Credit Cards

Category Archives for Credit Cards.

The Citi Double Cash Card Has Become Absolutely Essential

credit cards
Feb 24 2020

The Citi® Double Cash Card has no annual fee and earns 2% cash back (1% when you make a purchase and 1% when you pay for the purchase). That makes it one of the best value cards (strong rewards with no or low annual fee) and one of the very best cash back cards.

So far so good, it’s been a strong value card for awhile. However in the past quarter they made a change that turns the card from a top cash back card into a top card, period.

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Here’s The Only Way The New Chase-United Credit Card Deal Makes Sense

united credit card
Feb 23 2020

I think I’ve figured out why Chase and Visa would agree to give United $400 million more a year – starting right away – for a credit card deal they already had in place for several years.

Much of United’s explanation why made no sense. This new deal isn’t likely to lead to a lot of “portfolio growth” (more cardmembers). They already were introducing new cards, new benefits, and have been running aggressive acquisition bonuses. However 5 words in United’s SEC filing seem to give away the plot.

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4 Best Ever Offers Of 100,000 Points Or More

first class seats
Feb 23 2020

A little over a decade ago we saw the first 100,000 offer in the U.S., from Chase’s British Airways Visa. After that we saw a few others, especially coming out of the financial crisis where banks had been able to buy miles cheaply from cash-strapped airlines. As the economy improved, and the cost of credit card deals to the banks went up too, I didn’t think we’d see 100,000 mile offers – at least right away.

That’s why it’s so notable to me that we’re seeing a bunch of best-ever 100,000+ point offers this late in the economic cycle. Or maybe it’s because we’re late in the economic cycle that it’s happening. Regardless, it’s generous and program members should be excited.

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The 6 Best Value Rewards Cards, Big Rewards at a Low Price

credit cards
Feb 22 2020

Customers who pocket big bonuses, use their rewards, and spend most heavily in the fastest earning spending categories — all while paying off their card in full each month — may not wind up being a profitable customer for a bank. That’s especially true with the richest rewards cards, however those also come with the heftiest annual fees.

Not everyone is willing to apply for a $450 or $550 annual fee credit card. So here are some of the best value cards with annual fees less than $100 that deliver the strongest benefits and rewards.

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IHG Card’s Best-Ever 140,000 Point Offer

skyscrapers in city
Feb 21 2020

Last year Chase had an initial offer of 125,000 points with an IHG credit card. That was really impressive — the standard offer used to be 60,000 and we’d get excited when it bumped up to 80,000. Now Chase has trumped even that offer.

How can you not jump at a 140,000 point initial bonus offer?

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How To Get The 100,000 Point Southwest Airlines Business Card Bonus (And Easily Meet Required Spend)

southwest plane
Feb 13 2020

Chase’s new 100,000 point offer for the premium Southwest Airlines business card will earn you enough points for a Companion Pass as soon as you’ve spent enough to earn the bonus. There are (4) things to know about applying for this card and (7) things you can easily do to meet the spending requirement for the full bonus.

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Barclays Launching An Emirates Credit Card In The U.S.

shower in plane
Feb 13 2020

Emirates offers a great product. They have some interesting airline partnerships. And they serve a number of U.S. gateways. To make a U.S. co-brand attractive they could take a lesson from the Chase British Airways card and offer a statement credit towards taxes and fees on redemptions each year, as well as offer fast mileage-earning and progress towards elite status along with upgrades on the airline.

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