The Best Current Credit Card Bonus Offers [December 2024]

by Gary Leff

I receive compensation for content and many links on this blog. Citibank is an advertising partner of this site, as is American Express, Chase, Barclays and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page.

The biggest credit card offers are the quickest, easiest way to earn a large amount of miles and jump start your travel. These are the most lucrative. There are several new best-ever and limited-time offers that have come out over the last several weeks. Many of the offers on this list are new.

Every month I post what I find are the biggest credit card offers out there. Some of last month’s biggest credit card offers are gone or changed. What excites me is that card rewards really seem to be on the upswing in a big way. Now is the time to apply.

Here’s the current up to date list of biggest credit card offers right now – the most lucrative bonuses available. And here are easy ways to meet the minimum spend required by some of the offers.

    my wallet of biggest credit card offers

Here are the cards I consider to be the biggest credit card offers with rich bonuses right now:

  1. Ink Business Preferred® Credit Card has an offer to earn 90k bonus points after you spend $8,000 on purchases in the first 3 months from account opening.

    It earns 3 points per dollar on the first $150,000 spent each year on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to pay your cell phone.

    singapore airlines a380 suites

  2. Capital One Venture X Rewards Credit Card has an offer to earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel (See rates and fees)

    The card earns unlimited 2X miles on purchases – and 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.

    You’ll receive a $300 annual credit for bookings through Capital One Travel. And you’ll get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary. With this card you can access the Capital One Lounge as well as Priority Pass lounges.

  3. American Express® Business Gold Card has an offer to earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of cardmembership.

    The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.

    The card will earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.* Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*

    You earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. You can also get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*

    This is a $375 annual fee card. *Terms apply. See rates and fees.

  4. Citi Strata PremierSM Card (See rates and fees.) For a limited time, earn 75,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $750 in gift cards or travel rewards at thankyou.com.

    Earn on this $95 annual fee card is 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com; 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations; 1 Point per $1 spent on all other purchases.

    Points can be transferred to a variety of frequent flyer programs, including:

    • SkyTeam: Aeromexico Club Premier, Air France KLM Flying Blue, Virgin Atlantic Flying Club
    • oneworld: Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club
    • Star Alliance: Avianca LifeMiles, EVA Air Infinity MileageLands, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Turkish Airlines Miles & Smiles
    • Non-alliance: Emirates Skywards, Etihad Guest, JetBlue TrueBlue,

  5. Aeroplan® Credit Card lets you earn up to 100,000 bonus points: earn 75,000 bonus points after you spend $4,000 on purchases in the first 3 months your account is open. Plus, 25,000 bonus points after you spend $20,000 on purchases in the first 12 months.

    Cardmembers receive Aeroplan Elite 25K status for rest of the calendar year in which they get the card, plus the following year, and maintain that status by spending $15,000 on the card per year. Spending $50,000 on the card in a calendar gets a one-tier Aeroplan status upgrade, which even bumps a 75K member up to top published Super Elite status.

    And cardmembers can redeem their points at 1.25 cents each toward virtually any travel purchase using the Pay Yourself Back (up to 50,000 points per year).


    Air Canada Business Class


    Air Canada Signature Suite Vancouver

    Those with the card receive an ongoing 10% transfer bonus when moving points from Ultimate Rewards to Aeroplan when transferring 50,000 or more points, up to 25,000 bonus points per year.

  6. Citi® / AAdvantage BusinessTM World Elite Mastercard® For a limited time, earn 75,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 5 months of account opening. [See rates and fees]

    The card offers first checked bag on domestic American Airlines itineraries. There’s preferred boarding on American Airlines flights as well.

  7. Ink Business Unlimited® Credit Card This is a no annual fee card with an offer to earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening

    If you have a Sapphire Preferred, Sapphire Reserve, or Ink Business Unlimited card, you can transfer the points from this one into that account and then they become transferable to airline miles and hotel points.

Think there’s a card that belongs on this list but isn’t here, leave a comment!

For rates and fees of the American Express® Business Gold Card, click here

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

Comments

  2. The Citi Executive card is currently not paying out their GrubHub credits. I have a charge from August that still hasn’t received a credit. They said GrubHub changed something on how the credit charges come in, and it could be another 2-3 months before they correct the issue.

  3. Agree with Rico. The offers you list all require a lot of spending (especially the Aeroplan card…$20,000 spending, yeesh!) …whereas the Hawaiian card, you basically get 70,000 Alaska miles for only $2000 spend. Much better deal.

  4. https://www.applyaviator.com/

    Actually, the best new card bonus offer that I am aware of at the moment is the Barclays AAdvantage® Aviator® Red World Elite Mastercard® promotion for 70,000 AAdvantage® bonus miles (usually 60,000) after making your first purchase and paying the annual fee ($99) in full, both within the first 90 days.

    AA recently announced that Citi will become its only card affiliate relationship, although the transition will take until 2026, so get this card while you can if you’re interested and you qualify for the promotion.

    This card often doesn’t get a lot of play with the bloggers in part because there is no bounty for referrals (at least not for plain old consumers like me). So, there is a link at the top of this comment, but I get no “spiff” for the referral

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