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The new United QuestSM Card is positioned between the primary consumer UnitedSM Explorer Card ($95 annual fee) and the premium United ClubSM Infinite Card ($525 annual fee, comes with United Club access).
The $250 annual fee United QuestSM Card has launched with a temporary offer of up to 100,000 bonus miles:
- 80,000 miles after $5,000 in purchases in the first 3 months after account opening
- 20,000 additional miles after you spend $10,000 in the first 6 months
The initial 80,000 miles is a great offer on its own, but rounding up to the full 100,000 makes sense since $10,000 over 6 months is just $1667 per month so hardly insurmountable.
United Polaris Business Class
Earning with the card is strong for an airline product, too, with 3x on United purchases and 2x on all other travel as well as restaurants and select streaming services. They’ll even bonus spending with other airlines at 2x. Most will be better off with Chase’s own Ultimate Rewards cards for mileage-earning, but I’m still impressed compared to other airline co-brands.
The interesting piece that makes the card a keeper is:
- $125 credit on United purchases each account anniversary year
- 5000 mile rebate on each of your first two United award redemptions each cardmember anniversary year, starting with your first anniversary (up to 10,000 miles total each year)
I view these two benefits as worth the annual fee on their own for those who fly United. And those who use United but not enough to earn status will benefit from,
- first and second checked bags free for the cardholder and for one companion on the same booking
- Priority boarding
- 25% back on United inflight purchases
The card also comes with up to $100 Global Entry or TSA PreCheck® fee credit. And as a premium Chase rewards card it comes with ancillary benefits you don’t always find from other issuers: trip cancellation and interruption; lost luggage and baggage delay; trip delay; primary car rental collision; purchase protection; extended warranty.
Chase generally won’t approve new cardmembers who have had 5 or more new cards in the past 24 months (“5/24”). Card-specific rules are they won’t approve someone who already has this card or has received a new cardmember bonus for it in the past 24 months – but since the United QuestSM Card is brand new that doesn’t exclude a lot of people.
CitiBusiness® / AAdvantage® Platinum Select® Mastercard® Earn 65,000 AAdvantage miles.