Two Great Offers For United Airlines Credit Cards (Including 100,000 Miles)

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The United ClubSM Infinite Card is the best way for most United flyers to gain access to United’s clubs. It has a $525 annual fee and currently has an offer to earn 100,000 bonus miles after you spend $5,000 on purchases in the first 3 months from account opening. That makes getting the card a no-brainer for many who can do so.

Ongoing the card will earn earn 4 miles per $1 spent on United® purchases including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges.

Benefits with this Visa Infinite product include up to $100 Global Entry or TSA Precheck® fee credit and 25% back as a statement credit on purchases of food, beverages and Wi-Fi on board United-operated flights when you pay with your Club Infinite Card. You receive free first and second checked bags (a savings of up to $320 per roundtrip, terms apply).

The initial bonus offer is worth way more than the card’s fee, and the card comes with access to United’s clubs. For United flyers that’s an unbeatable combination, and also fantastic for those looking to earn a lot of United miles quickly, great for Star Alliance business class award tickets without fuel surcharges. And having elite status or a United credit card gets you access to better award availability at lower prices on United, too.

For those looking for a lower annual fee, the airline’s primary co-brand UnitedSM Explorer Card has an offer to earn up to 70,000 bonus miles. Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open. Plus, earn an additional 10,000 miles after you spend $6,000 total on purchases in the first 6 months your account is open.

What’s more the UnitedSM Explorer Card has a $0 introductory annual fee for the first year, then $95. That makes this potentially a more efficient card for earning a lot of miles than the United ClubSM Infinite Card for those who do not value club lounge access.

What’s great about this $0 intro annual fee the first year then $95 annual fee card is the travel benefits when flying United. You get first bag for free when you use your card to purchase your ticket. You get priority boarding (avoid having to gate check your carry on, and indeed on a Basic Economy fare you can still bring on a full-sized carry on bag).

You’ll get 2 one-time United Club passes each year for your account anniversary as well. And the card offers up to $100 Global Entry or TSA Precheck® fee Credit.

Cardmembers get access to extra award availability at lower mileage prices that general members don’t have. Elites with either card can receive complimentary domestic upgrades on award tickets.

Both cards of course will only be open to those who have opened fewer than 5 new cards in the past 24 months (Chase’s ‘5/24’).

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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Editorial note: any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and have not been reviewed, approved or otherwise endorsed by any card issuer. Comments made in response to this post are not provided or commissioned nor have they been reviewed, approved, or otherwise endorsed by any bank. It is not the responsibility of advertisers Citibank, Chase, American Express, Barclays, Capital One or any other advertiser to ensure that questions are answered, either. Terms and limitations apply to all offers.



  1. The not so hidden benefit of this card is access not just to United Clubs, but also Star Alliance airline partner lounges. Depending on your travel patterns, that opens up more (and better) doors than Priority Pass.

  2. I just don’t get justifying signing up for these airline cards, because of having such a great benefit of lounge access. Anyone who has traveled in the last 6 months will find lounges are over crowded and many have up to two hours wait time in line to get in. Unless you miss your connection and are stuck at the airport for 6 to12 hours, your chances of getting to use that lounge access is zero next to none. Additionally most airline lounges close at 8 PM and open between 8 AM and 10 AM In the morning. That only leaves a late morning or early afternoon connection as a possibility to obtain lounge access. Not good, as that will be the busiest and the most crowded time of day to try to get in. So just do due diligence when thinking of getting a credit card with an annual fee of $600 or more a year and justifying it by not having to pay for high priced airline lounge access. Most people reading these blogs are not road warriors, who probably are the only ones who do get something back by paying that annual fee each year to keep the card.

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