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The Citi Prestige card is pretty awesome.
You get a $250 airfare credit, which makes the $450 annual fee go down much easier — this can be used directly for the purchase of airline tickets, no need to mess around with gift cards.
You get points that transfer to a variety of airline frequent flyer programs.
The card’s points can be redeemed for paid travel, including at a strong 1.6 cents apiece on American Airlines.
Earning is triple points on air and hotels, and double points on restaurants and entertainment.
You get American Airlines lounge access when flying American, and a Priority Pass Select membership for Alaska Airlines lounges and lounges around the world — including free guest access.
You also get a fee credit for Global Entry or TSA PreCheck, no foreign transaction fees, and even free rounds of golf (seriously!).
Another benefit that I haven’t covered is that the card comes with 4th night free on hotel bookings. And this isn’t for a limited set of hotels, this is for any hotel.
- You have to book through the Citi Prestige Concierge
- Your rate will be equal to or less than the best flexible rate available through the property itself. (Net net you may wind up paying a little more than a prepaid or AAA rate for the first three nights.)
- These stays earn full points and stay credit.
- You pay at checkout with your Citi Prestige card and then receive a statement credit for the 4th night of the stay.
This is fantastic for stays where the rate goes up on the 4th night of a stay.
And this is fantastic where you’re going to stay 3 nights at the best flexible rate anyway, just tack on a 4th night and earn additional stay or night credit towards status and promotions and additional points without coming out of pocket any additional money. It’s the perfect mattress run.
On a 4-night stay you may not save as much as 25% compared to what you’d pay without the program, e.g. you may be able to save almost as much with a corporate rate code, but this is definitely a great deal on any four night stay and you can use the benefit as often as you like. This alone could make the card worthwhile for cardmembers who stay at hotels regularly for more than a couple of nights at a time.
And since you can use this even at luxury properties, you can get huge savings if you book the kinds of rooms that are $400, $800, or what have you per night.