The First And Only 150,000 Mile Airline Credit Card Offer Is Back

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It’s been thirteen years since we first saw a 100,000 mile airline credit card offer. That became the gold standard for Oh My Goodness.

We’ve seen bank cards with bigger offers in their own rewards programs, but the UnitedSM Business Card was the first airline co-brand card ever to have a 150,000 mile initial bonus offer, introduced last year. That offer is back.

I’ve been watching credit card rewards for over 20 years. Indeed, April 2002 was the first time I’d ever seen a 20,000 mile airline card offer. That was for a United credit card. And so is this.

The UnitedSM Business Card has an offer to earn up to 150,000 bonus miles.

  • Earn 75,000 miles after you spend $5,000 on purchases in the first 3 months your account is open.
  • Earn an additional 75,000 miles after you spend $20,000 total in the first 6 months.

United Polaris Business Class

That’s significant spend, but you have three months to do the first piece and six months for the second. Like other Chase cards, don’t expect to be approved if you’ve had 5 or more new cards opened in the last 24 months. However like other Chase business cards, don’t expect getting approved for this one to add to your ‘5/24’ total.

The card comes with free first checked bag, 2 United Club one-time passes per year, and priority boarding. What’s more the card offers a $100 United travel credit after 7 United flight purchases of $100 or more each anniversary year.

They even encourage you to have both a business and personal United card because you’ll receive a 5,000-mile “better together” bonus each anniversary when you have both the UnitedSM Business Card and a personal United credit card.

Ultimately exciting to see bigger offers, even going above 100,000 miles on a United card. We haven’t ever seen 150,000 on an airline card before this card did it and the gauntlet has been thrown down at Citi and Barclays (American) and American Express (Delta).

UnitedSM Business Card

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. Great. With 150K United points you can fly round trip from Denver to Chicago.
    They need a 500K offer to keep up with their constant devaluations.

  2. @Alan and JohnnieD. United miles are tough but I found low level a few yrs ago Houston to Sydney Business class at 80K one way. Had to cancel a year ago because we were in the middle of Covid lockdowns is AU etc. I did get Newark to Capetown Low level 80K business non-stop this fall. So you have to find your spots. Ill say this much. If I have United miles sitting like card signup, I can always top off immediately with Chase for an award. Every year or two I probably can find something decent. Partner values do pop up. I think Delta is much tougher. Much harder to get value on the big overseas trips. Again merely my opinion. Delta also prices well as Virgin for the same flights but Virgin has fuel surcharges as one example.

  3. I picked up two Polaris seats CDG to EWR a few weeks ago to return from Europe on 8/24 — high season. 60k a seat. First time I’ve been on United in living memory.

  4. Gary, I think that it would be a real service to readers to try to list which programs, if any, still offer awards at something close to award chart rates, and with reasonable availability. For instance, I noticed such rates and availability on Saudia, using Delta miles, six months ago, but now that is gone. Delta flights using Virgin Atlantic miles falter on availability. Realistically, to each major destination like Europe, the Middle East, the Far East, Aust/NZ, Africa, the Caribbean and S. America, what’s left?

  5. For business roundtrip to India, minimum seems to be 360,000 points. Or pay $6400 for the cheapest itinerary. To London Heathrow it’s 230,000 points. A flight I had to Europe booked at around 82,000 miles rt that we delayed due to covid was about 260,000 miles when I tried to rebook earlier this year. So maybe the points are a good deal if you travel mostly domestically, but it’s pathetic that points buy so little internationally.

  6. I get it that most readers are just looking for business class seats to popular destinations and United miles are getting harder and costlier to use for that. But my redemption pattern is coach to out of the way locations, and for that the United miles still offer strong value.

    But there seems to be no criterion for minimum value of return that rates as a “signup bonus”. This one is a 75,000 miles card, with a big-spend, limited-time incentive bonus for an additional 75,000 miles. My criterion would be that a “sign up” bonus feature should offer at least a 10x return on spend to deserve that identification. Otherwise call it a promo.

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