Hyatt Business Card: New 75,000 Point Offer, And Fastest Way To Spend Towards Elite Status

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There’s an increased initial bonus offer for the World of Hyatt Business Credit Card, something we haven’t seen in a long while. You can earn up to 75,000 bonus points.

  • 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
  • Additionally, earn 15,000 Bonus Points after you spend $12,000 in the first 6 months.

This is a great card to get for the up front bonus. In fact, if you’re eligible for new Chase cards and can get a business card, that’s a rich enough reward to make applying almost a no-brainer. The card is reasonably rewarding for spend, and has some interesting benefits.

I thought I’d lay out what I think are the (5) reasons to get the card, and see if these match with your goals.

  1. Initial bonus. The World of Hyatt Business Credit Card‘s offer to earn up to 75,000 points: 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening and 15,000 Bonus Points after you spend $12,000 in the first 6 months.

    I value Hyatt points at 1.4 cents apiece, making the initial bonus worth $1,050. In fact they’re probably worth even more than that to me (revealed preference) since I find Hyatt is the Chase Ultimate Rewards partners I transfer to most.

  2. Doesn’t add to 5/24. Assuming that 5/24 applies, you’re not likely to be approved if you’ve had 5 or more new cards in the past 24 months. However since it’s a Chase business card it shouldn’t add to your 5/24 total, meaning that it may not trade off with other cards you’ll want to get after.

  3. Most efficient way to spend for elite status. Spending on the card for elite status is more lucrative than with The World Of Hyatt Credit Card (which earns 2 elite night credits for each $5000 spent): the World of Hyatt Business Credit Card earns 5 elite qualifying nights with each $10,000 in spend on the card in a calendar year. That’s 25% more elite credit per $10,000 spent, though of course you may strand more spend reaching for it than when elite nights are awarded in $5000 spend increments.

    Hyatt’s top tier of elite status (Globalist) is the most rewarding generally accessible elite loyalty tier of any chain in my view, but you actually get rewards at every 10 elite nights earned in the program, up to 100 nights each year.

    # Nights Or Benefit
    10 25k base points or 3 meetings Discoverist
    20 35k base points 2 club lounge access awards
    30 50k base points or 10 meetings Explorist, 2 club access awards, cat 1-4 free night
    40 65k base points 5k points or $100 Hyatt gift card or 10k points off FIND experience
    50 80k base points 2 confirmed suite upgrade awards
    60 100k base points or 20 meetings Globalist, 2 suite upgrade awards, cat 1-7 free night, concierge
    70 N/A 10,000 points or suite upgrade award
    80 N/A 10,000 points or suite upgrade award
    90 N/A 10,000 points or suite upgrade award
    100 N/A 10,000 points or suite upgrade award

  4. Annual Hyatt credit and points rebate make annual fee worthwhile Each anniversary year cardmembers receive $100 in Hyatt credit in the form of two $50 statement credits (spend $50+ at a Hyatt property and receive a $50 statement credit up to two times each anniversary year).

    Spending $50,000 or more on the card in a calendar year entitles cardmembers to receive a 10% rebate on points redeemed for the rest of that calendar year, up to 20,000 points back each year (at 1.4 cents apiece, worth up to $280).

  5. Waived requirements for the Hyatt Leverage program. The Hyatt Leverage program is a small business room discount program that provides legitimate savings on stays (can be cheaper than member advance purchase rate or AAA rate without advance purchase), and its terms say you need to credit 50 nights a year to remain in the program so having the card is a great way to access it at lower volume since the 50 night requirement is waived for cardmembers. Staying in the Leverage program alone can drive real savings to small businesses that use Hyatt.

    hyatt leverage discount

I want the up front bonus, and I probably need the card for its more powerful earn towards status tiers. So the World of Hyatt Business Credit Card is one of the cards that is now at the top of my list (that I do not already have). I’m working my way to under 5/24.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. It’s at the top of my list too as I always need more Hyatt hotel points.

    Personally I’d rather have the Cat4 free night from the personal card than the 2x$50 credits but either way it offsets the cost of keeping the card and the AF is much more tolerable than the overpriced Amex Bonvoy cards.

  2. It’s not only that the personal card has $5k increments, but it’s ongoing, doesn’t have to be in a calendar year.

    So if you spend $19k in year 1 and $1k in year 2, you earn 5 with the biz card and 6 with the personal in year 1, plus an additional 2 in year 2.

    Or $15k vs $15k, personal out/earns biz.

    It’s the lack of ongoing spend counting that’s the killer.

  3. beachfan, just so I’m understanding:

    You’re saying that while the Hyatt personal card has rollover incremental spend (which I can confirm), the business card does not?

    That’s interesting, and completely new information for me. As you suggest, It is a disadvantage for moderate spend on the business card.
    It also makes planning for spend on the business card relatively more important (so spend isn’t left “stranded” there).

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