Recommended Credit Card Offers

I receive compensation for many links on this blog. You don’t have to use these links, but I am grateful to you if you do. I do not write deabout all credit cards that are available — instead focusing on miles, points, and cash back (and currencies that can be converted into the same).

There are a few places online that compile the best credit card deals. But as you get from reading this blog, I have my own take on what actually is best. So I’ve compiled these offers in many ways as a repository for myseilf — these are the links I go back to when it’s time to sign up for a card myself or recommend a link to friends and family.

If you find something I’ve missed, I’d greatly appreciate cit if you would e-mail me.

American Express, Chase, Citibank, and Barclays are advertising partners of this blog.

This does not endeavor to be a complete and 100% exhaustive list of all of the credit cards that exist. Rather, these are the cards that I believe are actually worthwhile.

AIRLINE CREDIT CARDS

Alaska Airlines Mileage Plan: 30,000 mile signup bonus: $75 annual fee not waived the first year.

This card also comes with a $99+tax companion ticket which is valid for use on any paid coach fare. Sadly the companion tickets are no longer useful on paid first class fares.

Alaska Airlines Business Card also offers an annual companion ticket and has an initial bonus of 30,000 bonus miles after you make $1,000 or more in purchases within the first 90 days of account opening.

The Alaska Airlines World Elite Mastercard from mbna is the Canadian version of the card and similar.

American AAdvantage

CitiBusiness® / AAdvantage® Platinum Select® World Mastercard® is offering 70,000 AAdvantage® miles after $4,000 in purchases in first 4 months. This card has a $0 annual fee the first year (then $99).

The card offers first checked bag on domestic American Airlines itineraries. There’s preferred boarding on American flights.

Earning is 2 miles per dollar on eligible American Airlines purchases as well as at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations (one mile per dollar on other purchases).

In addition cardmembers earn an American Airlines Companion Certificate for domestic main cabin travel after $30,000 spend or more in purchases each cardmembership year and cardmembership renewal.

Citi® / AAdvantage® Executive World Elite™ Mastercard® is offering 50,000 miles after $5000 spend within the first 3 months of cardmembership. This card comes with American Airlines Club membership — and it offers authorized user cards at no additional annual fee. Authorized users get access to American Airlines clubs as well. $40,000 spend on purchases that post to your account during a calendar year earns 10,000 elite qualifying miles. The card’s annual fee is $450.

American Airlines AAdvantage MileUp℠ Card offers 10,000 AAdvantage bonus miles and a $50 statement credit after spending $500 in purchases within the first three months after account opening.

Earning is 2 miles per dollar on American Airlines purchases and at grocery stores and 1 full mile per dollar everywhere else. This no annual fee card is arguably the best card for grocery store spend earning a full two miles and not capping bonus earning in the category.

Barclays AAdvantage® AviatorTM Red World Elite Mastercard® has an offer to earn 60,000 American Airlines AAdvantage bonus miles after first purchase within 90 days of account opening and paying the card’s annual fee.

Cardmembers receive one free checked bag (on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation) and preferred boarding on American Airlines domestic itineraries.

AAdvantage® Aviator® Silver World Elite Mastercard®

You can’t apply for this card directly, you can only product change an Aviator Red card to it. This card comes with a $100 Global Entry credit. You get priority boarding and free checked bag for up to 8 passengers on the same itinerary.

What’s unique about it is:

  • 5000 elite qualifying miles after $20,000 spend in a year
  • $99 companion ticket (valid for up to 2 companions at $99+tax each) after qualifying spend in a year
  • 5000 more elite qualifying miles after $40,000 spend in a year
  • 3000 elite qualifying dollars after $50,000 spend in a year

AAdvantage® Aviator® Business Mastercard®

Signup bonus is 60,000 AAdvantage miles after $1000 in purchases in the first 90 days.

Benefits include first checked bag free and preferred boarding for the cardmember and up to 4 companions on the same itinerary.

$25,000 spend on the card in a calendar year earns $3000 elite qualifying dollars, $30,000 spend earns a $99+tax companion ticket.

Asiana Visa Signature® Credit Card

Signup bonus is 30,000 miles after $3000 spend within 90 days. Card earns triple points on Asiana, double points on gas and groceries, and one mile per dollar on everything else.

Every year you get 2 Asiana lounge invitations, 10,000 bonus miles, and a $100 rebate on Asiana Airlines ticket purchases (great for taxes and fuel surcharges on an award ticket).

Asiana miles are tough to get but they have one of the best Star Alliance award charts.

British Airways

British Airways Visa Signature® Card

Chase is offering an initial bonus of up to 100,000 Avios:

    Earn up to 100,000 Avios. Earn 50,000 bonus Avios after you spend $3,000 on purchases within the first 3 months from account opening. Plus earn an additional 50,000 bonus Avios after you spend $20,000 on your purchases within your first year of account opening.

On an ongoing basis spend will: Earn 3 Avios per $1 spent on purchases with British Airways, Aer Lingus, Iberia, and LEVEL. Earn 2 Avios per $1 spent on hotel accommodations, plus 1 Avios per $1 spent on all other purchases.

If you spend $30,000 in a calendar year to earn a Travel Together Ticket good for two years which can double the value of your Avios on a single redemption for 2 people.

Cardholders receive a 10% discount off of British Airways flights starting in the US when you book by March 31, 2020.

A big benefit when it comes time to redeem your Avios, this card will give you up to $600 in statement credits each year for flight taxes and fees when you charge those to the card (3 credits a year up to $200 each): $200 for a reward flight in business or first, $100 for a reward flight in economy or premium economy.

Delta

Blue Delta SkyMiles® Credit Card from American Express

This Delta co-brand card earns 2 miles per dollar at US restaurants and on purchases made directly with Delta, and a full 1 mile on every other eligible dollar spent on purchases.

There’s a 10,000 mile initial bonus after $500 in purchases on the card in the first 3 months from approval.

You also receive a 20% statement credit based on spend with the card on eligible Delta in-flight purchases of food, beverages, and audio headsets.

Terms Apply. See Rates & Fees

Gold Delta SkyMiles® Credit Card

This card has an initial bonus offer to earn 30,000 Bonus Miles after you use your new card to make $1,000 in purchases within your first 3 months and a $50 Statement Credit after you make a Delta purchase with your new card within your first 3 months.

The strongest value proposition for the card is that people who fly Delta but not enough to earn elite status receive some of the key benefits of that status just for being a cardholder, specifically Main Cabin 1 Priority Boarding (which helps avoid having to gate check carry on bags) and first checked bag free on every Delta flight (a savings of up to $240 per round trip for a family of four)

Terms apply. See rates and fees.

Gold Delta SkyMiles® Business Credit Card

American Express is offering to let you earn 30,000 bonus miles after you make $1,000 in purchases on your new card in your first 3 months.

See rates and fees.

Platinum Delta SkyMiles® Business Credit Card

American Express has an initial offer to earn 5,000 Medallion® Qualification Miles (MQMs) and 35,000 bonus miles after you spend $1,000 in purchases on your new card in your first 3 months. Plus, earn a $100 statement credit after you make a Delta purchase with your new card within your first 3 months.

The strongest value proposition for the card is that people who fly Delta but not enough to earn elite status receive some of the key benefits of that status just for being a cardholder, specifically priority boarding (which helps avoid having to gate check carryon bags) and first checked bag free on every Delta flight. And you get a statement credit back for 20% of in-flight purchases on Delta.

Terms and limitations apply. See rates and fees.

Delta Reserve for Business Credit Card

American Express is offering 40,000 bonus miles and 10,000 Medallion® Qualification Miles (MQMs) after you spend $3,000 in purchases on your new Card in your first 3 months.

You can earn 15,000 Medallion® Qualification Miles after you reach $30,000 in eligible purchases on the card in the calendar year. Earning is 2 miles per dollar spent on purchases made directly with Delta and 1 mile for every eligible dollar spent on purchases.

It comes with access to Delta Sky Club for you when flying Delta. Cardmembers receive Main Cabin 1 Priority Boarding on Delta flights and first bag free on Delta flights.

Terms Apply. See rates and fees.

Southwest

Southwest Rapid Rewards® Priority Credit Card

This is the premium Southwest Airlines co-brand card really designed for folks who fly Southwest — it makes Southwest travel better, and spending helps earn both A-List status and a companion pass.

The card’s initial bonus lets you earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open.. In addition cardmembers receive 7,500 bonus points after their cardmember anniversary.

Ongoing spend will earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

This $149 annual fee card provides a $75 travel credit with the airline each year; 20% back on in-flight drinks, WiFi, messaging, and movies; and four upgraded boardings per year when available (when A1-15 boarding positions are offered at the gate, buy it and you’ll receive a statement credit for the charge).

Southwest Rapid Rewards® Plus Credit Card

This card has an offer to earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Ongoing earn is 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

You earn 3,000 bonus points after your cardmember anniversary, a nice incentive to keep the card.

What I like about Southwest is that they have no change fees, you can use your points even to make a speculative booking. It’s always great to have Southwest points around, even if you book mostly international award tickets. You might need a domestic flight to get to the city your international award ticket leaves from. Or book the Southwest flight, and if award availability opens up to include a domestic flight on your other ticket, great, there’s no change fees. Southwest points are great insurance. They don’t have other fees either like checked bag fees or change fees.

Southwest Rapid Rewards® Premier Credit Card

This card has an offer to earn 40,000 points after you spend $1,000 on purchases in the first 3 months your account is open. Ongoing earn is 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.

You earn 6,000 bonus points after your cardmember anniversary, a nice incentive to keep the card. I love that Southwest doesn’t charge change fees and doesn’t charge for checked bags. I’ve been flying them a lot more this year, and having a stash of Southwest points on hand is great for domestic positioning flights for awards when other airlines don’t have connecting availability especially since Rapid Rewards tickets are cancellable without a fee. And at the end of the day you can also redeem your points for gift cards and still get strong value.

Southwest Rapid Rewards® Performance Business Credit Card

Chase has launched a new premium Southwest Airlines business card, and they’re making a splash with an initial bonus offer to earn 70,000 points after you spend $5,000 on purchases in the first 3 months your account is open. Ongoing earn is 3 points per $1 spent on Southwest® purchases. 2 points per $1 spent on social media and search engine advertising, Internet, cable and phone services. 1 point per $1 spent on all other purchases. These points count towards earning a companion pass.

Cardmembers receive 9000 bonus points each year after cardmember anniversary; a statement credit for Global Entry or TSA PreCheck fees every four years; reimbursement for four upgraded boardings per year (A1 – A15 boarding purchased at the airport); plus inflight wifi credits. That’s a package that makes the card’s $199 annual fee well worth it.

Southwest Rapid Rewards® Premier Business Credit Card

You can earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open. Ongoing spend will earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® Hotel and Car Rental Partner purchases. 1 point per $1 spent on all other purchases.

The card comes with 6,000 bonus points after your cardmember anniversary.

United

UnitedSM Explorer Card

Chase is offering a Limited time offer to earn up to 65,000 Bonus Miles: 40,000 bonus miles after you spend $2,000 on purchases in the first 3 months your account is open. Plus earn an additional 25,000 bonus miles after you spend $10,000 total on purchases in the first 6 months your account is open.

Your spending will earn 2 miles per $1 spent at restaurants, on hotel stays and on purchases from United. 1 mile per $1 spent on all other purchases

What’s great about this $0 the first year then $95 annual fee card is the travel benefits when flying United. You get first bag for free when you use your card to purchase your ticket. You get priority boarding (avoid having to gate check your carry on, and indeed on a Basic Economy fare you can still bring on a full-sized carry on bag).

You’ll get 2 one-time United Club passes each year for your account anniversary as well.

Cardmembers get access to last seat availability on extra miles awards as well as extra saver award availability that general members don’t have. Elites with the card can receive complimentary domestic upgrades on award tickets.

UnitedSM Explorer Business Card

For small business owners: Earn up to 100,000 bonus miles after qualifying purchases. You’ll earn 50,000 bonus miles after you spend $5,000 on purchases in the first 3 months your account is open plus 50,000 bonus miles after you spend $25,000 total on purchases in the first 6 months your account is open. The card’s annual fee is $95.

You’ll earn 2 miles per $1 at restaurants, gas stations, office supply stores and on United purchases. Earn 1 mile per $1 spent on all other purchases.

You receive 2 United Club passes each year with card renewal, a free checked bag, and priority boarding.

Virgin Atlantic

Virgin Atlantic World Elite Mastercard offers:

  • 20,000 Flying Club bonus miles after your first retail purchase
  • 50,000 additional Flying Club bonus miles after you spend at least $12,000 on purchases within the first 6 months of your account open date
  • Earn up to 15,000 additional bonus miles each anniversary after qualifying purchases
  • Earn up to 15,000 Flying Club bonus miles every anniversary after qualifying purchases

HOTEL CREDIT CARDS

Hilton

The Hilton Honors American Express Business Card

American Express is offering 125,000 Hilton Honors points after you spend $3,000 in eligible purchases in the first 3 months on this card.

The card earns 12X at hotels & resorts in the Hilton portfolio, 6X on select business and travel purchases, and 3X everywhere else. Terms and limitations apply.

You’ll get complimentary Hilton Gold status just for having the card. $15,000 spend in purchases in a calendar year earns a weekend night reward as well, and another weekend night after you spend an additional $45,000 in purchases on your Card in the same calendar year.

The card comes with Priority Pass Select including 10 visits each year.

Terms apply. See Rates & Fees

Hilton Honors American Express Surpass® Card

American Express is offering an initial bonus of 125,000 Hilton Honors Bonus Points and after you spend $2,000 on the new card within 3 months.

Each year you spend $15,000 on the card you’ll earn a weekend night reward, and $40,000 in a calendar year earns Hilton Diamond status through the end of the next calendar year.

Ongoing earn is 12 Hilton points per dollar on purchases directly with a participating hotel or resort within the Hilton Portfolio; 6 per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; and 3 per dollar for all other eligible purchases.

Terms apply. See Rates & Fees

Hilton Honors American Express Card

This Hilton card has a 75,000 point initial bonus after $1000 in eligible purchases within the first 3 months of card membership.

Earning is 7 points per dollar of eligible purchases charged directly with a hotel or resort within the Hilton Honors portfolio of brands.; 5 points per dollar at U.S. restaurants, U.S. supermarkets, and U.S. gas stations; 3 points per dollar on other purchases.

The product comes with Hilton Honors Silver status ($20,000 spend on the card in a calendar year earns Gold status through the end of the next calendar year).

Terms Apply. See Rates & Fees

Hyatt

The World Of Hyatt Credit Card

Chase and Hyatt introduced a new credit card in 2018 and I think it’s fantastic for anyone who likes Hyatt. It makes earning elite status easier, and spending is rewarding — for Hyatt stays, for bonus categories, and because of the additional free night after $15,000 in spend each cardmember year.

The initial offer is to earn up to 50,000 Bonus Points – 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.

Ongoing earn 9 points total per $1 spent at Hyatt – 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member.

You’ll receive 1 free night every year after your cardmember anniversary at any Category 1-4 Hyatt hotel or resort and earn an extra free night at any Category 1-4 Hyatt hotel or resort if you spend $15,000 during your cardmember anniversary year.

The card lets you get automatic World of Hyatt Discoverist status for as long as your account is open and 5 qualifying night credits toward your next tier status every year and also earn 2 qualifying night credits towards your next tier status every time you spend $5,000 on your card.

IHG Rewards Club

IHG® Rewards Club Traveler Credit Card

Chase has an offer for you to earn 60,000 bonus points after spending $2,000 on purchases within the first three months of account opening.

Ongoing spend will earn 15 points total per $1 spent when you stay at an IHG hotel; earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants; earn 1 point per $1 spent on all other purchases.

One of the best features is that cardholders receive a free reward night each time they redeem points for any stay of 4 or more nights. So that’s better than the ‘5th night free’ from Hilton, and amounts to a 25% discount on four night award stays.

That’s outstanding on a no annual fee card that also has no foreign transaction fees.

Marriott

Marriott Bonvoy BoundlessTM Credit Card

There’s currently an offer to earn 75,000 Bonus Points after spending $3,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy Boundless™ Credit Card!
Ongoing you’ll earn 6X points for every $1 spent at over 7,000 participating Marriott Bonvoy hotels and 2X points everywhere else.

Cardmembers receive a Free Night Award (which can be used at properties that require up to 35,000 points for the night) every year after account anniversary as well as silver elite status in the Marriott program and Gold status after $35,000 in purchases each account year, and 15 Elite Night Credits each calendar year that can be used towards higher tier levels.

Marriott Bonvoy Business™ American Express® Card

American Express is offering 75,000 bonus Marriott Bonvoy points after you use your new Card to make $3,000 in purchases within the first 3 months.

The card earns 6 points per dollar spent at participating Marriott Bonvoy hotels; 4 points at U.S. restaurants, at U.S. gas stations, on wireless telephone services purchased directly from U.S. service providers and on U.S. purchases for shipping; and 2 points on all other eligible purchases.

Cardmembers receive a Free Night Award every year after account anniversary as well as an additional Free Night Award after you spend $60,000 in purchases on your card in a calendar year. Each can be used for one night whose redemption cost is 35,000 points or less. (Resort or destination fees aren’t ‘free’ in the Bonvoy program..)

Silver elite status comes with the card, $35,000 in eligible purchases in a year earns Gold status. Terms apply. See rates and fees.

Marriott Bonvoy Bold(TM) Credit Card

Introducing the new Marriott Bonvoy BoldTM Credit Card from CHASE® with no annual fee! Earn 30,000 Bonus Points after spending $1,000 on purchases in your first 3 months from account opening with the Marriott Bonvoy BoldTM Credit Card!

This no annual fee card comes with 15 Elite Night Credits each calendar year and will earn 3X points for every $1 spent at 7,000+ participating Marriott Bonvoy hotels and 2X points on other travel purchases (from airfare to taxis and trains).

BANK PROGRAM CREDIT CARDS

Chase Ultimate Rewards

Chase Sapphire Preferred® Card Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That’s $750 toward travel when you redeem through Chase Ultimate Rewards®

The card earns 2X points on travel and dining at restaurants & 1 point per dollar spent on all other purchases worldwide.

Points transfer to United, Hyatt, Southwest, British Airways, Virgin Atlantic, Singapore Airlines,
Air France KLM, JetBlue, Aer Lingus, Iberia, Marriott, IHG Rewards Club.

Ink Business Preferred℠ Credit Card

This new card lets you earn 80,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.

Your spending will earn 3 points per $1 on the first $150,000 spent on travel and select business categories each account anniversary year. (Of course you earn 1 point per $1 on all other purchases—with no limit to the amount you can earn.)

Employee cards come at no additional cost and there’s a $95 annual fee.

Ink Business Unlimited℠ Credit Card

This is a no annual fee Visa card that has an initial bonus offer to earn $500 bonus cash back after you spend $3,000 on purchases in the first 3 months from account opening.

Your ongoing spend will earn unlimited 1.5% cash back on every purchase made for your business

Chase Sapphire Reserve®, note that this is not my link and content is neither reviewed nor approved by its issuer.

With the card’s signup bonus you’ll earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. Earning is 3X points on travel and dining at restaurants worldwide & 1 point per dollar spent on all other purchases.

The card’s $450 annual fee makes a lot of sense with the card’s $300 annual travel credit providing reimbursement for travel purchases charged to the card each account anniversary year.

You can take your points and transfer them to a variety of airlines and hotel programs, or use your points at 1.5 cents apiece towards travel through the Ultimate Rewards portal.

  • Airline programs: United MileagePlus, British Airways Executive Club, Air France KLM Flying Blue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, Virgin Atlantic Flying Club
  • Hotels: World of Hyatt, Marriott, IHG Rewards Club

The card comes with a Priority Pass Select with unlimited visits subject only to capacity in 1000+ lounges around the world. There are no foreign transaction fees and up to a $100 application fee credit for Global Entry or TSA PreCheck.

American Express Membership Rewards

American Express® Gold Card

Initial bonus offer: Earn 35,000 Membership Rewards® Points after you spend $4,000 on eligible purchases with your new card within the first 3 months.

Earning: 4X Membership Rewards® points at restaurants worldwide. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X); 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com; 1x points on other eligible spend.

Statement credits: Earn up to $10 in statement credits monthly when you pay with the Gold Card at participating dining partners (enrollment required) and $100 Airline Fee Credit (up to $100 in statement credits per year for incidental fees at one selected airline).

Terms apply, see rates and fees.

American Express® Business Gold Card

You can earn 35,000 Membership Rewards® points after you spend $5,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

The card earns 4x points on the two categories you spend the most in each month out of: airfare purchased directly from airlines; U.S. purchases for advertising in select media; U.S. purchases at gas stations; U.S. purchases for shipping; U.S. computer hardware, software, and cloud computing purchases made directly from select providers. This is available for the first $150,000 in combined purchases from these 2 categories each calendar year.

You’ll receive a 25% rebate on points after you redeem for an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year. (Although I prefer all of the options to transfer Membership Rewards points to airline miles.)

Terms apply. See rates and fees.

The Platinum Card® from American Express

American Express will let you earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.

This card gets complimentary access to American Express Centurion airport lounges. It also provides individual cardmember access to Delta lounges when flying Delta same-day, and a Priority Pass Select membership for cardmember access to lounges that are a part of the Priority Pass network (which includes Alaska Airlines lounges and many international lounges).

The card provides up to $200 a year in statement credits for airline incidental fees like checked bags fees, flight change fees, and onboard snack purchases. (You must select one eligible airline for the year with which to use this benefit, terms apply.)

There’s no foreign currency transaction fees. There are also additional travel benefits like Gold status in the Marriot program, Hilton Honors and Executive status in the National Car Rental program.

I love the new 5X Membership Rewards® points-earning on flights booked directly with airlines or with American Express Travel.

The card has a benefit of up to $200 Uber Savings annually (available to the primary cardholder only). See rates and fees.

The Business Platinum® Card from American Express

Earn up to 100,000 Membership Rewards points as an initial bonus. You earn 50,000 points after you spend $10,000 & an additional 50,000 points after you spend an additional $15,000 all on qualifying purchases within your first 3 months of Card Membership.

You earn 1.5 points per dollar on each eligible purchase of $5,000 or more up to 1 million additional points per year.

The card has added a benefit of earning 5 Membership Rewards points per dollar spent on the card on flights and prepaid hotels on amextravel.com. This is valuable in my view for flights, where you don’t give up benefits booking through a third party site. However the card gives you status through a relationship with Hilton and Marriott and you give up status benefits on hotel stays booked through AmexTravel.com.

The card gets you access to American Express Centurion lounges, Delta lounges when flying Delta same day, and a Priority Pass Select card for lounge access as well.

You can enroll to get up to $200 in statement credits annually by getting up to $100 semi-annually for U.S. purchases with Dell. Terms apply.

Terms Apply, see rates and fees.

American Express® Green Card

This is an interesting card for its upfront offer, statement credits that can be worth more than the annual fee, and ongoing earn.

American Express is offering up to $100 in statement credits towards any eligible purchase made directly with Away (luggage) in your first 3 months. Offer ends 1/15/2020. In addition you can earn 30,000 Membership Rewards® points after you spend $2,000 on purchases on your new Card in your first 3 months.

Ongoing earn is 3 Membership Rewards® points on eligible travel (“from subway swipes and window seats to hotel stays and city tours”) and 3 Membership Rewards® points at restaurants worldwide.

There are two key statement credits offered: up to $100 per year when you use the card to pay for your CLEAR® membership and up to $100 in statement credits per year on your LoungeBuddy purchases for lounge access.

There are no foreign transaction fees and the card has a $150 annual fee (Terms Apply, See Rates & Fees).

Amex EveryDay® Preferred Credit Card offers an initial bonus of 15,000 points after $1000 in purchases within your first 3 months of card membership.

This card earns 3 points per dollar spent at US supermarkets (on up to $6000 per year in purchases), 2 points per dollar at US gas stations, and 1 point on other purchases. It also earns a 50% bonus on those purchases each billing period in which you make 30 or more purchases with the card. That means if you use the card for 30 or more purchases each billing cycle you’ll earn 1.5 points per dollar spent — and up to 4.5 points per dollar for US supermarket purchases.

Information about this product was researched independently by View from the Wing. The issuer did not provide its details, and is not responsible for their accuracy.

CAPITAL ONE CARDS

Capital One® Venture® Rewards Credit Card

Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates.

Current Offer: Enjoy a one-time bonus of 50,000 miles once you spend $3,000 on purchases within 3 months from account opening, equal to $500 in travel
Earning: Earn 2X miles on every purchase, every day.
Benefit: Receive up to $100 application fee credit for Global Entry or Pre✓®
Foreign Transaction Fee: None
Annual Fee: $0 intro for first year; $95 after that

Capital One® VentureOne® Rewards Credit Card

Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates.

Current Offer: Earn a bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
Earning: Earn 1.25X miles on every purchase, every day.
Foreign Transaction Fee: None
Annual Fee: $0

Capital One® Spark® Miles for Business

Capital One’s points let you buy any flight without worrying about restricted award availability. This is most useful for people who use their rewards for domestic economy flights, and can be especially valuable over peak travel dates.

Current Offer: Limited Time Offer: Earn up to 200,000 bonus miles worth up to $2,000 to spend on travel-flights, hotels and more. Earn 50,000 bonus miles when you spend $5,000 in the first 3 months and earn 150,000 bonus miles when you spend $50,000 in the first 6 months of your account opening.
Earning: Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won’t expire for the life of the account
Annual Fee: $0 intro annual fee for the first year; $95 after that
Foreign Transaction Fee: None

Capital One® Spark® Cash for Business

Cash back is a better strategy than airline miles for people who use their credit card spending for domestic economy flights, plus of course cash isn’t limited to travel and potentially earns a rate of return when invested!

Current Offer: Limited Time Offer: Earn up to $2,000 in cash bonuses. Earn a $500 cash bonus when you spend $5,000 in the first 3 months and earn $1,500 when you spend $50,000 in the first 6 months of your account opening
Earning: Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
Annual Fee: $0 annual fee for the first year; $95 after that
Foreign Transaction Fee: None

CASH BACK AND TRAVEL REBATE CARDS

Citi® Double Cash Card

This is one of the absolute strongest cash back cards. It has a $0 annual fee and earns 2% back on purchases: 1% when you buy and 1% as you make payments for those purchases. There’s no caps on the cash back you earn, and the full rebate applies regardless of spending category.

American Express Blue Business Cash Card

This card lets you earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. It has no annual fee.

Terms apply. See rates and fees.

Fidelity Investment Rewards Visa Signature Card earns 2% back deposited into a Fidelity account and has no annual fee.

Blue Cash Preferred® Card from American Express

You can earn a $250 statement credit after spending $1,000 in purchases within the first 3 months of card membership.

Earning is earns 6% Cash Back on select U.S. streaming subscriptions; 3% on transit including taxis/rideshare, parking, tolls, trains, buses and more; 6% at U.S. supermarkets on up to $6,000 per year in purchases (then 1%); and 3% Cash Back at U.S. gas stations; 1% cash back on other purchases. Cash Back is received in the form of Reward Dollars that you can redeem for statement credits, gift cards, and merchandise.

Terms Apply, see rates and fees.

Blue Cash Everyday® Card from American Express

This no annual fee card offers a $150 statement credit after you spend $1,000 in purchases within the first 3 months. On an ongoing basis it will earn 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%); 2% Cash Back at U.S. gas stations and at select U.S. department stores; 1% back on other purchases.

Terms apply. See rates and fees.

State Department Federal Credit Union Premium Cash Back+ is a no annual fee 2% cash back card; $200 bonus cash rewards when you spend $3,000 within the first 90 days; comes with cell phone protection.

Costco Anywhere Visa® Card by Citi is a strong no annual fee (with your paid Costco membership) cash back card.

Earnings: 4% on eligible gas for the first $7,000 per year and then 1% thereafter; 3% on restaurants and eligible travel purchases; 2% on all other purchases from Costco and Costco.com; 1% cash back on all other purchases.

Costco Anywhere Visa® Business Card by Citi is the business version of the above with no annual fee (with your paid Costco membership) and 4% on eligible gas for the first $7,000 per year and then 1% thereafter; 3% on restaurants and eligible travel purchases; 2% on all other purchases from Costco and Costco.com; 1% cash back on all other purchases.

The Blue Business® Plus Credit Card from American Express

The card earns 2x Membership Rewards points on your first $50,000 in purchases per year (1 point per dollar thereafter). That makes this the best most rewarding card for otherwise-unbonused spend.

Terms apply. See rates and fees.

Bank of America® Travel Rewards credit card

20,000 bonus points after $1000 spend within 90 days, and 1.5x earn on everything (amounts to a 1.5% rebate to spend on travel).

OTHER CARDS

Amtrak Guest Rewards Credit Card

Earn 20,000 bonus after after $1000 spend within 90 days. The card has no foreign transaction fees and earns 3 points per dollar with Amtrak, double points on other travel, and 1 point per dollar on everything else.

The card will give you a complimentary Companion Coupon, One-Class Upgrade and a Lounge Pass for access to ClubAcela, Amtrak Metropolitan Lounge or First class lounges upon account opening.

Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer.