The best credit card offers are the quickest, easiest way to earn a large amount of miles and jump start your travel. These are the most lucrative. There are several new best-ever and limited-time offers that have come out over the last several weeks. Many of the offers on this list are new.

Every month I post what I find are the best credit card offers out there. Some of last month’s best credit card offers are gone or changed. What excites me is that card rewards really seem to be on the upswing in a big way. Now is the time to apply.

Here’s the current up to date list of best credit card offers right now – the most lucrative bonuses available. And here are easy ways to meet the minimum spend required by some of the offers.

Here are the cards I consider to be the best credit card offers with rich bonuses right now:

1. Chase Sapphire Reserve® (See rates and fees) The big push behind this $795 annual fee card’s refresh is the right time to jump on the opportunity: earn 100,000 bonus points + $500 Chase Travel^SM promo credit after you spend $5,000 on purchases in the first 3 months from account opening.

   On an ongoing basis, earn 8x points on all purchases through Chase Travel^SM, including The Edit^SM and 4x points on flights and hotels booked direct. Plus, earn 3x points on dining worldwide & 1x points on all other purchases.

   Get more than $2,700 in annual value with Sapphire Reserve including a $300 annual travel credit as reimbursement for travel purchases charged to your card each account anniversary year and get up to $150 in statement credits every six months for a maximum of $300 annually for dining at restaurants that are part of Sapphire Reserve Exclusive Tables. Plus, get complimentary Apple TV+, the exclusive streaming home of Apple Originals. Plus Apple Music — all the music you love, across all your devices. Subscriptions run through 6/22/27 — a value of $250 annually.

   Access over 1,300 airport lounges worldwide with a complimentary Priority Pass^TM Select membership, plus every Chase Sapphire Lounge® by The Club with two guests. Plus, up to $120 towards Global Entry, NEXUS, or TSA PreCheck® every 4 years.

   
   Chase Sapphire Lounge, New York LaGuardia

   Count on Trip Cancellation/Interruption Insurance, Auto Rental Coverage, Lost Luggage Insurance, no foreign transaction fees, and more.

   Current points transfer partners include:

   • Airlines: United MileagePlus, British Airways Executive Club, Air France KLM Flying Blue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, Virgin Atlantic Flying Club, Iberia Plus, Aer Lingus AerClub, Emirates Skywards, Air Canada Aeroplan
   • Hotels: World of Hyatt, Marriott Bonvoy, IHG One Rewards

   
   Park Hyatt St. Kitts Deluxe Plunge Pool Suite

2. Ink Business Preferred® Credit Card has an offer to earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening. (See rates and fees)

   It earns 3 points per dollar on the first $150,000 spent each year on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to pay your cell phone. Points transfer to the same partners as Sapphire Reserve’s.

   
   Singapore A380 Suites

3. The Platinum Card® from American Express is interesting considering that you may be eligible for as high as 175,000 Membership Rewards® Points after you spend $8,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.

   Enjoy the benefits of the Global Lounge Collection, with over $500 of annual value if you visit Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta flight (subject to visit limitations) , select Lufthansa lounges when flying Lufthansa, Plaza Premium lounges and Escape Lounges, and enroll in Priority Pass Select. See terms.

   
   Centurion Lounge Seattle

   You can also get a number of statement credit benefits,

   • $200 Hotel Credit: Get up to $200 back in statement credits each year on prepaid Fine Hotels + Resorts® or The Hotel Collection bookings through American Express Travel using your Platinum Card®. The Hotel Collection requires a minimum two-night stay.
   • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to your Platinum Card® Account. American Express relies on airlines to submit the correct information on airline transactions to identify incidental fee purchases. If you do not see a credit for a qualifying incidental purchase on your eligible Card after 8 weeks, simply call the number on the back of your Card. Qualifying airlines are subject to change. See terms & conditions for more details.

   • $240 Digital Entertainment Credit: Get up to $20 back in statement credits each month on eligible purchases made with your Platinum Card® on one or more of the following: Disney+, a Disney+ bundle, ESPN+, Hulu, The New York Times, Peacock, and The Wall Street Journal. Enrollment required.
   • $200 Uber Cash: Platinum Card® Members can ride or dine in style with $15 in Uber Cash each month, plus a bonus $20 in December after adding their Card to their Uber account. Use your Uber Cash on rides and orders in the U.S. when you select an Amex Card for your transaction.
   • $199 CLEAR® Plus Credit: CLEAR® Plus helps get you to your gate faster by using unique facial attributes to verify you are you at 50+ airports nationwide. Receive up to $199 in statement credits per calendar year after you pay for your CLEAR Plus Membership (subject to auto-renewal) with the Platinum Card®.
   • A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart. Use your Platinum Card® to pay for a monthly Walmart+ membership (subject to auto-renewal) and receive one statement credit for up to $12.95 (plus applicable taxes. Plus Ups not eligible) each month. Free Shipping excludes most Marketplace items, freight & certain location surcharges. Paramount+ Essential plan only, separate registration required.

   This card earns 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $500,000 on these purchases per calendar year and earn 5X Membership Rewards® Points on prepaid hotels booked with American Express Travel®.

   There are also additional travel benefits like Gold status in the Marriot program, Hilton Honors and Executive status in the National Car Rental program that you can sign up for. Terms Apply, see rates and fees.

4. The Business Platinum Card® from American Express

   This card has a Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.

   On an ongoing basis you’ll 1.5X points (that’s an extra half point per dollar) on purchases at US construction material & hardware suppliers, electronic goods retailers and software & cloud system providers, and shipping providers, as well as on each eligible purchase of $5,000 or more, up to $2 million of these purchases per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus. 1X points on other eligible purchases In addition earn 5X points on flights and prepaid hotels booked on AmexTravel.com. 1X points on other eligible purchases. This is valuable in my view for flights, where you don’t give up benefits booking through a third party site. However the card gives you status through a relationship with Hilton and Marriott and you may give up status benefits on prepaid hotel stays booked through AmexTravel.com.

   The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 10/2024. Access is limited to eligible Card Members.

   Fly like a pro with a $200 Airline Fee Credit. Select one qualifying airline to receive up to $200 back per year on baggage fees and other incidentals. Use the Business Platinum Card® and get up to $209 back per calendar year on your CLEAR® Plus Membership (subject to auto-renewal). NEW! Make the Business Platinum Card® work even harder for you. Hilton For Business members get up to $200 back per calendar year when you make an eligible purchase at Hilton properties across the globe. Benefit enrollment required.

   This is a $695 annual fee card. Terms Apply, see rates and fees.

   
   Yquem in New Emirates First

5. Sapphire Reserve for Business^SM (See rates and fees)

   There’s an introductory offer for this card to earn 200,000 bonus points after you spend $30,000 on purchases in your first 6 months from account opening and with more than $2,500 in annual value, there’s no competition.

   On an ongoing basis you’ll earn 8x points on Chase Travel^SM for airline tickets, hotels, including The Edit^SM, car rentals, cruises, activities and tours; earn 5x total points on Lyft rides through 9/30/27; earn 4x points on flights & hotels booked direct; earn 3x points on social media & search engine advertising.

   You can enjoy complimentary access to the Chase Sapphire Lounge ® by The Club network and Priority Pass^TM Select membership. Two guests may accompany the Primary Cardmember to the lounges free of charge. And get the most flexible travel credit compared to any other card, with up to $300 in statement credits each anniversary year on travel purchases.

   This card has a $795 annual fee.

   
   British Airways Business Class

6. American Express® Business Gold Card will let you earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of cardmembership.

   The card will earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.

   Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.* You can also get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.

   This is a $375 annual fee card. *Terms apply. See rates and fees.

7. Chase Sapphire Preferred® Card has an offer to earn 75,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. (See rates and fees)

   Enjoy benefits such as 5x on travel purchased through Chase Travel^SM, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.

   You can transfer points to Chase airline and hotel partners such as United; Hyatt; Southwest; British Airways; Virgin Atlantic; Singapore Airlines; Air France KLM; JetBlue; Aer Lingus; Iberia; Emirates; Marriott.

   Noteworthy are the protections that come with this card. You can count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more. And you can get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.

   
   KLM Business Class

8. Capital One Venture X Rewards Credit Card has an offer to earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel (See rates and fees)

   The card earns unlimited 2X miles on purchases – and 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.

   You’ll receive a $300 annual credit for bookings through Capital One Travel. And you’ll get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary. With this card you can access the Capital One Lounge as well as Priority Pass lounges.

   
   Capital One Lounge Washington Dulles

   
   Capital One Landing Washington National

9. Capital One Venture Rewards Credit Card will let you earn a one-time bonus of 75,000 miles once you spend $4,000 on purchases within the first 3 months from account opening, equal to $750 in travel. (See rates and fees.)

   The card earns unlimited 2X miles on every purchase, every day, plus 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel. You can use your miles to get reimbursed for any travel purchase-or redeem by booking a trip through Capital One Travel. Plus, transfer your miles to your choice of 15+ travel loyalty programs. It has a $95 annual fee.

   
   Etihad First Apartment

10. The New United Quest^SM Card (See rates and fees)

    New cardmembers can benefit from their Best Offer Ever: Earn 100,000 bonus miles and 3,000 Premier qualifying points after you spend $4,000 on purchases in the first 3 months your account is open.

    On an ongoing basis you’ll 3x miles on United® purchases; 2x miles on dining, select streaming services, and all other travel; 1x mile on all other purchases. Plus, receive a $200 United® travel credit and 10,000-mile award flight discount on each account anniversary (terms apply); earn a 10,000-mile eligible award flight discount after spending $20,000 each calendar year; earn 2 global Economy Plus® seat upgrades after spending $40,000 on purchases each calendar year; and get a jump start on earning Premier status with 1,000 Card Bonus PQP each year, awarded within 6 to 8 weeks after February 1 each year, starting in 2026.

    
    United’s Upcoming Boeing 787-9 Business Class

11. Citi Strata Elite^SM Card (See rates and fees.) has an initial offer to earn 80,000 bonus Points after spending $4,000 in the first 3 months of account opening.

    On an ongoing basis you’ll earn 12 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on cititravel.com and 6 Points per $1 spent on Air Travel booked on cititravel.com; Earn 6 Points per $1 spent at Restaurants including Restaurant Delivery Services on CitiNights^SMpurchases, every Friday and Saturday from 6 PM to 6 AM ET; Earn 3 Points per $1 spent any other time; Earn 1.5 Points per $1 spent on All Other Purchases

    Points can be transferred to a variety of frequent flyer programs, including:

    • oneworld: American Airlines AAdvantage, Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club
    • Star Alliance: Avianca LifeMiles, EVA Air Infinity MileageLands, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Turkish Airlines Miles & Smiles
    • SkyTeam: Aeromexico Club Premier, Air France KLM Flying Blue, Virgin Atlantic Flying Club
    • Non-alliance: Emirates Skywards, Etihad Guest, JetBlue TrueBlue
      
    • Hotels: Leading Hotels of the World Leaders Club, Accor ALL – Accor Live Limitless, Choice Hotels Choice Privileges, Preferred Hotels I Prefer, Wyndham Hotels Wyndham Rewards

    Many of the card’s annual benefits are on a calendar year basis so you have the opportunity to take advantage of them twice in your first cardmember year: the $300 hotel benefit for 2+ night stays booked through Citi Travel; the $200 Splurge credit (take it for American Airlines travel!), and $100 in Blacklane credits twice each year. That’s $1,200 in credits you can reap in year 1 if you’re approved now.

    The list of Splurge Credit merchants is 1stDibs, American Airlines (exclusions apply), Best Buy®, Future Personal Training, and Live Nation (exclusions apply) and you have to activate up to 2 merchants at a time prior to purchase, though you can change your selection as you wish. The Blacklane credit is actually $100 January – June and $100 July – December.

    It offers a Priority Pass Select Membership (as with other major issuers for most cards, this does not cover airport restaurants). It includes 2 guests. Authorized cardmembers receive Priority Pass as well. And there’s also four American Airlines Admirals Club passes each year.

    

12. American Express® Gold Card

    Initial bonus offer: You may be eligible for as high as 100,000 Membership Rewards® Points after you spend $6,000 in eligible purchases on your new Card in your first 6 months of Card Membership. Welcome offers vary and you may not be eligible for an offer. Apply to know if you’re approved and find out your exact welcome offer amount – all with no credit score impact. If you’re approved and choose to accept the Card, your score may be impacted.

    Earning: Earn 4X Membership Rewards® points per dollar spent on purchases at restaurants worldwide, on up to $50,000 in purchases per calendar year, then 1X points for the rest of the year; Earn 4X Membership Rewards® points per dollar spent at US supermarkets, on up to $25,000 in purchases per calendar year, then 1X points for the rest of the year; Earn 3X Membership Rewards® points per dollar spent on flights booked directly with airlines or on AmexTravel.com; Earn 2X Membership Rewards® points per dollar spent on prepaid hotels and other eligible purchases booked on AmexTravel.com; Earn 1X Membership Rewards® point per dollar spent on all other eligible purchases.

    Credits and Benefits: $120 Uber Cash on Gold: Add your Gold Card to your Uber account and get $10 in Uber Cash each month to use on orders and rides in the U.S. when you select an American Express Card for your transaction. That’s up to $120 Uber Cash annually. Plus, after using your Uber Cash, use your Card to earn 4X Membership Rewards® points for Uber Eats purchases made with restaurants or U.S. supermarkets. Point caps and terms apply; $84 Dunkin’ Credit: With the $84 Dunkin’ Credit, you can earn up to $7 in monthly statement credits after you enroll and pay with the American Express® Gold Card at U.S. Dunkin’ locations. Enrollment is required to receive this benefit; $100 Resy Credit: Get up to $100 in statement credits each calendar year after you pay with the American Express® Gold Card to dine at U.S. Resy restaurants or make other eligible Resy purchases. That’s up to $50 in statement credits semi-annually. Enrollment required; $120 Dining Credit: Satisfy your cravings, sweet or savory, with the $120 Dining Credit. Earn up to $10 in statement credits monthly when you pay with the American Express® Gold Card at Grubhub, The Cheesecake Factory, Goldbelly, Wine.com, and Five Guys. Enrollment required.

    Annual fee is $325. Terms Apply, see rates and fees.

13. Southwest Rapid Rewards® Priority Credit Card (See rates and fees)

    This is the premium Southwest Airlines co-brand card really designed for folks who fly Southwest — it makes Southwest travel better, and spending helps earn both A-List status and a Companion Pass®.

    The card has a Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.

    Benefits include First checked bag free for Cardmembers and up to 8 additional passengers in the same reservation; Select a Preferred seat at booking, at no additional charge, when available; Cardmembers and up to 8 passengers in the same reservation will board with Group 5 giving them earlier access to overhead bins.*

    Ongoing category bonus spend: Earn 4 points per $1 spent on Southwest Airlines® purchases, including flights, inflight, and Southwest gift cards. Earn 2 points for every $1 you spend at gas stations and restaurants. This is a $229 annual fee card.

14. Southwest Rapid Rewards® Plus Credit Card (See rates and fees)

    The card has a Limited Time Offer: Our best points offer this year, earn 100,000 bonus points after spending $4,000 on purchases in the first 5 months from account opening.

    Cardmembers and up to 8 additional passengers in the same reservation can check their first bag at no additional cost and can Select a Standard seat within 48 hours prior to departure, when available.

    Ongoing category bonus spend: Earn 2 points per $1 spent on Southwest Airlines® purchases. Earn 2 points for every $1 you spend at gas stations and grocery stores on the first $5,000 in combined purchases per anniversary year.

    You earn 3,000 anniversary points each year, a nice incentive to keep the card. And all points earned count towards Companion Pass®.

15. Ink Business Unlimited® Credit Card This is a no annual fee card with an offer to earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening (See rates and fees)

    If you have a Sapphire Preferred, Sapphire Reserve, or Ink Business Unlimited card, you can transfer the points from this one into that account and then they become transferable to airline miles and hotel points.

16. Aeroplan® Credit Card from Chase lets you earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. (See rates and fees)

    This $95 Annual Fee card earns 3X points for each dollar spent at grocery stores, on dining at restaurants, and Air Canada directly. Earn 1X point for each dollar spent on all other purchases; 500 bonus points for every $2,000 you spend in a calendar month – up to 1,500 points per month.

    Naturally cardmembers get free first checked bag (for the cardmember and up to 8 others people on same reservation). But the card also comes with the first tier of elite status (25K level) for the calendar year in which your Chase Aeroplan Card account is opened and for the following calendar year. You can keep that status with $15,000 in annual spend. In the future status
    that comes with the card will be for the remainder of the year in which you’re approved plus the following year.

    Spending $50,000 on the card bumps you up an elite level – to 35,000 mile status based on spend alone if you aren’t already at that level or higher. However a member earning that level of elite status or higher with Air Canada outside of the card who spends $50,000 on the card in a calendar year gets a one-level bump up starting at the beginning of the next calendar year. An Aeroplan 75K member who aspends $50,000 on the card becomes Super Elite in the next calendar year.

    
    Air Canada Business Class

17. Citi® / AAdvantage Business^TM World Elite Mastercard® Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. [See rates and fees]

    The card offers first checked bag on domestic American Airlines itineraries. There’s preferred boarding on American Airlines flights as well.

    Earning is 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases, and on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations; 1 AAdvantage® mile per $1 spent on other purchases; 1 Loyalty Point for every 1 eligible mile earned from purchases.

    
    American Airlines Boeing 787-9P Business Class

18. Citi Strata Premier® Card (See rates and fees.)

    Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.

    On an ongoing base this $95 annual fee card will: Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com; Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations; Earn 1 Point per $1 spent on all other purchases.

    Points can be transferred to a variety of frequent flyer programs, including:

    • SkyTeam: Aeromexico Club Premier, Air France KLM Flying Blue, Virgin Atlantic Flying Club
    • oneworld: Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club
    • Star Alliance: Avianca LifeMiles, EVA Air Infinity MileageLands, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Turkish Airlines Miles & Smiles
    • Non-alliance: Emirates Skywards, Etihad Guest, JetBlue TrueBlue,

    
    Qantas First Class

    There’s also a $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.

Think there’s a card that belongs on this list of best credit card offers but isn’t here, leave a comment!

For rates and fees of the The Platinum Card® from American Express, click here.
For rates and fees of The Business Platinum Card® from American Express, click here.
For rates and fees of American Express® Gold Card click here.
For rates and fees of American Express® Business Gold Card, click here.