Key Link: Chase Sapphire Preferred
You can earn the most bonus points with the Ink Plus® Business Card because it earns 5 points per dollar on telecommunications (cell phone, internet, satellite/cable tv) and at office supply stores (with all the myriad things you can buy there) plus it has a signup bonus of 50,000 points after $5000 spend within 3 months and a $0 fee the first year ($95 thereafter). Here are the top 10 things I love about the Ink Plus card.
But for someone looking for just one card, wanting to know which one is best, I recommend the Chase Sapphire Preferred Card.
Here are my 10 favorite things about Sapphire Preferred.
- 40,000 Point Signup Bonus.. Plus 5000 More!
At 40,000 bonus points after $3000 in spending within 3 months, it has a rich signup bonus. And it’s even better than that because you can get another 5000 bonus points for adding an authorized user to the account and making a purchase.
- Double Points on All Travel and Dining
That’s what most of my spend is, especially reimbursable spend
Not just air and not just hotels, but both and cars and taxis and tolls..
- No foreign transaction fees
So I don’t mind using the card outside the United States, and especially for paying hotel bills and eating out during my travels since the card also offers double points on travel and dining.
- 7% Annual Bonus on Points Earned
7% Annual Bonus Is No Longer Offered.
For many people this alone more than covers the annual fee (it’s $0 the first year, $95 thereafter). You get the 7% bonus on all the points you earn, even for spend that earns double points, so it’s more correct to say you get 2 points per dollar on travel and dining for instance.
- Ultimate Rewards Mall
Additional points for your online shopping through access to the Chase Ultimate Rewards mall, a mileage-earning shopping portal that often has the most lucrative opportunities to earn extra points for the online purchases you’d make anyway. I love the extra points on Travelocity purchases, extra point per dollar at Expedia, and I use Drugstore.com regularly.
- The Card Has a Great Look and Feel
This isn’t a reason to get a card but it’s a sleek card, heavier than what you’re used to and without any raised numbers (and in fact, no numbers on the front of the card). Lucky called it “the poor man’s Centurion card.”
- Transfers to Airlines in Each Alliance and More
These points transfer to United, Korean, British Airways, Virgin Atlantic and Southwest.
Even after United’s devaluation it’s still a highly useful partner because of one-way awards, generous routing rules, no fuel surcharges, and because the price of most awards in economy and business class remain reasonable — it’s international first class on partner airlines that’s gotten out of hand.
But transferring to British Airways Avios can be a good use of points, especially for short-distance non-stop flights (think as low as 9000 points roundtrip for a coach award).
You get access to Skyteam award space through Korean Air which has some very favorable awards. Plus the ability to redeem for international first class through Korean and not just business class, something Delta doesn’t allow.
- Transfers to Several Hotel Chains and to Amtrak
Hyatt is the best value, but points transfer to Marriott, Ritz-Carlton, IHG Rewards, and Amtrak as well.
- Visa acceptance
The card is a Visa, while many other valuable cards are American Express, and that means you can use it pretty much everywhere except Costco.
- Now comes with a Chip
They started issuing the card with an EMV chip back in the fall, which makes it easier to use when traveling in Europe.
What are your favorite features of the Sapphire Preferred card?
(Note that cards in this post offer credit to me if you’re approved using my links. The opinions, analyses, and evaluations here are mine. The content is not provided or commissioned by American Express, by Chase, by Citibank, US Bank, Bank of America, Barclays or any other company. They have not reviewed, approved or endorsed what I have to say.)