This morning Million Mile Secrets wrote about using a mileage-earning debit card with payment/transfer services Amazon Payments, Venmo, and American Express Serve to earn (a limited number of) miles for free.
Last week he explained earning miles by buying Walmart money orders with a debit card which you then deposit back into your bank account.
Last month he explained paying taxes with a debit card to earn miles — usually when you pay taxes with a credit card cost ‘convenience fee’ is to high to justify the technique for the miles earned. But you can pay taxes with a debit card for a fixed fee under $4.
These techniques are made possible by the Delta Skymiles debit card from Suntrust.
Mileage-earning debit cards, for the most part, went by the wayside with federal legislation capping the fees that banks can charge for debit transactions. It’s simply too expensive to give miles.
Bank of America still offers a couple of cards that earn 1 mile per $2 spent on their cards. But Suntrust re-introduced their Delta card (Suntrust is a regional bank in the mid-Atlantic and Southeast) with full mileage earning.
The only thing that makes sense to me here is that Suntrust was one of only a handful of banks to fail stress tests a few months back, and this is a play for more customer deposits despite the costs.
Accounts are available in Alabama, Arkansas, Florida, Georgia, Maryland, Mississippi, North Carolina, South Carolina, Tennessee, West Virginia, Virginia, and Washington DC. Folks have generally been able to open accounts when visiting a bank in one of these states even while residing in another state, and there are some reports of success opening an account online via Live Chat.