Credit Cards

Category Archives for Credit Cards.

Barclays Launching An Emirates Credit Card In The U.S.

shower in plane
Feb 13 2020

Emirates offers a great product. They have some interesting airline partnerships. And they serve a number of U.S. gateways. To make a U.S. co-brand attractive they could take a lesson from the Chase British Airways card and offer a statement credit towards taxes and fees on redemptions each year, as well as offer fast mileage-earning and progress towards elite status along with upgrades on the airline.

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Visa Revamping Rates Charged To Merchants, May Affect Card Bonuses Some Banks Can Afford

credit cards
Feb 06 2020

Visa is adjusting merchant swipe fees across the board for the first time in a decade. The fees grocers charge will go down. Rates will also be lower for health-care, education and real estate, areas where Visa would like to win market share away from checks. Meanwhile the fee for online (‘card not present’) transactions will go up.

Banks want to bonus small dollar, frequent spend like groceries to get customers in the habit of using their cards, keeping them top of wallet for unbonused spend. The categories where this makes sense to banks though will change based on the revenue associated with each type of transaction.

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Special Restaurant Reservations For Chase Cardmembers

man cooking
Feb 02 2020

A year ago Capital One launched a relationship with dining reservations site Resy, setting aside tables at great restaurants for cardmembers. American Express went and acquired Resy and now American Express has a much weaker Resy partnership. Capital One quickly went out and partnered with OpenTable.

Yet somehow I didn’t even realize that before these things happened – a full 19 months ago – Chase launched a partnership with restaurant booking site Tock, which sells tickets to restaurants (top end restaurants with limited seating charge you in advance for pre fixe meals through the site).

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Chase Will Ban Third Party Apps That Use Your Password To Screen Scrape Their Site

chasebank
Jan 04 2020

f you use Award Wallet to check your frequent flyer account balances, you give them the username and password for your accounts and with a single click they check your accounts for you (and you can log in with a single click as well).

Award Wallet and other services are going to have to change the way they interact with Chase, and the information they’re able to get may be limited

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Why the Hyatt Visa is the Only Hotel Rewards Card I Want to Spend Money On

outside hotel patio
Dec 07 2019

In general hotel rewards cards are good for their initial bonus offer, for status they give you just for having the card, and for an annual free night that’s worth more than the annual fee — making the card worth keeping.

That’s how I think about most hotel credit cards, but I go out of my way to spend on the World Of Hyatt Credit Card for 3 reasons.

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