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Chase and American Express are out with big bonus offers for their Marriott cards – in one case there’s an offer worth as much as 235,000 points. I have two Marriott credit cards myself, so let me tell you about these offers and why the cards work for me personally.
I have the Marriott Bonvoy BrilliantTM American Express® Card and the Marriott Bonvoy Business™ American Express® Card. I don’t put a lot of spending on these cards, but they’ve both been long-term keepers for me.
- The annual free nights that come with each are worth more than their respective annual fees.
- Each one gets me 15 elite nights with Marriott, which count both towards earning status and towards earning lifetime elite status.
American Express Marriott Business Card Offer
I’ve covered the Marriott Bonvoy Business™ American Express® Card in the past few days, so let me be brief.
This card has a limited time offer to earn 125,000 Marriott Bonvoy bonus points and two bonus Free Night Awards after you use your new card to make $5,000 in eligible purchases within the first 3 months. Each bonus Free Night Award is valid for a redemption level up to 50,000 points. That means up to 225,000 points in value with this offer that ends November 3, 2021.
This is a $125 annual fee card. (See rates and fees.) When considering that fee (obviously worth it the first year!) I keep the card because I get a Free Night Award every year after account anniversary. That night is valid on a redemption up to 35,000 points, and I’ve had no difficulty extracting $200+ in value out of it.
For those who do put spending on the card, after you spend $60,000 in purchases on the card in a calendar year you earn another Free Night Award with the same value. Silver elite status comes with the card, $35,000 in eligible purchases in a calendar year earns Gold status. And cardmembers receive 15 elite nights per year.
Premium American Express Consumer Card
The Marriott Bonvoy BrilliantTM American Express® Card has a limited time offer to earn 150,000 Marriott Bonvoy bonus points and a bonus Free Night Award – valid for a redemption that costs up to 85,000 points – after you use your new Card to make $5,000 in eligible purchases within the first 3 months of cardmembership. This offer expires 11/3/2021.
You can receive up to 235,000 points in value from the initial bonus offer. The last time I published a valuation of Marriott points I came up with an estimate of $0.007 per point, which would yield a potential value of $1645 from this offer. Even if the value has slipped to $0.006 that’s $1410 – which is amazing for an up front bonus.
Now, this is a $450 annual fee card (See Rates & Fees). At that price point you get up to $300 in statement credits each cardmembership year for eligible purchases at hotels participating in Marriott Bonvoy. The card also comes with a Priority Pass Select card for unlimited airport lounge visits.
And on top of this you receive 1 free Night Award every year after your card account anniversary, valid on redemptions up to 50,000 points.
Here’s how I’ve personally justified keeping the card,
- $300 statement credits that I easily use on hotel spend
- Free night where I’ve had no problem getting $300 in value
That more than exceeds the cost of the card. Then there’s Priority Pass Select, but I have that from other cards anyway so I don’t factor it into my calculation (but if you don’t have one, it’s an important travel tool). And I net 15 elite nights from the card.
You can only get the card bonus once, and you aren’t eligible if you have or have had a Ritz-Carlton card in the past 30 days or have acquired for in the past 90 days or received a bonus or upgrade offer for a Chase Marriott card in the past 24 months.
Several readers have reported being surprised at their approval for this card – I don’t believe it’s as tough a get as some might think given its premium status.
Consideration When Applying For One Of These Cards
I’ve written about frustrations with the Marriott program. One of those frustration is resort fees, free nights often aren’t 100% free. However they have an amazing footprint of hotels I want to stay at so I have no difficulty using points.
If you’re trying to stay under 5/24 for Chase, then the business card is the way to go since it generally doesn’t report on personal credit and shouldn’t count against your total. If you’re looking for the most valuable offer the premium consumer card is tough to beat.
For rates and fees of the Marriott Bonvoy Business™ American Express® Card, click here.
For rates and fees of the Marriott Bonvoy BrilliantTM American Express® Card, click here.