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Category Archives for General.

You Want to Apply for Credit Cards, the Miles are Great, But What About Your Credit Score?

May 27 2015

One of the most-asked questions about credit cards is how does it affect your credit score, and of course the implied followup, do you care? And it’s been awhile since I wrote a post on understanding your credit score. I’ve signed up for scores of cards over many years and I still have an excellent credit score, it was nearly 800 FICO on the three major credit bureaus when I went to get my mortgage. In part because of signing up for more cards, rather than in spite of it. I first discovered rewards credit cards in 1997. I signed up for a US Airways card, enticed by the bonus. I decided I didn’t want to pay an annual fee for a credit card back then. My income – and thus my spending – wasn’t…

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Why the Andaz 5th Avenue is My Favorite Hotel in New York

May 27 2015

The Andaz 5th Avenue has large rooms and tons of suites, plenty of value like non-alcoholic minibar free, and treats Diamond members exceptionally well including complimentary room service breakfast. In my view it hits a real sweet spot for price and value in the city. And they’ve made some recent changes that will have others singing praises too.

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