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The Capital One Venture Rewards Credit Card (See rates and fees.) is probably the simplest high value miles-earning card in the market. And it has the best offer they make for it right now.
LIMITED-TIME OFFER: Enjoy $250 to use on Capital One Travel in your first cardholder year, plus earn 75,000 bonus miles once you spend $4,000 on purchases within the first 3 months from account opening – that’s equal to $1,000 in travel

This $95 card earns unlimited 2x on purchases. And you can redeem points against travel purchases (one cent apiece, effectively a 2% rebate) or transfer to a variety of airline and hotel programs. Most are 1:1, though I note below other ratios:
- Star Alliance: Air Canada Aeroplan, Avianca LifeMiles, Singapore Airlines KrisFlyer, EVA Air (2:1.5), TAP Miles&Go, Turkish Airlines Miles&Smiles
- oneworld: British Airways Club, Cathay Pacific Asia Miles, Finnair Plus, Qantas Frequent Flyer, Qatar Airways Privilege Club, Japan Airlines Mileage Bank (2:1.5)
- SkyTeam: Air France KLM Flying Blue, Aeromexico Rewards, Virgin Red
- Non-alliance: Emirates Skywards (2:1.5), JetBlue (5:3), Etihad Guest
- Hotel: Choice Privileges, Wyndham Rewards, I Prefer Hotel Rewards (1:2), Accor Live Limitless (2:1)

Capital One Venture Rewards Credit Card has imple high value earning as a $95 (not $795!) rewards card and the best offer I’ve seen them make for it in many, many years.


CapitalOne is infuriating by pulling all three credit reporting agencies. I have had numerous fraudulent activities against me, so have blocks on all three agencies. No way I’m going through the effort of temporary unfreezes for a CapitalOne card.