I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. I do not write about all credit cards that are available — instead focusing on miles, points, and cash back (and currencies that can be converted into the same).
There are a few places online that compile the best credit card deals. But as you get from reading this blog, I have my own take on what actually is best. So I’ve compiled these offers in many ways as a repository fobur myself — these are the links I go back to when it’s time to sign up for a card myself or recommend a link to friends and family.
If you find something I’ve missed, I’d greatly appreciate it if you would e-mail me.
American Express, Chase, Citibank, and Capital One are advertising partners of this blog.
This does not endeavor to be a complete and 100% exhaustive list of all of the credit cards that exist. Rather, these are the cards that I believe are actually worthwhile.
AIRLINE CREDIT CARDS
Air Canada Aeroplan
Aeroplan® Credit Card from Chase lets you earn up to 100,000 bonus points: earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.
This $95 Annual Fee card earns 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases; 500 bonus points for every $2,000 you spend in a calendar month – up to 1,500 points per month.
Naturally cardmembers get free first checked bag (for the cardmember and up to 8 others people on same reservation). But the card also comes with the first tier of elite status (25K level) for the calendar year in which your Chase Aeroplan Card account is opened and for the following calendar year. You can keep that status with $15,000 in annual spend. In the future status that comes with the card will be for the remainder of the year in which you’re approved plus the following year.
Spending $50,000 on the card bumps you up an elite level – to 35,000 mile status based on spend alone if you aren’t already at that level or higher. However a member earning that level of elite status or higher with Air Canada outside of the card who spends $50,000 on the card in a calendar year gets a one-level bump up starting at the beginning of the next calendar year. An Aeroplan 75K member who hyaspends $50,000 on the card becomes Super Elite in the next calendar year.
Alaska Airlines Mileage Plan
30,000 mile signup bonus: $75 annual fee not waived the first year.
This card also comes with a $99+tax companion ticket which is valid for use on any paid coach fare. Sadly the companion tickets are no longer useful on paid first class fares.
Alaska Airlines Business Card also offers an annual companion ticket and has an initial bonus of 30,000 bonus miles after you make $1,000 or more in purchases within the first 90 days of account opening.
The Alaska Airlines World Elite Mastercard from mbna is the Canadian version of the card and similar.
American AAdvantage
Citi® / AAdvantage BusinessTM World Elite Mastercard® For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening. 
[See rates and fees]
The card offers first checked bag on domestic American Airlines itineraries. There’s preferred boarding on American Airlines flights as well.
Earning is 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations; 1 AAdvantage® mile per $1 spent on other purchases; 1 Loyalty Point for every 1 eligible mile earned from purchases.
Barclays AAdvantage® AviatorTM Red World Elite Mastercard® has an offer to earn 60,000 American Airlines AAdvantage bonus miles after first purchase within 90 days of account opening and paying the card’s $99 annual fee.
Cardmembers receive one free checked bag (on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation) and preferred boarding on American Airlines domestic itineraries.
AAdvantage® Aviator® Silver World Elite Mastercard®
You can’t apply for this card directly, you can only product change an Aviator Red card to it. This card comes with a $100 Global Entry credit. You get priority boarding and free checked bag for up to 8 passengers on the same itinerary.
AAdvantage® Aviator® Business Mastercard®
Signup bonus is up to 75,000 AAdvantage® bonus miles: Earn 65,000 miles after spending $1,000 in the first 90 days. Earn 10,000 miles when a purchase is made on an employee card.* It has a $95 annual fee.
Benefits include first checked bag free and preferred boarding for the cardmember and up to 4 companions on the same itinerary.
Asiana
Asiana Visa Signature® Credit Card
Signup bonus is 30,000 miles after $3000 spend within 90 days. Card earns triple points on Asiana, double points on gas and groceries, and one mile per dollar on everything else.
Every year you get 2 Asiana lounge invitations, 10,000 bonus miles, and a $100 rebate on Asiana Airlines ticket purchases (great for taxes and fuel surcharges on an award ticket).
Asiana miles are tough to get but they have one of the best Star Alliance award charts.
British Airways
British Airways Visa Signature® Card
Chase has an offer to earn 75,000 Avios after you spend $5,000 on purchases within the first three months of account opening.
On an ongoing basis spend will: Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. Earn 2 Avios per $1 spent on hotel accommodations when purchased directly with the hotel.
Every calendar year you make $30,000 in purchases on your British Airways Visa card, you’ll earn a Travel Together Ticket good for two years.
Cardholders receive a 10% off British Airways flights starting in the US when you book through the website provided in your welcome materials.
Delta
Delta SkyMiles® Gold Business American Express Card
There’s currently a Welcome Offer: Earn 60,000 Bonus Miles after spending $4,000 in purchases on your new Card in your first 6 months of Card Membership.
Card Members save 15% when booking Award Travel with miles on Delta flights when using delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Ongoing spending will earn 2 miles per dollar spent on purchases at U.S. Shipping providers and at U.S. providers for Advertising in select media on up to $50,000 of purchases per category, per year.; earn 2 Miles on every dollar spent on eligible purchases made directly with Delta and on every eligible dollar spent at restaurants; earn 1 Mile on every eligible dollar spent on other purchases. Additionally, you can receive a $200 Delta Flight Credit to use toward future travel after you spend $10,000 in purchases in a year.
Terms and limitations apply. See Rates & Fees.
Delta SkyMiles® Platinum Business American Express Card
There’s currently a Welcome Offer: Earn 70,000 Bonus Miles after spending $6,000 in purchases on your new Card in your first 6 months of Card Membership.
Delta SkyMiles® Platinum Business American Express Card Members save 15% when using miles to book Award Travel on Delta flights through delta.com and the Fly Delta app. Discount not applicable to partner-operated flights or to taxes and fees.
Spending on this card can help earn Delta elite status. Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $20 of purchases with your Delta SkyMiles® Platinum Business American Express Card.
Statement credit offers include: With the $120 Resy Credit, earn up to $10 per month in statement credits on eligible Resy purchases using your enrolled Card. Earn up to $10 back each month after using your enrolled Delta SkyMiles® Platinum Business American Express Card for U.S. rideshare purchases with select providers. Elevate your travel experience with an annual statement credit of up to $200 after using your Delta SkyMiles® Platinum Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com.
This is a $350 annual fee card. Terms and limitations apply. See Rates & Fees
Delta SkyMiles® Reserve Business American Express Card
There’s currently a Welcome Offer: Earn 80,000 Bonus Miles after spending $10,000 in purchases on your new Card in your first 6 months of Card Membership.
Enter Delta Sky Club® at no cost. Effective 2/1/25, Reserve Card Members will receive 15 Visits per year to the Delta Sky Club; to earn an unlimited number of Visits each year starting on 2/1/25, the total eligible purchases on the Card must equal $75,000 or more between 1/1/24 and 12/31/24, and each calendar year thereafter. When you purchase a Delta flight with your Delta SkyMiles® Reserve Business Card, you will receive complimentary access to The Centurion® Lounge or Escape Lounge – The Centurion® Studio Partner.
Receive a Companion Certificate on First Class, Delta Comfort+®, or Main Cabin domestic, Caribbean, or Central American roundtrip flights each year after renewal of your Card. The Companion Ticket requires payment of government-imposed taxes and fees of no more than $80 for roundtrip domestic flights and no more than $250 for roundtrip international flights (both for itineraries with up to four flight segments). Baggage charges and other restrictions apply. See terms and conditions for details.
Get closer to elevated Status next Medallion® Year with MQD Headstart and MQD Boost: receive $2,500 Medallion Qualification Dollars each Medallion Qualification Year and earn $1 MQD for each $10 on purchases with your Delta SkyMiles® Reserve Business American Express Card.
Statement credit offers now include: Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers. Elevate your travel experience with an annual statement credit of up to $250 after using your Delta SkyMiles® Reserve Business American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com. With the $240 Resy Credit, earn up to $20 per month in statement credits on eligible Resy purchases using your enrolled Card. Earn up to $10 back each month after using your enrolled Delta SkyMiles® Reserve Business American Express Card for U.S. rideshare purchases with select providers.
This is a $650 annual fee card. Terms and limitations apply. See Rates & Fees.
Southwest
Southwest Rapid Rewards® Priority Credit Card
This is the premium Southwest Airlines co-brand card really designed for folks who fly Southwest — it makes Southwest travel better, and spending helps earn both A-List status and a Companion Pass®.
The card has an offer to earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.
Ongoing category bonus spend: Earn 3X points on Southwest® purchases; Earn 2X points on local transit and commuting, including rideshare; earn 2X points on internet, cable, and phone services; select streaming.
This $149 annual fee card provides a $75 Southwest® travel credit each year; 25% back on in-flight drinks, WiFi, messaging, and movies; and 4 upgraded boardings per year when available (when A1-15 boarding positions are offered at the gate, buy it and you’ll receive a statement credit for the charge); and 7,500 anniversary points each year.
Southwest Rapid Rewards® Plus Credit Card
The card has an offer to earn a $400 statement credit and 40,000 bonus points after spending $3,000 on purchases in the first 4 months from account opening.
Ongoing category bonus spend: Earn 2X points on Southwest® purchases; Earn 2X points on local transit and commuting, including rideshare; earn 2X points on internet, cable, and phone services; select streaming; Earn 1 point for every $1 spent on all other purchases.
You earn 3,000 anniversary points each year, a nice incentive to keep the card. And all points earned count towards Companion Pass®.
What I like about Southwest is that they have no change fees, you can use your points even to make a speculative booking. It’s always great to have Southwest points around, even if you book mostly international award tickets. You might need a domestic flight to get to the city your international award ticket leaves from. Or book the Southwest flight, and if award availability opens up to include a domestic flight on your other
Southwest® Rapid Rewards® Performance Business Credit Card
Chase’s premium Southwest Airlines business card has an offer to earn 80,000 points after you spend $5,000 on purchases in the first 3 months from account opening.
Ongoing earn is to earn 4X pts on Southwest® purchases; 3X points on Rapid Rewards® hotel and car partners; 2X points on rideshare; 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases. These points count towards earning a companion pass.
Cardmembers receive 9000 bonus points each year after cardmember anniversary; a statement credit for Global Entry or TSA PreCheck fees every four years; reimbursement for four upgraded boardings per year (A1 – A15 boarding purchased at the airport) when available; plus inflight wifi credits. That’s a package that makes the card’s $199 annual fee well worth it.
Southwest Rapid Rewards® Premier Business Credit Card
You can earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Ongoing spend will earn 3X points on Southwest Airlines® purchases; 2X points on Rapid Rewards® hotel and car rental partners; 2X points on rideshare; 1 point per $1 spent on all other purchases.
The card comes with 6,000 bonus points after your cardmember anniversary and 2 EarlyBird Check-In® each year. And the card lets you earn unlimited tier qualifying points towards A-List status.
United Airlines
Chase has a Limited-time Offer: Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
Your spending will earn 2x miles on United® purchases, dining, and hotel stays; 1 mile per $1 spent on all other purchases. The dining category extends to eligible delivery services.
What’s great about this $0 intro annual fee the first year then $95 annual fee card is the travel benefits when flying United such as free first checked bag – a savings of up to $160 per roundtrip. Terms Apply.
You’ll enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary. And the card offers up to $120 Global Entry, TSA PreCheck® or NEXUS fee credit. And cardmembers can receive 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights and on Club premium drinks when you pay with your Explorer Card
Cardmembers get access to extra award availability at lower mileage prices that general members don’t have. Elites with the card can receive complimentary domestic upgrades on award tickets.
New cardmembers can benefit from a Limited-time Offer: Earn 70,000 bonus miles and 500 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.
On an ongoing basis you’ll 3x miles on United® purchases; 2x miles on all other travel, dining, and select streaming services; 1x mile on all other purchases. Plus, up to a $125 United® purchase credit and up to 10,000 miles in award flight credits each year (terms apply) – and free first and second checked bags – a savings of up to $360 per roundtrip (terms apply) – and priority boarding
This new card is positioned between the UnitedSM Explorer Card and the United ClubSM Infinite Card. For those who fly United, the United QuestSM Card will provide real value taking advantage of both the annual credit towards spend with the airline and earning 10,000 miles back on redemptions.
And it helps you achieve MileagePlus elite status: earn up to 6,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases)
This is the no annual fee United cobrand card and it has a Limited-time Offer: Earn 30,000 bonus miles after you spend $1,000 on purchases in the first 3 months your account is open.
Even without an annual fee, ongoing earn is generous at 2x miles on United® purchases; 2x miles at gas stations; 2x miles on local transit and commuting; 1x mile on all other purchases. It also has no foreign transaction fees.
The United Airlines MileagePlus premium credit card has a $525 annual fee and offers United ClubSM membership – up to $650 value per year. It currently has a Limited-time Offer: Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.
Ongoing the card will 4x miles on United® purchases; 2x miles on all other travel and dining; 1x mile on all other purchases.
Benefits with this Visa Infinite product include Free first and second checked bags – a savings of up to $360 per roundtrip (terms apply) – and Premier Access® travel services. You also receive a 10% United Economy Saver Award discount within the continental U.S. and Canada.
The card helps you achieve MileagePlus elite status: Earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases).
The United Business Card has an offer to earn 75,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open. $0 introductory annual fee for the first year, then $99.
The card will earn 2x miles on United® purchases, dining including eligible delivery services, at gas stations, office supply stores, and on local transit and commuting; 1x mile on all other purchases.
Cardmembers can enjoy a free first checked bag – a savings of up to $160 per roundtrip (terms apply), 2 United ClubSM one-time passes per year, and priority boarding privileges.
Also, the card offers a $100 United® travel credit after 7 United flight purchases of $100 or more each anniversary year.
They even encourage you to have both a business and personal United card because you’ll receive receive a 5,000-mile “better together” bonus each anniversary when you have both the UnitedSM Business Card and a personal Chase United® credit card.
Virgin Atlantic
Virgin Atlantic World Elite Mastercard offers:
- 20,000 Flying Club bonus miles after your first retail purchase
- 50,000 additional Flying Club bonus miles after you spend at least $12,000 on purchases within the first 6 months of your account open date
- Earn up to 15,000 additional bonus miles each anniversary after qualifying purchases
- Earn up to 15,000 Flying Club bonus miles every anniversary after qualifying purchases
HOTEL CREDIT CARDS
Hyatt
The World Of Hyatt Credit Card
Earn up to 60,000 Bonus Points. Earn 30,000 Bonus Points after you spend $3,000 on purchases in your first 3 months from account opening. Plus, up to 30,000 More Bonus Points by earning 2 Bonus Points total per $1 spent in the first 6 months from account opening on purchases that normally earn 1 Bonus Point, on up to $15,000 spent.
The card is fantastic for anyone who likes Hyatt. It makes earning elite status easier, and spending is rewarding — for Hyatt stays, for bonus categories, and because of the additional free night after $15,000 in spend each cardmember year. So while $15,000 in spending is required to earn the full bonus, it makes a lot of sense to do this because $15,000 can also earn an additional free night.
You’ll receive 1 free night every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort in addition to earning that extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during a year.
On an ongoing spend with the card will earn up to 9 points total for Hyatt stays – 4 Bonus Points per $1 spent on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member. Plus, earn 2 Bonus Points per $1 spent at restaurants, on airline tickets purchased directly from the airlines, on local transit and commuting, and on fitness club and gym memberships
The card lets you get automatic World of Hyatt Discoverist status for as long as your account is open and 5 qualifying night credits toward your next tier status every year and also earn 2 qualifying night credits towards your next tier status every time you spend $5,000 on your card.
World of Hyatt Business Credit Card
The initial bonus offer is to earn 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
On an ongoing basis you’ll earn up to 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 on qualified purchases at Hyatt hotels & up to 5 Base Points per $1 from Hyatt as a World of Hyatt member; 2 Bonus Points per $1; spent in your top three spend categories each quarter; 2 Bonus Points per $1; spent on fitness club and gym memberships; 1 Bonus Point per $1 spent on all other purchases.
You’ll receive up to $100 in Hyatt statement credits – spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.
And the value here is the role the card plays in elite status: 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year along with World of Hyatt Discoverist status for as long as your account is open. Plus, Discoverist status to up to five employees.
Hilton
Hilton Honors American Express Surpass® Card
You can earn 165,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in your first 6 months of Card Membership. Offer ends 1/8/2025.
On an ongoing basis you’ll earn 12X Hilton points per dollar on Hilton purchases; 6X at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations; 4X on U.S. Online Retail Purchases.
You’ll earn a Free Night Reward from Hilton Honors after $15,000 spend in a calendar year plus cardmembers receive Gold status (Diamond after $40,000 spend in a calendar year on the card). You also get National Car Rental® Emerald Club Executive® status. The card has a $150 annual fee. Terms Apply, see rates and fees.
The Hilton Honors American Express Business Card
This card has a Limited Time Offer: Earn 175,000 Hilton Honors Bonus Points after you spend $8,000 in purchases on the Hilton Honors Business Card within the first six months of Card Membership. Offer Ends 1/8/2025.
The card will earn 12X Hilton Honors Bonus Points on eligible Hilton purchases; Enhanced: Earn 5X Hilton Honors Bonus Points on other purchases made using the Hilton Honors Business Card on the first $100,000 in purchases each calendar year, 3X points thereafter.
Get up to $60 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Business Card.
You’ll enjoy complimentary Hilton Honors™ Gold Status with your Hilton Honors Business Card. With Hilton Honors Gold status, you can enjoy benefits at hotels and resorts within the Hilton Portfolio. As a Gold member, earn an 80% Bonus on all Base Points you earn on every stay getting you to free nights faster. You may receive an upgrade to Hilton Honors Diamond status through the end of the calendar year if the total eligible purchases on your Card Account during a calendar year reach $40,000 or more.
This is a $195 annual fee card. Terms apply. See Rates & Fees
New: Enjoy complimentary National Car Rental® Emerald Club Executive® status. Enrollment in the complimentary Emerald Club® program is required.
Hilton Honors American Express Card
This Hilton card has an offer to earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 1/8/2025.
Ongoing earning is earn 7X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with hotels and resorts within the Hilton portfolio; 5X Points per dollar on purchases at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations; earn 3X Points for all other eligible purchases on your Card.
The product comes with Hilton Honors Silver status ($20,000 spend on the card in a calendar year earns Gold status through the end of the next calendar year).
This is a no annual fee card. Terms Apply, see rates and fees.
IHG One Rewards
IHG One Rewards Premier Credit Card
Chase has an offer to earn 140,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
You’ll enjoy an enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
Use this $99 annual fee card and earn up to 26 total points per $1 spent when you stay at IHG Hotels & Resorts. Earn 5 points per $1 spent on purchases on travel, at gas stations, and restaurants. Earn 3 points per $1 spent on all other purchases.
Cardmembers receive automatic Platinum Elite status as long as you remain a Premier cardmember. There’s a Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card.
IHG One Rewards Traveler Credit Card
Chase has an offer to earn 80,000 Bonus Points after spending $2,000 on purchases within the first 3 months of account opening.
Ongoing spend will earn up to 17 total points per $1 spent when you stay at IHG Hotels & Resorts. Earn 3 points per $1 spent on purchases on monthly bills, at gas stations, and restaurants. Earn 2 points per $1 spent on all other purchases.
One of the best features is that cardholders can Redeem 3 Nights, Get the 4th Night Free. That’s outstanding on a no annual fee card that also has no foreign transaction fees.
IHG One Rewards Premier Business Credit Card
You can earn 140,000 Bonus Points after spending $4,000 on purchases in the first 3 months from account opening.
Enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.
On an ongoing basis you’ll earn up to 26 total points per $1 spent when you stay at IHG Hotels and Resorts. Earn 5 points per $1 spent on purchases on travel, at gas stations, select advertising, and restaurants. Earn 3 points per $1 spent on all other purchases.
You’ll also receive automatic Platinum Elite status as long as you remain a Premier Business cardmember
Additional benefits include Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 ($120 starting 10/1/24) every 4 years as reimbursement for the application fee charged to your card
Marriott
Marriott Bonvoy Brilliant® American Express® Card
American Express has an offer to earn 95,000 Marriott Bonvoy® bonus points after you use your new Card to make $6,000 in purchases within the first 6 months of Card Membership. Each calendar year, get up to $300 (up to $25 per month) in statement credits for eligible restaurant purchases worldwide.
Each year you receive a Free Night Award: Receive 1 Free Night Award every year after your Card renewal month. Award can be used for one night (redemption level at or under 85,000 Marriott Bonvoy points) at participating hotels.
Each calendar year after spending $60,000 on eligible purchases you will be eligible to select a Brilliant Earned Choice Award benefit. See https://www.choice-benefit.marriott.com/brilliant for choices.
In addition to receiving Platinum status as a cardmember, each calendar year with your Marriott Bonvoy Brilliant® American Express® Card you can receive 25 Elite Night Credits toward the next level of Marriott Bonvoy® Elite status. Limitations apply per Marriott Bonvoy member account. Benefit is not exclusive to Cards offered by American Express. Cardmembers can enroll in Priority PassTM Select as well. $650 annual fee card. Terms Apply, see rates and fees.
Marriott Bonvoy Business® American Express® Card
American Express has a Welcome Offer: Earn 3 Free Night Awards after you use your new Card to make $6,000 in eligible purchases within the first 6 months of Card Membership. Each Free Night Award has a redemption level up to 50,000 Marriott Bonvoy® points, for a total potential value of up to 150,000 points, at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees. Terms apply.
The card earns 6x Marriott Bonvoy points on each dollar of eligible purchases at hotels participating in the Marriott Bonvoy® program.; 4x points for purchases made at restaurants worldwide, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping; and 2x Marriott Bonvoy Business® American Express® Card points on all other eligible purchases.
Cardmembers receive 1 Free Night Award every year after your Card renewal month. Plus, earn an additional Free Night Award after you spend $60K in purchases on your Card in a calendar year. Awards can be used for one night (redemption level at or under 35,000 Marriott Bonvoy® points) at hotels participating in Marriott Bonvoy®. Certain hotels have resort fees.
Receive a 7% discount on eligible bookings as a benefit of being both a Marriott Bonvoy® member & a Marriott Bonvoy Business® American Express® Card Member when you book directly with Marriott through an eligible channel for a participating property under the Amex Business Card Rate. Terms and Conditions Apply. This is a $125 annual fee card. See rates and fees.
BANK PROGRAM CREDIT CARDS
Chase Ultimate Rewards
Chase Sapphire Preferred® Card has an offer to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Enjoy benefits such as 5x on travel purchased through Chase TravelSM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
You can transfer points to Chase airline and hotel partners such as United; Hyatt; Southwest; British Airways; Virgin Atlantic; Singapore Airlines; Air France KLM; JetBlue; Aer Lingus; Iberia; Emirates; Marriott.
Noteworthy are the protections that come with this card. You can count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. And you can get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
Chase Sapphire Reserve® has an offer to earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
This $550 annual fee card comes with a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
Earn 5x total points on flights and 10x total points on hotels and car rentals when you purchase travel through Chase TravelSM immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases.
You can take your points and transfer them to a variety of airlines and hotel programs, or use your points at 1.5 cents apiece towards travel. (You get 50% more value when you redeem your points for travel through Chase TravelSM. For example, 60,000 points are worth $900 toward travel.)
Current transfer partners include:
- Airlines: United MileagePlus, British Airways Executive Club, Air France KLM Flying Blue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, Virgin Atlantic Flying Club, Iberia Plus, Aer Lingus AerClub, Emirates Skywards, Air Canada Aeroplan
- Hotels: World of Hyatt, Marriott Bonvoy, IHG One Rewards
The card comes with easy, one-time enrollment for a Priority Pass Select with unlimited visits (including for up to 2 guests) subject only to capacity at 1300+ lounges around the world. There are no foreign transaction fees.
Ink Business Preferred® Credit Card
This card has an offer to earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. That’s $900 cash back or $1,125 toward travel when redeemed through Chase TravelSM
Your spending will earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. Earn 1 point per $1 on all other purchases.
Ink Business Unlimited® Credit Card
This is a no annual fee card with an offer to earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Your ongoing spend will earn unlimited 1.5% cash back on every purchase made for your business.
Ink Business Premier® Credit Card
You can earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening. Spending will earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
Note that while you can redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards® you cannot transfer points to airline or hotel loyalty programs.
Ink Business Cash® Credit Card
This no annual fee card has an offer to earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
Think of that as up to 75,000 points, which – if you have an Ultimate Rewards card whose points transfer to airline miles and hotel points – can be combined into one of Chase’s annual fee Ultimate Rewards products, and then transferred to a variety of loyalty program partners.
Ongoing earn is rich, especially 5x categories: earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year; earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year; earn 1% cash back on all other purchases.
This no annual fee card has an INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) – worth up to $300 cash back! That means you’ll enjoy 6.5% cash back on travel purchased through Chase Travel℠, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
After your first year or $20,000 spent, enjoy 5% cash back on travel purchased through Chase Travel℠, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
What I love most and the reason I’ve use this card myself is to earn unlimited 1.5% cash back on all other purchases. While these points do not transfer directly to airline or hotel programs, you can combine them into a Sapphire Preferred or Sapphire Reserve account, and from there to participating airline or hotel loyalty programs. I love earning a minimum of 1.5 points that I’m able to move to United Airlines, Singapore Airlines, or Hyatt that way.
American Express Membership Rewards
Initial bonus offer: Earn 60,000 Membership Rewards® points after you spend $6,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
Earning: Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year; Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year; Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com; Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com; Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.
Credits and Benefits: $120 Uber Cash on Gold: Add your Gold Card to your Uber account and each month automatically get $10 in Uber Cash for Uber Eats orders or Uber rides in the U.S., totaling up to $120 per year. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit; $84 Dunkin’ Credit: With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations; $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required; $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.
Annual fee is $325. Terms Apply, see rates and fees.
American Express® Business Gold Card
Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
The card will earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
You earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. You can also get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
This is a $375 annual fee card. *Terms apply. See rates and fees.
The Platinum Card® from American Express has an offer to earn 80,000 Membership Rewards® Points after you spend $8,000 on eligible purchases on your new Card in your first 6 months of Card Membership.
This card gets complimentary access to American Express Centurion airport lounges. It also provides individual cardmember access to Delta lounges when flying Delta same-day, and a Priority Pass Select membership for cardmember access to lounges that are a part of the Priority Pass network along with Plaza Premium and Escape lounges.
You can also get a number of statement credit benefits,
- $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
- $200 Airline Fee Credit: Select one qualifying airline and receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your card.
- $240 Digital Entertainment Credit: up to $20 back in statement credits each month on eligible purchases made with the card on one or more of the following: Disney+, a Disney Bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal.
- $200 Uber Cash: Platinum Card® Members can get out and about and explore their local area with $15 in Uber Cash for US rides each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings. Simply download the Uber app and add your Platinum Card® to your Uber account to get started. Available to Basic Card Member only. Effective 11/8/2024, an Amex Card must be selected as the payment method for your Uber or Uber Eats transaction to redeem the Amex Uber Cash benefit.
- $199 CLEAR® Plus Credit: CLEAR® Plus helps to get you to your gate faster at 50+ airports nationwide and get up to $199 back per calendar year on your Membership (subject to auto-renewal) when you use your Card. CLEARLanes are available at 100+ airports, stadiums, and entertainment venues.
- $155 Walmart+ Credit: Save on eligible delivery fees, shipping, and more with a Walmart+ membership. Use your Platinum Card® to pay for a monthly Walmart+ membership and get up to $12.95 plus applicable taxes back on one membership (excluding Plus Ups) each month.
- 100 in statement credits annually for purchases in Saks Fifth Avenue stores or at saks.com on the card ($50 semi-annually)
This card earns 5X for flights booked directly with airlines or with American Express Travel up to $500,000 per calendar year.
There are also additional travel benefits like Gold status in the Marriot program, Hilton Honors and Executive status in the National Car Rental program that you can sign up for. This card has a $695 annual fee. Terms Apply, see rates and fees.
The Business Platinum Card® from American Express
This card has a Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
On an ongoing basis you’ll earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. In addition you get 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases. This is valuable in my view for flights, where you don’t give up benefits booking through a third party site. However the card gives you status through a relationship with Hilton and Marriott and you may give up status benefits on prepaid hotel stays booked through AmexTravel.com.
The card gets you access to American Express Centurion lounges, Delta lounges when flying Delta same day, and a Priority Pass Select card for lounge access as well.
You can unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here. The card offers a $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card and a $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
This is a $695 annual fee card. Terms Apply, see rates and fees.
Amex EveryDay® Preferred Credit Card offers an initial bonus of 15,000 points after $1000 in purchases within your first 3 months of card membership.
This $95 annual fee card card earns 3 points per dollar spent at US supermarkets (on up to $6000 per year in purchases), 2 points per dollar at US gas stations, and 1 point on other purchases. It also earns a 50% bonus on those purchases each billing period in which you make 30 or more purchases with the card. That means if you use the card for 30 or more purchases each billing cycle you’ll earn 1.5 points per dollar spent — and up to 4.5 points per dollar for US supermarket purchases.
Terms Apply, see rates and fees. Information about this product was researched independently by View from the Wing. The issuer did not provide its details, and is not responsible for their accuracy.
CAPITAL ONE CARDS
Capital One Venture X Rewards Credit Card
Capital One lets you transfer your miles to your choice of 15+ travel loyalty programs, and offers a premium rewards card at a lower annual fee than several other cards in its class. (See rates and fees)
Current Offer: Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel.
Earning: Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights and vacation rentals booked through Capital One Travel, plus unlimited 2X miles on all other purchases (Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more-you can even transfer your miles to your choice of 15+ travel loyalty programs.)
Benefits: Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and the Partner Lounge Network. Receive up to a $120 credit for Global Entry or TSA PreCheck®
Foreign Transaction Fee: None
Annual Fee: $395
Capital One Venture Rewards Credit Card
Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates. (See rates and fees.)
Current Offer: Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Earning: Earn unlimited 2X miles on every purchase, every day. Earn 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options. (Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel. Plus, transfer your miles to your choice of 15+ travel loyalty programs.)
Benefit: Receive up to a $120 credit for Global Entry or TSA PreCheck®
Annual Fee: $95
Capital One VentureOne Rewards Credit Card
Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates. (See rates and fees.)
Current Offer: Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Earning: Earn unlimited 1.25X miles on every purchase, every day. Earn 5 Miles per dollar on hotels and rental cars booked through Capital One Travel. (Use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel. Plus, transfer your miles to your choice of 15+ travel loyalty programs.) Foreign Transaction Fee: None Annual Fee: $0
Capital One Savor Cash Rewards Credit Card (See rates and fees)
Current Offer Earn a one-time $200 cash bonus once you spend $500 on purchases within the first 3 months from account opening
Earning: Earn unlimited 3% cash back at grocery stores (excluding
superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
Foreign Transaction Fees: None
Annual Fee: $0
Citi ThankYou Rewards
Citi Strata PremierSM Card (See rates and fees.)
For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.
Earning on this $95 annual fee card 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com; 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations; 1 Point per $1 spent on all other purchases.
Points can be transferred to a variety of frequent flyer programs, including:
- SkyTeam: Aeromexico Club Premier, Air France KLM Flying Blue, Virgin Atlantic Flying Club
- oneworld: Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club
- Star Alliance: Avianca LifeMiles, EVA Air Infinity MileageLands, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Turkish Airlines Miles & Smiles
- Non-alliance: Emirates Skywards, Etihad Guest, JetBlue TrueBlue,
There’s also a $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
CASH BACK AND TRAVEL REBATE CARDS
The American Express Blue Business CashTM Card
You can earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
This card lets you earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement. The card has no annual fee.
Terms apply. See rates and fees.
Fidelity Investment Rewards Visa Signature Card earns 2% back deposited into a Fidelity account and has no annual fee.
State Department Federal Credit Union Premium Cash Back+ is a no annual fee 2% cash back card; $200 bonus cash rewards when you spend $3,000 within the first 90 days; comes with cell phone protection.
The Blue Business® Plus Credit Card from American Express
Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
The card will earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply. That makes this the best most rewarding card for otherwise-unbonused spend.
No annual fee. Terms apply. See rates and fees.
Bank of America® Travel Rewards credit card
20,000 bonus points after $1000 spend within 90 days, and 1.5x earn on everything (amounts to a 1.5% rebate to spend on travel).
Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.
