Scott at HackMyTrip writes,
Wandering Aramean found that Chase is doing some research on its new applicants, offering variable annual fees that range from $95 to $149. All of them still waive the fee the first year, but it is worrying that they may be planning to make this card more expensive.
It’s the card I’d tell people to get if they could only have one.
- it’s got a strong bonus, 40,000 points after $3000 spend within 3 months plus 5000 more if you add an authorized user and make a purchase
- it’s a great card for earning, double points on all travel and dining
- it’s great for foreign travel with no foreign currency transaction fees
- it earns one of the most valuable points currencies, since points transfer to a variety of airlines (United, British Airways, Korean, Virgin Atlantic, Southwest), hotel chains (Hyatt, Marriott, Ritz-Carlton, IHG Rewards), and even Amtrak
The annual fee is $0 the first year and $95 thereafter.
Personally I would sign up now, rather than sign up after under an offer that comes with a higher annual fee.
(Note that cards in this post offer credit to me if you’re approved using my links. The opinions, analyses, and evaluations here are mine. The content is not provided or commissioned by American Express, by Chase, by Citibank, US Bank, Bank of America, Barclays or any other company. They have not reviewed, approved or endorsed what I have to say.)