I was first to cover the new American Airlines SimplyMiles program. At the time the website wasn’t very functional, it took ages to register.
- Add an American Airlines co-brand credit card
- Select an offer
- Then earn extra miles when you shop with that merchant
The offers are pretty modest, and the idea is you have to spend on an AAdvantage credit card to earn them. That means you’re losing out on the rewards you’d earn from putting that spend on a different card. Or does it?
Bougie Miles points out that the SimplyMiles program actually lets you add any Mastercard and not just AAdvantage co-brand Mastercards. And that lets you stack additional offers.
First, let’s assume you actually do link an AAdvantage Mastercard. You earn miles for your spending. If you go through a shopping portal you earn miles. If you’re using a Mastercard business card you might be able to also earn a rebate from the Mastercard Easy Savings program. And you earn miles from the SimplyMiles offer.
Second, though, let’s assume you link a Bank of America Mastercard or a Chase Mastercard (only IHG cards are issued as Mastercards from Chase). That lets you also stack offers fro those issuers, Bank of America and Chase Offers will give you rebates on certain merchants.
And there’s often overlap between a Chase offer, a shopping portal opportunity, and a SimplyMiles offer.