30 Years, Hundreds Of Cards—Chase Said No For The First Time (But I Got Sapphire Reserve Business Anyway)

Aug 14 2025

It’s almost frightening how much credit Chase extends to me. I’ve been a customer for decades and over time I’ve changed between different preferred cards that they offer. And instead of cancelling old cards I first move the credit off those cards onto the acconts I’m keeping. During the Great Recession they did drop the available credit on a United card by about $40,000. But otherwise I’ve just been adding to the credit they’re extending to me for many years.

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