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The Citi Rewards+℠ Card has no annual fee card and plays a really interesting role in points-earning. Two readers pointed out to me this week that I really haven’t covered it. It’s brand new this year, and not highlighting its unique features is a real oversight on my part.
- Initial bonus: 15,000 points after $1000 spending within the first 3 months from account opening (Not available if you’ve gotten a new cardmember bonus from – or closed – this card, ThankYou Preferred, Citi Premier, or Citi Prestige in the last 24 months.)
- Bonus categories: 2 points per dollar at supermarkets and gas stations, for the first $6,000 spent each calendar year
- Round up: Each time you make a purchase your earnings are rounded up to the nearest 10 ThankYou points.
- 10% rebate on redemptions up to the first 100,000 points redeemed each year.
This card pairs really well with a Citi Premier or Prestige card. First, because neither of those bonuses supermarket spend. But second because while Rewards+ doesn’t on its own let you transfer to airline miles, you can transfer the points from your Citi Rewards+℠ Card over to a Premier or Prestige account and then the points become eligible to transfer to airline miles:
- Star Alliance: EVA Air, Avianca LifeMiles, Singapore Airlines, Thai Airways, Turkish Airlines
- oneworld: Cathay Pacific, Finnair, Qantas, Qatar
- SkyTeam: Air France KLM, Aeromexico
- Non-alliance: Etihad, JetBlue, JetPrivilege, Virgin Atlantic
And this is the single most rewarding card for small purchases, a $1 purchase earns 10 points. That’s a great feature on a no annual fee card. We haven’t seen anything like that since the old Chase Exclusives program paired with a Freedom card, an opportunity that was so lucrative it was ended about seven years ago.
Rounding up pairs with bonus categories, too, spend $6 at a gas station and you earn 20 points ($6 x 2 points = 12, rounds up to 20).