Chase has done a whole lot with credit card design over the past 2-3 years. No longer just a piece of plastic with raised numbers, several of their cards are now made of metal or contain various interesting metals to give them a more substantial feel.
The most common is probably Chase Sapphire Preferred. It’s probably the best introductory, all-around points-earning credit card. It’s popular with the points and miles set.
Two even more substantial cards are the Ritz-Carlton Rewards and >JP Morgan Palladium products.
I held a Ritz-Carlton Rewards Visa for the first time a few weeks ago and wow that was an impressive-feeling card, it made Sapphire Preferred feel positively pedestrian.
But since these cards aren’t just plastic, an interesting problem arises. You can’t shred them. They don’t just cut up with scissors.
What happens if your card number is stolen, and your card has to be replaced? Or your card expires and the bank sends you a new one, what do you do with the old card?
As I reported a year ago, Milepoint member AndyAndy decided downgrade his Chase Sapphire Preferred card to a regular Sapphire card with no fee.
He tried to dispose of the card himself. With a blow torch.
(Photo used with permission.)
It didn’t work. The numbers on the back of the card were still legible, even.
No, the proper thing to do is send these cards back to Chase. Chase will mail you a postage page envelope, and they will dispose of the card for you. I have no idea what kind of industrial processing is required, and i don’t want to know. But I’m glad I can make a card their problem instead of mine!
The envelope has slots for two cards, is self-sealing, and does not require postage. A simple phone call to Chase and they will send a package out to you in order to facilitate proper disposal.
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[…] the criticisms start to ring true is that these cards are more difficult to dispose of. One reader used a blow torch rather than returning his card to Chase. But how often do you dispose of a credit card? I’m […]