How Credit Will Be Approved in the Future and Which Airlines are the Largest in the World?

News and notes from around the interweb:

  • The 20 largest airlines by fleet size

  • Virgin Australia rescued an owl from an engine.

  • Hyatt Place bonus points near 3 national parks with rate code PARKS. The Hyatt Place Moab (near Zion National Park), Hyatt Place Page/Lake Powell (near Bryce Canyon National Park and Lake Powell) and Hyatt Place St. George/Convention Center (near Arches National Park and Canyon Lands) are offering 2000 bonus points per stay (up to a maximum of 6000 points) for stays June 1 through July 31, 2019. Book my May 31, no registration required.

  • Credit denial in the age of AI Regulations require banks to tell you why they’re declining you for credit, so without a change to the regulatory framework Ai bots will have to be programmed to articulate a reason for their decision. But when they’re able to scoop up more data and make more detailed analysis than humans can, what’s next?

    [O]ne of the largest drivers of personal bankruptcy and default is divorce. An AI algorithm may be able to go through a person’s bank records and web search history, and determine with some reasonable accuracy if they are being unfaithful. Given that is a leading cause of divorce, it would probably be a relevant factor in a risk-based pricing regime, and a good reason to deny credit.

    Is it acceptable for a bank to deny an application for credit because a machine suspects infidelity? If so, the next step would be whether it is right for the bank to inform the consumer directly that is the reason why. Imagine if the bank sent a letter to the consumer’s home with that finding.

  • Cathay Pacific is increasing the frequency of their Washington Dulles service from 4 to 5 times weekly, while swapping an Airbus A350-1000 for a -900 on the route.

  • The Benetton family could invest in Alitalia to gain favor with the Italian government.

    Atlantia, controlled by the Benetton family, faces the loss of its entire national motorway concession in a bitter dispute with the government, which erupted after last year’s disaster on its toll network killed 43 people.

    …[S]ources familiar with the matter said Atlantia could mend relations with the government by joining a rescue of Alitalia, which Rome is desperate to save, and possibly be rewarded with a reprieve on its motorway concession.

  • The ongoing power struggle at Hong Kong Airlines — with more than one person claiming to be CEO — has involved office break-ins and stolen documents.

About Gary Leff

Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel - a topic he has covered since 2002. Co-founder of frequent flyer community, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »

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  1. You have misplaced two of our National Parks. Zion NP is near St. George, not Moab. And Arches NP is at Moab, not St. George. They are on opposite sides of Utah.

  2. “Imagine if the bank sent a letter to the consumer’s home” “because a machine suspects infidelity”. OMG. Given that cellphones can spy on people, it would be more than suspicion. 1984 on steroids!

  3. Other than international tourists who don’t know any better the high summer months are miserable at Zion or Arches. Our favorite time to hit them is late Oct or Nov. Plus it’s so much nicer to hit Zion when the shuttles aren’t running…

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