100,000 Point Offer And New White Gold: American Express Business Gold

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The American Express® Business Gold Card had one of the better initial bonus offers already at 70,000 Membership Rewards points. Now American Express has accelerated things, along with the introduction of a Limited Edition White Gold card option.

    Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases on the card within the first 3 months of cardmembership.

The Business Gold Card now comes in three metal designs you can choose from: Gold, Rose Gold and Limited Edition White Gold. (“White Gold design is only available while supplies last.”)

Earning on this card is super strong: 4x on the top two eligible categories with the most spend each month from 6 eligible categories, with categories changing each month to match your spend. You can earn 4x on up to $150,000 in combined purchases from these categories each calendar year (then 1X).

  • Purchases at US media providers for advertising in select media (online, TV, radio)
  • U.S. purchases made from electronic goods retailers and software & cloud system providers
  • U.S. purchases at restaurants, including takeout and delivery
  • U.S. purchases at gas stations
  • Transit purchases including trains, taxicabs, rideshare services, ferries, tolls, parking, buses, and subways
  • Monthly wireless telephone service charges made directly from a wireless telephone service provider in the U.S.

In addition, the card earn 3X Membership Rewards points on flights and prepaid hotels booked on amextravel.com.

This is a $375 annual fee card (See rates and fees). And there are several statement credit offers that help make this worthwhile.

  • $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
  • Up to a $12.95 plus applicable taxes on one membership fee statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with the card your Business Gold Card.

Those two combine for more value than the annual fee itself. But mostly this card is valuable for the the 4x accelerator categories that will adjust to match your spending.

For rates and fees of the American Express® Business Gold Card, click here.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

Comments

  1. The Frequent Miler post about a new referral offer that’s bigger came hours after this post. I hadn’t seen it until you flagged it in your comment just now.

  2. Unfortunately Amex hiked the fee up on the Gold card very quickly after word got out of a pending fee hike for the card.

    I suspect we are less than 15 months away from another fee hike for the Amex Platinum card to hit.

  3. Help me build credit dot com posts the referral links of his subscribers so head there for a 200k offer

  4. There’s better public offers out there. Shameless commission hustling ala the sellouts at The Points Guy

  5. I got a referral offer for 175k with 15k spend for this card, so I think skip the 100k and find a referral.

  6. It is hard to justify beyond the SUB as the personal Gold is a better card with 4x grocery and easier coupon book.

    Does it make more sense to apply for biz Gold before biz Plat or does the Amex “no applying for lower tier card” rule not apply to biz cards?

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