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Marriott and its credit card partners have a summer offer to encourage co-brand spend by existing customers.
- Earn 10,000 bonus points after $7,000 spend on purchases by September 30, 2023
- Registration required by August 10, 2023.
- You can separately register and earn this bonus on each Chase and American Express Marriott card you have, if you have more than one. All U.S.-issued Marriott co-brands are eligible.
I value a Marriott point at around 60 basis points ($0.006) apiece. Their co-brands earn 2 points per dollar outside of accelerator categories. That’s a meager rebate, which is why it rarely makes sense to spend on Marriott cards. Even for Marriott stays bank proprietary cards that award transferable currency and bonus travel are frequently more rewarding than paying with a Marriott card.
This summer bonus helps change that calculation, but only for spending exactly $7,000. And you only have about two months to do that $7,000 in spend.
- Assume $7,000 spend in unbonused categories
- You’d normally earn 14,000 points
- But with this offer you’d earn 24,000 points
- That’s 3.43 points per dollar instead of 2, and a rebate of roughly 2% on your spend.
If you just miss or go over $7,000 in spend during the promotion period you do not do as well. 10,000 Marriott points don’t go very far on their own, so this isn’t something to stretch for. But if you have a Marriott card, or more than one (I have two, generating 40 elite nights per year), you might as well register. And if you spend money on these cards more points are far better than fewer points.