Comments

1. If you click on the Business Card details…you also get 40,000 bonus points each year upon renewal.

2. Even if one wasn’t going to stay two nights you could book two nights and use it as a late checkout benefit.

3. How often should you apply for a US Bank card? I took advantage of the Olympics Flex Perks 91 days ago.

4. @Heather – US Bank can be a bit tougher on approvals so personally would wait 6 months.

5. This looks like a great card to be included in my next round of apps! A couple weeks ago I used 60,000 points for 4 nights at a very decent Park Plaza in Bangkok. I got my points from paying $90 for one night at a local Country Inn & Suites. I thought that was a great redemption! Turns out I really like Club Carlson, especially for Asia trips.

6. Looks like a couple traveling together could do half price 4 nt stays too as long as the points for each 2 nt reservation come out of separate accounts.

7. US Bank automatically declines any one with too many recent credit inquiries .

8. this looks promising! Staying at a Radisson right now!

9. I must admit, that 2nd night bonus makes this a very lucrative offer. The points redemption schedule looks similar to the Hilton, especially at the top end, but that bonus night can really help boost the value of the program.

   I’m assuming that perk is a permanent fixture of the card, so it would likely be a card worth keeping, as you don’t know if it will be offered again in the future. Were there any expiration dates listed on the credit card offer? I might add it to my next AOR, but that won’t be until early Feb.

10. I wouldn’t expect this offer to go away in the near-term

11. WOW….this is great for the person who likes to short getaway domestic vacys!

12. Wow – amazing deal, if only they had this on offer outside the US!

13. 5 Club Carlson points per dollar on most spend ($11,000 spend gets you a top tier hotel night)

    I don’t understand that math. 50k is free night at top tier. 5 x $10k = 50k.

    It’s not that rewarding a card for spending

    Disagree. The Hyatt card requires $22k of regular spend for top tier night, the SPG card requires $35k of spend, HHonors Surpass requires $16,666. This looks to be the most rewarding hotel CC on the market for regular spend and that’s not even calculating the killer last night free feature!

    Obviously Carlson’s top tier properties can’t match PHs and some of the HH and Luxury Collection/St. Regis, however, they have some VERY nice places and they treat their Concierges (which I am one) VERY nicely.

14. Gary, can we apply all three cards?

15. Unlikely…

16. Which bureau do they pull in FL?

17. @Hansgolden 11 vs 10. was a typo. But not the most reqarding for spend… on the whole I would compare to 12k spend with spf amex for hotel eedemptions but without the flexibility and value of mileage transfers.

18. @Andy f.. good thing to look up at creditboards.com

19. GARY–WHO DOES U S BANK PULL FROM IN N.Y.?

20. http://creditboards.com/forums/index.php?app=creditpulls

21. In Western NY (Rochester) they pull Experian

22. Anyone know if there is a reconsideration number for boa?

23. Is this benefit really sustainable? I mean, why would you bother booking a 1-night reward anymore?! Either book the night before as well (for free) so you can check in as early as you want, or book the night after (for free) so you can check out as late as you want!

24. TRY

    866 458 8804

25. In order to use the free night benefit, you would need enough points in the first place to redeem for at least one night. So to get your 2.5million points, you would have needed your own 2.5million points first! For the average folk, you would only be able to use this benefit once or twice with your initial bonus.

26. A very interesting benefit indeed. I won’t jump just now, but I’ve contemplated a summer trip to Scandinavia one day (my long list, not my short list). This would very much come in handy.

27. If I have 156,000 points already and they expire 9/28/14. Will having the CC extend these points?

28. @ Kev, they don’t really expire do they? I thought you need to keep some activity every 24months. You can do this by redeeming 2000 points for 250 airline miles. While it might not be the best use, it is a small amount. I’d imagine this would count as activity.

29. Correct Kevin.

    “Do Gold Points expire?
    No, Gold Points® do not have an expiration date as long as your account remains active by earning or redeeming within a 24 month period.”

    So by earning points on credit card purchases you should extend the points’ life.

30. I meant: Correct ck

31. Heather – I am in the same boat (Olypics card about 3 months ago). I still applied today. Decision pending. Last time thay called before approval (presumably because of other recemt new cards since my credit is excellent). I’ll be the guinea pig and let you know.

32. Anyone know where they pull from in NJ?
    Thanks!

33. I am considering applying for this card as I already have 115,000 CC points and have trips planned for AZ this spring and San Fran this summer. Lucy, #7, said, “US Bank automatically declines anyone with too many recent credit inquiries”. I’m wondering how many are too many. TransUnion is showing 6 inquiries for me.

    Also wondering what level of tolerance U.S. Bank has for credit scores. I don’t like to waste a hard pull. As of today, my credit score is: 779 on Credit Sesame, 786 on Quizzle and 929 (Vantage) on Credit Karma.

34. Carol – Watch here and I’ll let you how my application goes. I applied today and decision is pending (ie. no instant approval). You have more pulls and a about the same scores.

35. Sorry I disagree with the value of this deal. If you can get the 50000 points from the third night deal you’d have to spend 100000 to get them in the first place. I have a ton of points in this program and have been a member of club Carlson or the old gold points program for 10+ years and the earn rate isn’t great unless you get a luck bonus deal like they had last year and the redeem rate at most properties is high. Think 50k is typically worth 1 night in that world. Sure you can do better in Bangkok or at some properties but to stay in the nicer ones its 50k or more. I have a reservation on Rome in January at the Blu hotel there and it’s 70k for one night.

36. Carlson was the first program I recognized as offering easier points and theoretical value, but as many of us came to recognize in the chasing of the various 50K promos they’ve run recently, their properties in the US are not the equivalent of most major programs. You really need to aim redemptions at overseas locations.

37. Both MommyPoints and Lucy say that they automatically turn apps down for too many recent inquiries. How many is too many, and what is recent? I churn around 4 cards every 4 months, and just did a churn. Does that mean I should forget about this card, or just make it the first one I apply for next March? I see great value for these points in Europe. But there’s no point in getting another hard pull if I will be automatically turned down. Anyone have a clue about this?

38. Can you apply for both personal and business on the same day?

39. STAN, 866 458 8804 is Bank of America, NOT USBANK!

40. Check the Status of My Credit Card Application? Please call 800-947-1444 and choose option 1 for the status of an application. The potential cardmember will be required to enter his/her social security number to locate the application. Additional verification item(s) will be needed to validate.

    U.S. Bank Offer Verification
    800-530-9454

41. JOHN REFERENCE UR REMARK “STAN, 866 458 8804 is Bank of America, NOT USBANK!”

    JOHN THIS WHAT WAS ASKED BY CK BOA phone
    “ck said,”

    Anyone know if there is a reconsideration number for” boa?”

42. Stan, my bad. Sorry.

    Don’t know why that number is relevant to this thread. Oh well.

43. DaninSTL…the reason you are having to use 70k for the Radisson Blu Rome is because they evidently don’t have standard awards available for the night you need. 50k points is the rate for their highest category hotels in a standard room. Specialty rooms or suites require higher rates in Club Carlson just like they do in virtually every other hotel program.

44. I didn’t see anyone else explain it much (maybe post 35).. but this benefit looks like you have to have the ‘refundable’ points first before getting good use.

    As and example:
    From a couple of the promos over the past 2 years I have over 125,000 points. Getting the Premier card would put me at 210,000.
    210k -100k(2 nights) +50k(refunded)= 160k
    160k -100k(available)+50k(refunded)= 110k
    110k -100k(available)+50k(refunded)= 60k
    60k -60k(for 2 30k nights) +30k(refunded)= 30k
    30k= one last 30k night
    So my points would get me 3(50k nights) and 2(30k nights)
    and the CC benefit would give me an extra 3x(50k) and 1x(30k)
    for a total of 6x(50k’s) and 3x(30k’s)

    Works well if you have points. but if you only started with the 85k and a little more spend, you could get 2(30k point nights) and 2(30k benefit free nights)