Robinhood just unveiled a $695 “platinum-plated” credit card aimed at premium spenders, but the headline benefit is the metal, not the earning. Outside of portal rebates and limited categories, it’s just 1% back, and the real value is locked behind a long list of monthly credits with restrictions, minimums, and timing rules. In other words: it’s an expensive coupon book that only works if you want to manage it like one.
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Actual 10 Karat Gold Or Gimmick? Robinhood’s New 3% Cash Back Card Bets On Your Financial Future
Robinhood Markets has acquired and rebranded the X1 credit card as the Robinhood Gold Card, offering enticing cash back rewards, a unique metal card upgrade for referrals, and strategic financial benefits to deepen user engagement with Robinhood’s ecosystem.



