Capital One’s Venture X Business Available For Online Application With 150,000 Point Bonus Offer

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Last summer Capital One launched the small business version of their Venture X card. At the time it was called “Spark Travel Elite.” Capitalizing on the strong branding behind Venture, they renamed the charge card Venture X Business.

At the time you could only apply via a branch Relationship Manager, but there was an especially lucrative offer to earn up to 250,000 bonus miles in the first 6 months: 50,000 miles once you spend $10,000 in the first 3 months and 200,000 miles once you spend $50,000 in the first 6 months.

More than one relationship manager contacted me, hoping that Capital One wouldn’t make applications available online and that the card would keep getting attention. It was good business for them!

It’s taken over a year, but Capital One’s Venture X Business is now available online.

The initial bonus offer isn’t as big as it was previously off-line, however: earn 150,000 bonus miles after spending $30,000 or more on the card in the first three months.

Like the consumer Venture X card it has a $395 annual fee and:

  • 2x earn on all purchases, plus 10X on hotels and rental cars and 5X on flights booked via Capital One Travel
  • Up to a $100 credit for TSA PreCheck® or Global Entry every four years
  • $300 in annual credit for bookings made through Capital One Travel
  • 10,000 bonus miles (equal to $100 towards travel) every year after their first anniversary

One difference between the consumer card and Venture X Business is that with the business card only primary cardmembers receive unlimited complimentary access to Capital One Lounges and partner lounges. Additional cards on a consumer account receive the full lounge benefit.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.


  1. I have the Venture X and Venture cards. Will they consider allowing me to have all 3 cards in this family?

  2. @ Gary — Was that thud I just heard the take up rate on this offer? $30,000 spend for a 150,000 SUB is ridiculous.

  3. Capitol One turned down my application for the Venture card even though I am under 5/24. Their employee said that the reason is that I have more than 5 credit cards (their maximum).

    Is that your experience?

  4. For non-bonus spend it’s basically an opportunity to earn 7x per dollar on $30,000, if you can make the spend in three months. Not sure how or why anyone would complain about that. It’s a pretty good offer, whether you call it a “big spend” bonus, or a “sign up bonus” or anything else. I don’t have too many cards in my wallet that would give me that kind of return on spending. It’s at least ten cents per dollar.

  5. I did the $50K for 250,000 points signup but even though the 150,000 point offer gives you the same points per dollar the three month timeframe and less wow factor makes it a lot less enticing IMO.

  6. I was instantly approved for the business card. I already had the Venture and Venture X. I had applied for the Venture just 3 months ago. I have a chunk of change in their 360 performance savings account and great credit scores. I also have a totally legit corporation. Not sure why this worked.

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