A woman says that she ran up more than $10,000 in charges at a strip club, but doesn’t think she should be responsible for the transactions on her Chase Freedom and Chase Sapphire cards. She says she “had one too many drinks and/or I was drugged” and has filed disputes with Chase.
She was given temporary credits on her Sapphire card. However she’s been denied credit for her disputes on the since-closed Freedom card.
On my Freedom one, they are claiming because I approved one charge on the sapphire(about $100 drink charge(which I still think was an overcharge but I did have memories of buying at least one drink), that me being intoxicated throws into question whether or not I actually signed off on this FRAUDULANT charge. I don’t even have the Chase Freedom card, I cancelled it immediately the next day.
The cardholder notes that she is a “mostly straight woman and no I did not procure any services that would go for this much” and therefore believes she was “likely drugged by the strippers in question.” She doesn’t remember if she signed off on charges to her cards.
If you go to a bar and drink alcohol, you can’t really dispute the bar tab by claiming that the alcohol made you unable to consent to the purchases. You’re going to be responsible for the charges, not just the first couple of drinks when you were still sober. You went to the bar voluntarily. You were certainly sober when you began ordering drinks. And in any case you are responsible for your own condition.
If a merchant actually drugged you, that would be a different story. Get a blood test as soon as possible. File a police report. Simply saying you were drugged and therefore your signature on a credit card slip wasn’t voluntary isn’t likely to be persuasive.
In this case the customer says they “ha[d] blood work done… never got the results back.” That alone adds to skepticism around the claim, I think.
I’m reminded of the Phil Hartman Saturday Night Live commercials for the personal injury law firm of ‘Green Fazio’ offering a client testimonial, “Sure the sign said no trespassing. But how much does mean when you’re as drunk as I was?”