Category Archives for Credit Cards.
A self-described Bilt investor is out with an unverified preview of what Bilt Card 2.0 could look like when the new Cardless-issued lineup is unveiled January 14, including rumors about how earning might change, whether benefits depend on Bilt status, and if the current five-transactions rule could be replaced by a minimum monthly spend requirement.
Your premium rewards cards come with a pile of credits, and as the year ends a lot of them are about to go unused. Here are practical ways readers are cashing out Chase, Amex, and Citi perks right now—even if you have no interest in the merchants the benefits are supposed to steer you toward.
Bilt Card 2.0 is finally moving forward, and the most important details are not the new perks — it is the transition rules and deadlines that determine what happens to your account. Here is what current cardholders need to know before January 14 to keep the upgrade seamless, avoid a hard credit pull, and understand what you get if you do nothing.
Chase is making Sapphire Reserve’s credits a lot easier to actually use in 2026. The Edit’s $500 hotel credit stops forcing you to time bookings into two half-year windows, a new $250 two-night hotel credit adds more chains (including IHG), and the Exclusive Tables dining credit is expanding into more cities with 100+ new restaurants.
Chase quietly cut Points Boost value on some The Edit hotel redemptions, dropping them from 2 cents per point to about 1.67. Now the bank says it will make Sapphire Reserve cardholders whole: book any The Edit property through Dec. 22, 2025, and Chase will credit back the points difference after the booking so you still net 2 cents per point.
Chase is walking back the guarantee that The Edit hotels always price at 2 cents per point, but it is offering a short-term fix: book any The Edit property through December 22, 2025 and Chase says it will credit you back to full 2x value even if the booking prices lower. There’s also an upside: Points Boost seems to be expanding on airfare, including JetBlue premium cabins at 2 cents per point and new 1.5 cent economy boosts across a wider set of airlines.
Chase introduced Points Boost as the Sapphire Reserve’s big new redemption pitch: up to 2x on flights, and a guaranteed 2x on The Edit hotels. Now Chase has quietly rewritten the terms so The Edit is only “up to 2x” as well—turning the one fixed-value use case into a dynamic, no-notice downgrade.
Mesa closed my account, and that of many readers. The option to transfer points to airline miles and hotel points is gone. The only redemption option left in the app appears to be..
Mesa has become the first program to support transfers to Omni Hotels, allowing members to redeem 30,000 points for a free night at any Omni property and granting automatic Champion elite status on early transfers. It’s a niche but potentially high-value addition, especially at Omni’s more expensive locations.
The Chase Sapphire Reserve just got pricier, but after living with the new benefits I’m convinced it’s finally worth every dollar. Higher annual fee aside, the mix of richer points, travel credits, and elite perks has turned a once-marginal card into one I actually love to use.
Gary Leff is one of the foremost experts in the field of miles, points, and frequent business travel -- a topic he has covered since 2002.
Co-founder of frequent flyer community InsideFlyer.com, emcee of the Freddie Awards, and named one of the "World's Top Travel Experts" by Conde' Nast Traveler (2010-Present) Gary has been a guest on most major news media, profiled in several top print publications, and published broadly on the topic of consumer loyalty. More About Gary »
