New Citi American AAdvantage Business Card Offer (Much Better Than Expected)

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CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is offering 65,000 American Airlines AAdvantage® miles after spending $4,000 in purchases within the first 4 months of account opening. This card has a $0 annual fee the first year (then $99).

I had been saying for months that the 70,000 mile initial bonus offer on this card wouldn’t last. That was right. Though I didn’t say it, I think it was implied, I expected that when the 70,000 mile offer ended it would drop more – perhaps to 50,000 miles or even less. I’m surprised that it remains at this elevated level, still one of the best offers they’ve made for the card.

Let me make several points about the product.

  • In general I prefer flexible currencies that transfer to a variety of miles (like American Express Membership Rewards, Chase Ultimate Rewards, etc.). There’s no option to transfer bank card points to American’s miles, so it makes sense to earn them from American’s own cards.

  • American miles are the currency I’ve redeemed the most. They don’t have as many partners as carriers in the Star Alliance, but my preference for first class awards has led me to redeem on Cathay Pacific, Etihad, Qantas, and others.

  • Even if it doesn’t make sense to spend on the card over time, the initial bonus is rich – and the card benefits (like first checked bag on domestic American Airlines itineraries and preferred boarding on American flights to avoid gate checking bags) useful.

  • Cardmembers earn an American Airlines Companion Certificate for domestic main cabin travel after $30,000 spend or more in purchases each cardmembership year and cardmembership is renewed. So spending on the card can make sense for some anyway.

Ultiamtely worth flagging that though the 70,000 mile offer is over they only dropped the bonus miles by 5000 which is still strong.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. @Gary Given the spate of shutdowns, how do you assess the risk of signing up for this card if you got the Barclay Business Aviator bonus within the past year?

  2. @Johnny, nobody knows for sure and I am not giving you any legal advice. However, the data points show that the shutdowns have happened to people who “abused” the system by signing up for multiple (if not dozens) of Citi AA cards through mailers. Those mailers could have been mailed to other household members, real ones or made up ones, and then people actively changed the name on the credit card application.

    Signing up for multiple AA cards, especially from different issuers, is fine as long as you follow the intended rules set out by AA, Citi and Barclays. Then, I would put your risk at 0% for a shutdown.

  3. @HChris, while it is true that some people have been shut down for having a dozen accounts, I think the question remains, what is the limit of cards AA will allow? If you know, please share. I think Johhny’s question is very valid, what is the limit of cards that earn a signup bonus that AA will allow before taking your miles away and cancelling your account.

    I have looked high and low on the AA website for this information, but I cannot see what the limit is. I have read reports of people who signed up for Citi and Barclay cards (Personal + Biz) who have been shut down as AA determined 4 signup bonuses as ‘abuse’ So if anyone can point me in the right direction to what AA has stated is the limit, I would appreciate the help. (I already know Citi’s limits, that is irrelevant as they are not the ones shutting down accounts, AA is)

  4. AA hasn’t stated anything so it’s a bit of a blackbox, shutdown individuals are just told they are being closed for “exploitive” practices…people infer that it’s related to Citi signups and mailers. Citi is stating they have no idea what is going on and isn’t party to this.

    There are data-points of individuals being shutdown for 3 Citi signups (which is easy to do without even relying on mailers).

    If I were you I’d look at other cards for awhile instead until it’s clear what is going on. I’d say it’s very low risk, but given everyone is getting the ultimate punishment not worth it.

  5. @Rex AA publishes no such limit, it’s basically whatever AA feels like, hence shutting people down for “exploitive practices” rather than “abuse” or “fraud”.

    It’s sort of saying you didn’t violate anything specifically in the T&Cs…but in spirit you did something we didn’t like.

    Ironically nothing has changed on the Citi side to plug any loopholes so they continue to allow applications that would lead to bans.

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