American’s SimplyMiles Works With Any Mastercard, Allowing Even More Stacking

I was first to cover the new American Airlines SimplyMiles program. At the time the website wasn’t very functional, it took ages to register.

  • Add an American Airlines co-brand credit card
  • Select an offer
  • Then earn extra miles when you shop with that merchant

The offers are pretty modest, and the idea is you have to spend on an AAdvantage credit card to earn them. That means you’re losing out on the rewards you’d earn from putting that spend on a different card. Or does it?

Bougie Miles points out that the SimplyMiles program actually lets you add any Mastercard and not just AAdvantage co-brand Mastercards. And that lets you stack additional offers.

First, let’s assume you actually do link an AAdvantage Mastercard. You earn miles for your spending. If you go through a shopping portal you earn miles. If you’re using a Mastercard business card you might be able to also earn a rebate from the Mastercard Easy Savings program. And you earn miles from the SimplyMiles offer.

Second, though, let’s assume you link a Bank of America Mastercard or a Chase Mastercard (only IHG cards are issued as Mastercards from Chase). That lets you also stack offers fro those issuers, Bank of America and Chase Offers will give you rebates on certain merchants.

And there’s often overlap between a Chase offer, a shopping portal opportunity, and a SimplyMiles offer.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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  1. Yeayyy! I don’t think I’ve ever been so excited to be mentioned in a blog post. Such a huge fan…. I don’t know if you remember me awkwardly introducing myself to you at the Freddie’s as a fan girl

  2. it didn’t stack for me. Some offer didn’t even post miles.

    There is also no number to call when miles don’t post, and they don’t respond to your email except an acknowledgement.

    I would stay away from this until they fix their technical glitches (I am hoping its not outright scam).

  3. good for you.

    I wanna ask why my BB 200 purchase didn’t post me 1000 miles. But there is no way to contact them.

    I am not gonna make any purchase counting on their offers.

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