Insane: 3.3 Million People Already Have The Apple Card

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About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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  1. So Gary 3.3 million card holders getting 2% back, on average, is this a better “spend” than say a Sapphire card in points ? Can you opine on that ? A question I have been asking myself.

  2. It’s 3.1 million.

    And there are a lot of interesting things in that article, like over a third of Americans have a Capitol One card!

  3. So 3.3M are interested in the card, that makes 3.3M less interested in the cards I use. Plus that’ll keep cards working to attract business with new offers. So the loss of 3.3M is my gain!

  4. Well, as a participant of these credit card games for years, here’s my perspective.
    Most cards are eliminating many of the more valuable benefits, airlines are devaluing points.
    Rather than keep track of 27 cards and which to use where, it’s really gotten a lot simpler. Some specific spend is for the 3-5 point categories like dining and travel, but the rest? Applecard has 2% cash back on all contactless spend and ApplePay online spend. Cash. Combined with no fees and low interest for those that like that. I still have a dozen cards, but more than half of them are in a drawer. CSR/AX Plat + Apple generally covers everything without having to spend any time at all figuring out where to put your spend and how to get the rewards out. Use a Freedom card for non-contactless payments.

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