The Best Current Credit Card Bonus Offers [July 2024]

I receive compensation for content and many links on this blog. Citibank is an advertising partner of this site, as is American Express, Chase, Barclays and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page.


The biggest credit card offers are the quickest, easiest way to earn a large amount of miles and jump start your travel. These are the most lucrative. There are several new best-ever and limited-time offers that have come out over the last several weeks. Many of the offers on this list are new.

Every month I post what I find are the biggest credit card offers out there. Some of last month’s biggest credit card offers are gone or changed. What excites me is that card rewards really seem to be on the upswing in a big way. Now is the time to apply.

Here’s the current up to date list of biggest credit card offers right now – the most lucrative bonuses available. And here are easy ways to meet the minimum spend required by some of the offers.

    my wallet of biggest credit card offers

Here are the cards I consider to be the biggest credit card offers with rich bonuses right now:

  1. Ink Business Preferred® Credit Card has a 120,000 point initial bonus after $8,000 spend within 3 months. That can even be enough for a roundtrip business class award ticket between the US and Europe. (Offer expired)

    It earns 3 points per dollar on the first $150,000 spent each year on travel — that’s airlines, hotels, rental cars, tolls, even Uber — and shipping and advertising on social media and search engines, so great for anyone who advertises on Facebook or Twitter, or who spends money advertising with Google. It also comes with $600 protection against theft or damage when you use it to pay your cell phone.

    singapore airlines a380 suites

  2. IHG One Rewards Premier Credit Card By far the best offer ever for an IHG credit card – Earn 5 Free Nights valued at up to 300,000 points (each night valued at up to 60,000 points) after spending $4,000 on the card within the first 3 months from account opening.

    You’ll enjoy an enjoy an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay.

    Cardmembers receive automatic Platinum Elite status as long as you remain a Premier cardmember. There’s a Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $100 every 4 years as reimbursement for the application fee charged to your card as well.

    You receive up to $50 United TravelBank Cash each calendar year after registering your IHG One Rewards Premier Credit Card with your MileagePlus account, and each calendar year you make purchases totaling $40,000 or more the primary cardmember qualifies for Diamond Elite Status through December 31st of the following year.

  3. Capital One Venture X Rewards Credit Card has an offer to earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel (See rates and fees)

    The card earns unlimited 2X miles on purchases – and 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel.

    You’ll receive a $300 annual credit for bookings through Capital One Travel. And you’ll get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary. With this card you can access the Capital One Lounge as well as Priority Pass lounges.

  4. Capital One Venture Rewards Credit Card Capital One is offering a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel. You’ll earn unlimited 2X miles on every purchase, every day (Transfer your miles to your choice of 15+ travel loyalty programs.) This $95 annual fee card also comes with up to a $100 application fee credit for Global Entry or TSA PreCheck®. (See rates and fees.)

  5. Citi Strata PremierSM Card (See rates and fees.) The rebranded Citi Premier Card lets you earn 70,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $700 in gift cards or travel rewards at thankyou.com.

    Earn on this $95 annual fee card is 10 points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com; 3 points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations; 1 Point per $1 spent on all other purchases.

    Points can be transferred to a variety of frequent flyer programs, including:

    • SkyTeam: Aeromexico Club Premier, Air France KLM Flying Blue, Virgin Atlantic Flying Club
    • oneworld: Cathay Pacific Asia Miles, Malaysia Airlines Enrich, Qantas Frequent Flyer, Qatar Airways Privilege Club
    • Star Alliance: Avianca LifeMiles, EVA Air Infinity MileageLands, Singapore Airlines KrisFlyer, Thai Airways Royal Orchid Plus, Turkish Airlines Miles & Smiles
    • Non-alliance: Emirates Skywards, Etihad Guest, JetBlue TrueBlue,

  6. American Express® Business Gold Card has an offer to earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.

    The card will earn 4X Membership Rewards® points on the 2 categories where your business spends the most each billing cycle from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap. In addition, earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.

    You earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required. You can also get $12.95 back in statement credits each month when you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. $12.95 plus applicable taxes.

    This is a $375 annual fee card. Terms apply. See rates and fees.

  7. Citi® / AAdvantage BusinessTM World Elite Mastercard® Earn 65,000 American Airlines AAdvantage® bonus miles after spending $4,000 in purchases within the first 4 months of account opening. $99 annual fee, waived for first 12 months. [See rates and fees]

  8. World of Hyatt Business Credit Card offers 60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.

    You’ll receive up to $100 in Hyatt statement credits – spend $50 or more at any Hyatt property and earn $50 statement credits up to two times each anniversary year.

    And the value here is the role the card plays in elite status: 5 Tier-Qualifying night credits toward status and Milestone rewards for every $10,000 you spend in a calendar year which is more powerful than status credit-earning on the Hyatt consumer card.

  9. United ClubSM Infinite Card has a $525 annual fee and currently has a Limited-time offer: Earn 90,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening.

    Ongoing the card will earn 4 miles per $1 spent on United® purchases; earn 2 miles per $1 spent on all other travel and dining; earn 1 mile per $1 spent on all other purchases.

    Benefits with this Visa Infinite product include free first and second checked bags – a savings of up to $360 per roundtrip (terms apply) – and Premier Access® travel services. You also receive a 10% United Economy Saver Award discount within the continental U.S. and Canada. And you earn up to 10,000 Premier qualifying points per calendar year (25 PQP for every $500 you spend on purchases).

  10. Hilton Honors American Express Surpass® Card earn 130,000 Hilton Honors Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Hilton Honors American Express Surpass® Card in the first 6 months of Card Membership. Offer Ends 7/31/2024.

    You’ll earn a Free Night Reward from Hilton Honors after $15,000 spend in a calendar year plus cardmembers receive Gold status (Diamond after $40,000 spend in a calendar year on the card). You also get National Car Rental® Emerald Club Executive® status. The card has a $150 annual fee. Terms Apply, See rates and fees.

Think there’s a card that belongs on this list but isn’t here, leave a comment!

For rates and fees of the American Express® Business Gold Card, click here
For rates and fees of the Hilton Honors American Express Surpass® Card, click here.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.

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