credit to me, it’s simply the best offer I’ve seen for this card in the year and a half it’s been on the market.

(HT: Million Mile Secrets)

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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  1. […] CITI HILTON RESERVE SIGN-UP BONUS: But wait, that’s not all! Citi’s Hilton Reserve is now offering a $100 statement credit to new cardholders, redeemable against $100 of Hilton charges. There has been a similar offer in the past, though it expired last month as per Flyertalk. Note that the $95 annual is not waived. (H/T: MMS via View From The Wing.) […]


  1. I’m sure this is a really dumb question and I apologize. Is the gold status valid for just the primary card holder or additional users as well under their own HHonors accts?

  2. You still have to pay the annual fee though, right? I didn’t see anything about it being waived the first year ( though it’s possible that I missed it). So it’s not QUITE free (though still, I agree, a pretty good card to have)

  3. What I thought I made clear above is there’s a $95 fee, and you’ll get a $100 statement credit after spending $100 or more at a Hilton hotel and charging it to the card

  4. Those in Germany (or the European Union for that matter) can also get hold of the same kind of deal (HHonors Gold while you have the card) for a mere 48 EUR/year plus 10.000 HHonors points for getting the card. All available from hhonorscard.de

  5. Does the $100 spend to trigger the credit have to be a stay or can it ancilliaries (eg award stay during which you charge $100 to the room and hence the card)?

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