I receive compensation for content and many links on this blog. Citibank is an advertising partner of this site, as is American Express, Chase, Barclays and Capital One. Any opinions expressed in this post are my own, and have not been reviewed, approved, or endorsed by my advertising partners. I do not write about all credit cards that are available -- instead focusing on miles, points, and cash back (and currencies that can be converted into the same). Terms apply to the offers and benefits listed on this page.
Chase’s no annual fee Ink Business Unlimited® Credit Card is back with its best-ever initial bonus offer: $900 after spending $6,000 on purchases within 3 months of account opening.
It’s a stellar card. The Ink Business Unlimited® Credit Card earns unlimited 1.5% back on purchases. Chase points are immensely valuable. And seeing such a big offer is highly unusual on a no annual fee cards This is something to jump on if you are able. I have this card myself and my wife is planning to apply.
More Valuable Than A Mere Cash Back Card
Don’t think of this offer as $900. Think of it as 90,000 Chase Ultimate Rewards points.
If you have an Ultimate Rewards card whose points transfer to airline miles and hotel points (like Chase Sapphire Reserve® then you can combine the points from your Ink business card into your Sapphire Reserve account. Then you’re able to transfer the points to any of Chase’s airline and hotel transfer partners, or redeem them at elevated value through the Chase travel portal.
Current transfer partners include:
- Airlines: United MileagePlus, British Airways Executive Club, Air France KLM Flying Blue, Singapore Airlines KrisFlyer, Southwest Airlines Rapid Rewards, Virgin Atlantic Flying Club, Iberia Plus, Aer Lingus AerClub, Emirates Skywards, Air Canada Aeroplan
- Hotels: World of Hyatt, Marriott Bonvoy, IHG Rewards Club
The same idea works if you have a Chase Sapphire Preferred® Card or an Ink Business Preferred® Credit Card.
Getting Approved
It’s possible to be approved for more than one Ink card, though I wouldn’t apply for Chase cards more than once every 30 days. You often need to be under ‘5/24’ to be approved meaning you need to have had fewer than 5 new cards in the past 24 months. However sometimes with these elevated offers that is not the case! (We’ll know soon enough from reports by people that apply.) In any case I do not expect them to report on your personal credit, and as a result shouldn’t add to your 5/24 total.
When this offer was available in the past I successfully applied for the Ink Business Unlimited® Credit Card, adding it to my existing Ink Business Cash® Credit Card.
Might want to tidy up your recycled articles sometimes. The very first line describes only one card, yet you talk about “both cards.”
Chase’s no annual fee Ink Business Unlimited® Credit Card is back with its best-ever initial bonus offer. Both cards are offering $900 after spending $6,000 on purchases within 3 months of account opening.