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IHG One Rewards Premier Credit Card (See rates and fees)
Chase has an offer to earn 165,000 Bonus Points after spending $3,000 on purchases in the first 3 months from account opening
You’ll receive an Anniversary Free Night at IHG Hotels & Resorts. Plus, enjoy a fourth reward night free when you redeem points for a consecutive four-night IHG® hotel stay. And cardmembers receive status in the program.
- Status: Cardmembers receive automatic Platinum Elite status as long as you remain a Premier cardmember. Diamond status if you spend $40,000 or more on the card in a calendar year.
- Expedited security and/or immigration: There’s a Global Entry, TSA PreCheck® or NEXUS Statement Credit of up to $120 every 4 years as reimbursement for the application fee charged to your card.
- Annual fee: $99
- Earning for spend: 10x at IHG properties (plus base earn and elite bonus); 5x on travel, gas stations and dining; 3x on other purchases. (And there are no foreign transaction fees.)
- Spend threshold bonus: Earn a $100 statement credit and 10,000 bonus points after $20,000 spend in a calendar year.
- Anniversary free night on or about your account anniversary you receive a free night certificate, valid at any property up to 40,000 points per night and you can top off that with additional points if needed.
- Fourth Night Free On Redemptions: as a cardmember benefit. Redeem points only for the first 3 nights of a 4+ night stay. That’s more attractive than other programs offering fifth night free.
- $50 in Annual United Airlines Credit: $25 United TravelBank Cash deposited around January 1, and another credit deposited around July 1 (registration required).
Are you eligible for the new cardmember offer? Those who currently have a consumer IHG card are excluded (though having the business card should not itself be disqualifying). And it’s also not available to those who received a new cardmember bonus for this card in the past 24 months.
The card seems clearly worth getting for the up front bonus, and worth keeping for the annual free night, fourth night free on redemptions, and elite status. It’s not a card I’d use for ongoing spend.
It’s a keeper card, so long as you use the free night each year. I opened with a 185K bonus, and some prefer the 5 free night certificates offer, but you’d really need to map that out to use well.
@Gene — When we going to the InterContinental Kabul? (Never!) Jokes aside, lotta decent IHG properties out there. Like, it’s not just Holiday Inns (nothing wrong there either); they got Six Senses these days. Oh lala…